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0% Intro Rate Cards

With 0% Intro Rates, card members can enjoy the privilege of skipping interest rates on either or all of purchases, balance transfers and cash advances over a declared period of time. Card applicants should seek to understand the details and conditions under which an introductory period is applicable.

, we found 66 Cards - Sort Card Offers or Compare

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[1] The Business Platinum Card® from American Express OPEN

The Business Platinum Card from American Express OPEN
Terms |  More Info
- FOR A LIMITED TIME: Earn 25,000 Membership Rewards points by spending $5,000 in the first 3 months.
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
The Business Platinum Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* N/A* N/A* $450.00* 20 days* Good*

[2] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[3] Centennial One Platinum Card

Centennial One Platinum Card
More Info
- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[4] Chase Freedom® Visa Card - As Low as 9.99% APR

Chase Freedom Visa Card - As Low as 9.99% APR
More Info
- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
- 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
- $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
- You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire.
- No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[5] IberiaBank Visa® Select

IberiaBank Visa Select
More Info
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
IberiaBank Visa Select
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* or 7.50% for 12 months* 7.50%, 9.50% or 11.50% (Variable) * $35.00* 25 days* Excellent*

[6] Chase Freedom® Visa - $150 Bonus Cash Back Card

Chase Freedom Visa - $150 Bonus Cash Back Card
More Info
- Earn $150 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
- You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 11.99% (Variable) * $0.00* 20 days* Good*

[7] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
Maximum Rewards Platinum Edition Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[8] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
Terms |  More Info
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 11.99% (Variable) * $0.00* 20 days* Good*

[9] CitiBusiness® World MasterCard®

CitiBusiness World MasterCard
More Info
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
View all new offers
CitiBusiness World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[10] Ink Cash℠ Business Card

Ink Cash Business Card
Terms |  More Info
- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No Annual Fee*
View all new offers
Ink Cash Business Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[11] Ink℠ Classic Business - 25,000 Bonus Points

Ink Classic Business - 25,000 Bonus Points
Terms |  More Info
- 25,000 bonus points after you spend $5,000 in the first 3 months!*
- 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
- 2X points per dollar on the first $25,000 spent annually on fuel and dining*
- 1 point per dollar on all other card purchases with no limit on the amount you can earn*
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No Annual Fee
Ink Classic Business - 25,000 Bonus Points
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% (Variable) * N/A* 21 days* Good*

[12] AT&T Universal Business Rewards Card

AT&T Universal Business Rewards Card
Terms |  More Info
- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
No Annual fee*
AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 14.24% (Variable) * $0.00* 20 days* Good*

[13] American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
More Info
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.
 
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[14] Visa® Black Card™

Visa Black Card
More Info
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass (unlimited visits)
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card
View all new offers
Visa Black Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 14.99% (Variable) * $495.00* 20 days* Excellent*

[15] TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
Terms |  More Info
- American Express Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express
Get approved in 60-seconds.
TrueEarnings Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

[16] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 6 months on Purchases* 15.24%* $0.00* 20 days* Good*

[17] FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
More Info
- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 15.24%* $0.00* 23 days* Good*

[18] Discover® Miles Card

Discover Miles Card
Terms |  More Info
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Miles Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99 - 16.99% (Variable) * $0.00* 25 days* Good*

[19] Escape by Discover® Card

Escape by Discover Card
More Info
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Escape by Discover Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[20] Capital One® Platinum Prestige Credit Card

Capital One Platinum Prestige Credit Card
Terms |  More Info
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Platinum Prestige Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases and BT until May 2013* 10.9% - 18.90% (Variable) * $0.00* 25 days* Excellent*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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