American DreamCard™ MasterCard®
Issued by HSBC Bank Nevada, the American DreamCard Master Card, is designed for those with fair credit who are looking for an average credit card with a monthly cash sweepstakes program.
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Basic Information |
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| Issuer: | HSBC / Orchard Bank | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Stored Value) | |||||||||
| Card Type: | - Reward Card |
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| Credit Needed: | Fair* | |||||||||
Card Review |
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| Countdown to the next drawing for the American DreamCard™ jackpot! Every net $1.00 spent on your American Dream Card Master Card will get you an entry to win the large monthly American Dream Card cash jackpot. | ||||||||||
| Card rating: |  (3.5 out of 5) |
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| Most attractive features: | - No annual fee - Sweepstakes entries |
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| Least attractive features: | - High APR for less qualifying applicants - No extraordinary benefits or services offered |
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Rewards & Benefits |
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| Reward Unit: | Point | |||||||||
| Reward per every $1 spent: | 1.00 | |||||||||
| Rewards: | - Participation at monthly sweepstakes drawing for a cash prize. Entries are earned on qualified purchases, cash advances, and balance transfers. | |||||||||
| Expiration: | Variable | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling) - Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid) - Access to Account Protection Plus and Account Benefit PlanSM for an additional fee |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases | |||||||||
| Introductory Period: | 5 months* | |||||||||
| APR on Purchases (%): | 14.99%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 20 days* | |||||||||
| Minimum Finance Charge: | $2.00 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Minimum Fee: | $5.00 | |||||||||
| Maximum Fee: | $75.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 19.99% | |||||||||
Other Fees |
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| Additional Fees | Transaction Fee for Cash Express: $29 for each transaction Foreign Currency Exchange Fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency. |
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Action |
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| View Other HSBC / Orchard Bank Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| Apply For American DreamCard MasterCard Secure Online | ||||||||||
* The information provided for American DreamCard MasterCard is believed to be accurate at the time of evaluation (Apr 29, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- What to Do Next?
- Apply Secure Online
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Credit Card: American DreamCard Master Card Application
