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0% Intro Rate Cards

With 0% Intro Rates, card members can enjoy the privilege of skipping interest rates on either or all of purchases, balance transfers and cash advances over a declared period of time. Card applicants should seek to understand the details and conditions under which an introductory period is applicable.

, we found 44 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] Citi® Platinum Select® MasterCard®

Citi Platinum Select MasterCard
Terms |  More Info
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 19.99% (Variable)* $0.00* 20 days* Good*

[2] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
Terms |  More Info
- No Cosigner Required
- Earn 5 ThankYou Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
Citi mtvU Platinum Select Visa Card for College Student
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Bad Credit OK*

[3] Citi® Dividend Platinum Select® Card

Citi Dividend Platinum Select Card
Terms |  More Info
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5% cash back at restaurants and on car rentals and hotels. Enrollment required each quarter.
- 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center
- No Annual Fee
Citi Dividend Platinum Select Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[4] Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students
Terms |  More Info
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
Citi Dividend Platinum Select Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Poor*

[5] Ink Cash℠ Business Card

Ink Cash Business Card
Terms |  More Info
- 3% cash back on fuel, home improvement, dining and office supply purchases
- Unlimited 1% cash back on all other purchases
- No limit to the number of points you can earn
- Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
- Free additional cards for employees
- No Annual Fee
View all new offers
Ink Cash Business Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 11.24% (Variable)* $0.00* 20 days* Good*

[6] Citi Forward® Card

Citi Forward Card
Terms |  More Info
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.
Citi Forward Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Good*

[7] Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Rewards Card
Terms |  More Info
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Citi Diamond Preferred Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 12.99% - 20.99% (Variable)* $0.00* 20 days* Good*

[8] AT&T Universal Business Rewards Card

AT&T Universal Business Rewards Card
Terms |  More Info
- 0% APR on Purchases for 6 Months
- Earn 5 ThankYou Points For Every Dollar You Spend On Eligible AT&T Products and Services
- Earn 3 ThankYou Points For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services
- 1 ThankYou Point For Every Dollar Spent On Other Purchases
- Additional Cards For Employees With Credit Limits You Set
- No Annual Fee
AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 16.99% (Variable)* $0.00* 20 days* Good*

[9] The Business Platinum Card® from American Express OPEN

The Business Platinum Card from American Express OPEN
Terms |  More Info
- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First® program
- No pre-set spending limit*
The Business Platinum Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* N/A* N/A* $0.00* 20 days* Good*

[10] Citi Forward® Card for College Students

Citi Forward Card for College Students
Terms |  More Info
- No Cosigner Required
- APR Reduction on Purchases When Using Credit Wisely
- 100 ThankYou Points Each Billing Period that You Pay on Time and Stay Under Your Credit Line
- Earn Up to 8,500 Bonus Points After You Sign Up for Paperless Statements and Make $250 in Purchases Within the First 3 Months of Account Opening
Citi Forward Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 19.99% (Variable)* $0.00* 20 days (Min.)* Fair*

[11] Chase Freedom℠ Visa Card - $50 Bonus Cash Back

Chase Freedom Visa Card - $50 Bonus Cash Back
Terms |  More Info
- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
View all new offers
Chase Freedom Visa Card - $50 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* Prime +9.74%, +14.74%, or P+ 19.74% (Variable)* $0.00* 20 days* Good*

[12] Public Savings Bank Secured Card

Public Savings Bank Secured Card
Terms |  More Info
- 0% APR on purchases for 6 months
- 10.99% APR for 6 months on Cash Advance
- No annual fee or monthly fees
- Your credit is not a factor!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $2,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo
Public Savings Bank Secured Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 11.24% (Variable)* $0.00* 25 days* Bad Credit OK*

[13] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[14] Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa - $100 Bonus Cash Back
More Info
- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- No Annual Fee
- 5% cash back offers in popular categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else with no spending tiers
- Your cash back rewards never expire
View all new offers
Chase Freedom Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[15] Ink℠ with Ultimate Rewards℠

Ink with Ultimate Rewards
Terms |  More Info
- Cash back plus a million other redemption options
- No dollar goes unrewarded
- No caps and points never expire
- Unlimited rewards for you or your business
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
- No annual fee
View all new offers
Ink with Ultimate Rewards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 11.24% (Variable)* $0.00* 21 days* Good*

[16] Chase Freedom℠ MasterCard Credit Card

Chase Freedom MasterCard Credit Card
Terms |  More Info
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
Chase Freedom MasterCard Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 12.99% - 22.99% (Variable)* $0.00* 20 days* Good*

[17] Chase Slate℠ Vertical Card with Blueprint

Chase Slate Vertical Card with Blueprint
Terms |  More Info
- 0% intro APR for up to 12 months
- No Annual Fee
- New innovative card design
- BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster
Chase Slate Vertical Card with Blueprint
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 13.24%, 17.24%, 22.24% (Variable)* $0.00* 20 days (Min.)* Good*

[18] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- 0% introductory APR on purchases for the first 6 months
- No annual fee with your paid Costco Membership
- Flexible payments - pay in full or over time
- No annual fee for Additional Cards
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 6 months on Purchases* 15.24%* $0.00* 20 days* Good*

[19] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
Terms |  More Info
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 14.99% (Variable)* $0.00* 20 days* Good*

[20] Discover® More® Card - $75 Cashback Bonus®

Discover More Card - $75 Cashback Bonus
More Info
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
Discover More Card - $75 Cashback Bonus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99% (Variable)* $0.00* 25 days* Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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