The ACE Elite Visa Prepaid Debit Card is a prepaid card that has very little or no qualifications to receive a card. Due to no credit checks and the fact the card is not tied to credit, it is safer than cash and is insured by the FDIC. Fees are also low.
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
|Credit Needed:||Bad Credit OK*|
The ACE Elite Visa Prepaid Debit Card can serve as an online checking account for an individual who cannot get or who do not want a checking account or even credit cards for that matter. The card is much safer to use in that fraudsters do not obtain your personal information if they obtain the card.
Money can be deposited onto the card in several ways. Those ways include free direct deposit, free account-to-account transfer online (there's a charge if done by a customer service rep on the phone), and by visiting one of the many reload centers in the United States (charge depends on the distributor).
The card does have simple fees. Pay-as-you-go customers pay a fee per PIN and signature transaction. Fee customers pay a monthly fee to avoid the individual transaction fees. ATM and card replacement fees apply, as well as a small fee if the card is not used in a 90 day period.
(4.5 out of 5)
|Most attractive features:||- No application fee
- FREE Savings Account
- FDIC insured accounts
- Low fee card services
- VISA benefits
|Least attractive features:||- Monthly service fee
- Does not report to Credit Bureaus
|Other Benefits:||- Universal Acceptance
- Access to Cash Worldwide
- All-Access Direct Deposit
- Free Account to Account Transfers
- FDIC Insurance
- 24/7 Account Access
- Free Additional Cards
- Reload Card Options
- All-Access Bill Pay
- All-Access Wireless Alerts
- NetSpend National Savings (5% APY - limited time offer)
|Online Card Account Access:|
|100% Guarantee Approval:|
|Introductory APR (%):||N/A*|
|APR on Purchases (%):||N/A|
|Additional Fees||Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month|
|Click Here to Apply|
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|Apply For ACE Elite Visa Prepaid Card Secure Online|
* The information provided for ACE Elite Visa Prepaid Card is believed to be accurate at the time of evaluation (Apr 30, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.