American DreamCard™ Platinum MasterCard®

Issued by HSBC Bank Nevada, the American DreamCard Platinum Master Card, is designed for those with fair credit who are looking for an average credit card with a monthly cash sweepstakes program.


American DreamCard Platinum MasterCard
Intro APR  APR Annual Fee 
0%* 14.99%* $39.00*
Apply For American DreamCard Platinum MasterCard

Basic Information

Issuer: HSBC Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Instant Decision Card
- Reward Card
Credit Needed: Accepts All*

Card Review

Countdown to the next drawing for the American DreamCard™ jackpot! Every net $1.00 spent on your American Dream Platinum Card Master Card will get you an entry to win the large monthly American Dream Card cash jackpot.
Card rating: Card Rating (4 out of 5)
Most attractive features: - Cash Back rewards
- Sweepstakes entries
Least attractive features: - High APR for less qualifying applicants
- No extraordinary benefits or services offered
- Annual fee for less qualified applicants

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Other Rewards Cards
- Outdoor Reward Cards
Reward Unit: Point
Reward per every $1 spent: 1.00
Rewards: - Participation at monthly sweepstakes drawing for a cash prize. Entries are earned on qualified purchases, cash advances, and balance transfers.
Expiration: Variable
Yearly Limit: None
Other Benefits: - Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling)
- Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid)
- Access to Account Protection Plus and Account Benefit PlanSM for an additional fee
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases
Introductory Period: 5 months*
APR on Purchases (%): 14.99%*
APR Type: variable
Annual Fee: $39.00*
Grace Period: 20 days*
Minimum Finance Charge: $2.00
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Minimum Fee: $5.00
Maximum Fee: $75.00

Cash Advances

APR on Cash Advances (%): 19.99%

Other Fees

Additional Fees Transaction Fee for Cash Express: $29 for each transaction
Foreign Currency Exchange Fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency.

Comments

Depending upon individual creditworthiness, an annual fee of $0, $39 or $59 may apply.

Action

Click Here to Apply
View Other HSBC Bank Cards
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View Other Balance Transfer Cards
View Other Consumer Cards
View Other Reward Credit Cards
View Other Cards for Bad Credit
View Other Instant Decision Cards
View Other Cash Back Reward Cards
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* The information provided for American DreamCard Platinum MasterCard is believed to be accurate at the time of evaluation (Mar 11, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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