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AeroMexico Visa Signature Card For A Better Travel Experience

by MarketProSecure

The AeroMexico Visa Signature card is a travel rewards card that makes traveling and activities related to it more affordable. Overall, it gives a better travel experience by being able to redeem points that are earned as the card is used on purchases, as well as being able to save on certain transactions just for being a member.

The AeroMexico Visa Signature card is a travel rewards card that rewards an individual regardless of how much they actually travel. The reason why it doesn't matter how much the individual travels is because there are a number of money saving opportunities.

The first opportunity comes in the way of the One Club Premier Miles that are earned for using the card on purchases. The standard reward is 1 point for every $1 spent. Cardholders receive the opportunity to earn double miles when the card is used on gas and groceries and AeroMexico purchases made with the card. When using the card for AeroMexico airfare purchases, a discount is also applied.


Perks


There are even more perks to the card, which can make travel more convenient for the cardholder that uses the card in their travels. For instance, there is no preset spending to worry about. This doesn't mean that the card has unlimited spending, but it does mean that there is no being concerned with limits when traveling anywhere in the world.

Cardholders also have access to the Visa Signature Concierge. This is a service that saves cardholders time by having the concierge carry out certain tasks rather than the cardholder. The cardholder is responsible for expenses incurred when using this service, but it is a way to get what you need when you don't have the time to take care of it.

Two other perks are the special dining privileges and premium offers. These offers are always subject to change, so it is good to stay up-to-date on them, but they present you with money saving opportunities on luxurious and exclusive opportunities.

Cardholders also receive travel and emergency assistance while traveling, as well as travel accident insurance. The travel accident insurance covers you, your spouse, and any traveling minor children. The events it covers includes loss of life, limb, sight, hearing, and other qualifying injuries or incidents.


Card Security


The card has a high degree of security to it because it offers Fraud protection, which monitors the card for fraudulent activity so it can be stopped early in its tracks. While the card has a Zero Fraud Liability policy, being able to stop credit card fraud before it is a significant problem helps ensure that the liability for U.S. Bank, the card issuer, is low. The Zero Fraud Liability policy is in place to ensure cardholders do not have to pay for fraudulent charges. If there is fraudulent activity, it has to be reported immediately to ensure it is covered.


Card Cost


The waiver of the annual fee the first year reduces the cost of the card. The annual fee is charged on the anniversary date of the account starting with the second year. The fee is low compared to the fees charged to other travel rewards credit cards.

As for the interest, the card is standard in its rates, but, based on creditworthiness and the Prime Rate, it can be quite competitive. What this means is that the rate on the low end is rather competitive, while the rate on the high end is more upon average lines.

The fees are rather standard in that they are a percentage of the transaction or a minimum dollar amount, whichever is greater. There is an APR for balance transfers and cash advances in addition to the fee. The APR is separate from the purchase APR and is charged at the time of the transaction. If cardholders wish to avoid paying interest on purchases, the entire balance must be paid off by the due date each month.

The final fee type is the foreign transaction fee, which is just a percentage of the transaction. What percentage is charged depends on the currency that the transaction is carried out in. if the transaction is carried out in U.S. Dollars, then it is going to cost less than if it is carried out in a foreign currency.


Application


The card can be applied for as a card for an individual or a joint account, which must be specified at the start of the application. From there, you agree with the terms and continue with the application. The application is rather simple. It first asks for your AeroMexico Club Premier Member number. If you don't already have one, then you are auto enrolled when your credit card is approved.

You then include your personal information and other applicable information before submitting your application. You may or may not receive an instant decision. Once a decision is made, you will receive your card in 7 to 10 days.


Customer Service


Customer service is considered a benefit of the card in that it is available 24/7 via the telephone. You can opt for online account access so that you can access the account in your own time and at your own pace. Because of the easy account access, you can access your account information from anywhere in the world and check your balance, points, and even make a payment.

You can also use the card for online bill payments, automatically having your bills charged to the card so that you do not have to worry about due dates. This adds to the worry-free element that the credit card works hard to drive home with its cardholders. Whether traveling or staying home, it is important to realize that this is a card that takes a lot of the concern out of carrying a credit card wherever you go.


Conclusion


The AeroMexico Visa Signature card takes care of its cardholder, giving opportunities to save money on travel and travel-related expenses when the card is used. With no annual fee the first year and a very low one every year after that, along with annual bonus points, it is easy to save on airfare immediately after the points are applied to the card. All other savings opportunities are immediate upon issuance of the card.

Published: October 14, 2014


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