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0% Intro Rate Cards

With 0% Intro Rates, card members can enjoy the privilege of skipping interest rates on either or all of purchases, balance transfers and cash advances over a declared period of time. Card applicants should seek to understand the details and conditions under which an introductory period is applicable.

, we found 66 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

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[21] Discover® Motiva℠ Card

Discover Motiva Card
Terms |  More Info
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
- Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Motiva Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[22] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[23] Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Card for College Students
More Info
- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
Citi Dividend Platinum Select Card for College Students
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 13.99% - 21.99% (Variable) * $0.00* 20 days* Poor*

[24] Capital One® Rewards No Hassle Cash Credit Card

Capital One Rewards No Hassle Cash Credit Card
More Info
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards any time for any amount, even set up automatic redemption
- 0% intro APR on purchases until November 2012
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Rewards No Hassle Cash Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until November 2012* 17.9% - 22.90% (Variable) * $39.00* 25 days* Fair*

[25] Capital One® Platinum Prestige Credit Card

Capital One Platinum Prestige Credit Card
Terms |  More Info
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Platinum Prestige Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases and BT until May 2013* 10.9% - 18.90% (Variable) * $0.00* 25 days* Excellent*

[26] Blue Sky℠ Preferred from American Express

Blue Sky Preferred from American Express
More Info
- 7,500 bonus points. Redeemable for a $100 statement credit
- 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
- The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
- Flexibility to pay over time
Blue Sky Preferred from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 17.24% - 21.24% (Variable) * $75.00* 25 Days* Good*

[27] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
More Info
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
Maximum Rewards Platinum Edition Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[28] Capital One® Classic Platinum Credit Card - Average

Capital One Classic Platinum Credit Card - Average
More Info
- 0% intro APR on all purchases until November 2012
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Classic Platinum Credit Card - Average
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until November 2012* 17.9% - 22.90% (Variable) * $39.00* 25 days* Average*

[29] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 6 months on Purchases* 15.24%* $0.00* 20 days* Good*

[30] Citi® Platinum Select® Visa® Credit Card

Citi Platinum Select Visa Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[31] Capital One® Orbitz® Visa® Platinum

Capital One Orbitz Visa Platinum
Terms |  More Info
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
Capital One Orbitz Visa Platinum
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[32] Visa® Black Card™

Visa Black Card
More Info
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass (unlimited visits)
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card
View all new offers
Visa Black Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 14.99% (Variable) * $495.00* 20 days* Excellent*

[33] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[34] Escape by Discover® Card

Escape by Discover Card
More Info
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Escape by Discover Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[35] IberiaBank Visa® Select

IberiaBank Visa Select
More Info
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
IberiaBank Visa Select
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* or 7.50% for 12 months* 7.50%, 9.50% or 11.50% (Variable) * $35.00* 25 days* Excellent*

[36] Centennial One Platinum Card

Centennial One Platinum Card
More Info
- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[37] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Chase Slate Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info
- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
- 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[38] FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
More Info
- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 15.24%* $0.00* 23 days* Good*

[39] Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
More Info
- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
View all new offers
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[40] Discover® Mix Tape Student Card

Discover Mix Tape Student Card
More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Mix Tape Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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