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0% Intro Rate Cards

With 0% Intro Rates, card members can enjoy the privilege of skipping interest rates on either or all of purchases, balance transfers and cash advances over a declared period of time. Card applicants should seek to understand the details and conditions under which an introductory period is applicable.

, we found 66 Cards - Sort Card Offers or Compare

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[21] Blue Cash® Everyday(SM) from American Express

Blue Cash Everyday(SM) from American Express
More Info
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Blue Cash Everyday(SM) from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[22] Discover® Student Open Road℠ Card

Discover Student Open Road Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Open Road Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[23] Discover® Mix Tape Student Card

Discover Mix Tape Student Card
More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Mix Tape Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[24] Escape by Discover® Card

Escape by Discover Card
More Info
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Escape by Discover Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[25] Maximum Rewards Platinum Edition® Visa® Card

Maximum Rewards Platinum Edition Visa Card
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- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- No annual fee
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
Maximum Rewards Platinum Edition Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 19.99% - 11.99% (Variable) * $0.00* 20 days* Good*

[26] Discover® Student Card - Monogram Collection

Discover Student Card - Monogram Collection
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Monogram Collection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[27] Blue Sky from American Express®

Blue Sky from American Express
Terms |  More Info
- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel — anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
Get approved in 60-seconds
Blue Sky from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* from 17.24 to 22.24% (Variable) * $0.00* N/A* Excellent*

[28] SimplyCash® Business Card from American Express OPEN

SimplyCash Business Card from American Express OPEN
Terms |  More Info
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
SimplyCash Business Card from American Express OPEN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 12 months* 12.24% - 19.24% (Variable) * $0.00* 25 days* Excellent*

[29] Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
- $0 liability on unauthorized purchases and Citi Identity Theft Solutions
- No annual fee*
Citi Diamond Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[30] CitiBusiness® World MasterCard®

CitiBusiness World MasterCard
More Info
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
View all new offers
CitiBusiness World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[31] Citi® Platinum Select® Visa® Credit Card

Citi Platinum Select Visa Credit Card
More Info
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi Identity Theft Solutions
- Secure, free online account management
- No annual fee*
Citi Platinum Select Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[32] Capital One® Spark℠ Cash Select for Business

Capital One Spark Cash Select for Business
More Info
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on purchases until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
View all new offers
Capital One Spark Cash Select for Business
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until August 2012* 14.9% - 19.90% (Variable) * $0.00* 25 Days* Excellent*

[33] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* up to 6 months on Purchases* 15.24%* $0.00* 20 days* Good*

[34] Discover® Motiva℠ Card

Discover Motiva Card
Terms |  More Info
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
- Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Motiva Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[35] Capital One® Cash Credit Card

Capital One Cash Credit Card
More Info
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013
View all new offers
Capital One Cash Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until February 2013* 12.90% - 20.90% (Variable) * $0.00* 25 Days* Good*

[36] Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Discover Open Road Card - $150 Restaurant.com Gift Certificate
More Info
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Open Road Card - $150 Restaurant.com Gift Certificate
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[37] LSU Tigers™ Platinum MasterCard® from Capital One®

LSU Tigers Platinum MasterCard from Capital One
Terms |  More Info
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU card designs or create your own image card
- 0% intro APR on purchases until February 2013
- No annual fee
LSU Tigers Platinum MasterCard from Capital One
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until February 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Excellent*

[38] Blue Sky℠ Preferred from American Express

Blue Sky Preferred from American Express
More Info
- 7,500 bonus points. Redeemable for a $100 statement credit
- 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
- $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
- The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
- Flexibility to pay over time
Blue Sky Preferred from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 17.24% - 21.24% (Variable) * $75.00* 25 Days* Good*

[39] Capital One® Classic Platinum Credit Card - Average

Capital One Classic Platinum Credit Card - Average
More Info
- 0% intro APR on all purchases until November 2012
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Capital One Classic Platinum Credit Card - Average
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* on purchases until November 2012* 17.9% - 22.90% (Variable) * $39.00* 25 days* Average*

[40] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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