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American DreamCard™ Platinum MasterCard®
Issued by HSBC Bank Nevada, the American DreamCard Platinum Master Card, is designed for those with fair credit who are looking for an average credit card with a monthly cash sweepstakes program.
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Basic Information |
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| Issuer: | HSBC Bank | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Stored Value) | |||||||||
| Card Type: | - Card for Bad Credit - Instant Decision Card - Reward Card |
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| Credit Needed: | Accepts All* | |||||||||
Card Review |
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| Countdown to the next drawing for the American DreamCard™ jackpot! Every net $1.00 spent on your American Dream Platinum Card Master Card will get you an entry to win the large monthly American Dream Card cash jackpot. | ||||||||||
| Card rating: |  (4 out of 5) |
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| Most attractive features: | - Cash Back rewards - Sweepstakes entries |
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| Least attractive features: | - High APR for less qualifying applicants - No extraordinary benefits or services offered - Annual fee for less qualified applicants |
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Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Other Rewards Cards - Outdoor Reward Cards |
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| Reward Unit: | Point | |||||||||
| Reward per every $1 spent: | 1.00 | |||||||||
| Rewards: | - Participation at monthly sweepstakes drawing for a cash prize. Entries are earned on qualified purchases, cash advances, and balance transfers. | |||||||||
| Expiration: | Variable | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling) - Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid) - Access to Account Protection Plus and Account Benefit PlanSM for an additional fee |
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| Online Card Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases | |||||||||
| Introductory Period: | 5 months* | |||||||||
| APR on Purchases (%): | 21.99% V or 14.99%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $39.00* | |||||||||
| Grace Period: | 23 Days (Min.)* | |||||||||
| Minimum Finance Charge: | $2.00 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Minimum Fee: | $5.00 | |||||||||
| Maximum Fee: | $75.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 19.99% | |||||||||
Other Fees |
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| Additional Fees | Over the Credit Limit Fee: $39.00 Transaction Fee for Cash Express: $29 for each transaction Foreign Currency Exchange Fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency. |
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Comments |
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| The APR is based on the highest Prime Rate during a 90-day period. The APR for purchases varies according to the applicant's credit history and will be 14.99%V or 21.99%V. Grace period is at least 23 days (new purchases) provided previous balance is paid in full. The Sweepstakes begins at 12:00:01 AM ET on 10/01/08. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/09. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard MasterCard is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. See website for additional APR information. *See website for terms and conditions of card usage and application disclosure. | ||||||||||
Action |
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| View Other HSBC Bank Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other 0% Intro Rate Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Cards for Bad Credit | ||||||||||
| View Other Instant Decision Cards | ||||||||||
| View Other Cash Back Reward Cards | ||||||||||
| View Other Other Rewards Cards | ||||||||||
| View Other Outdoor Reward Cards | ||||||||||
* The information provided for American DreamCard Platinum MasterCard is believed to be accurate at the time of evaluation (Jul 29, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
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- Comments
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Credit Card: American DreamCard Platinum Master Card Application