Gold Rewards Card from American Express OPEN

Issued by American Express, the Business Gold Rewards Card is a charge card designed for business owners with good credit history who would like to participate in the Membership Rewards program and plan to pay their business-related expenses in full each month.


Gold Rewards Card from American Express OPEN
Intro APR  APR Annual Fee 
N/A* N/A* N/A*
Apply For Gold Rewards Card from American Express OPEN

Basic Information

Issuer: American Express Company
Card Network: American Express®
Card Category: Business (Premium)
Card Type: - Charge Credit Card
- Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating: Card Rating (4 out of 5)
Most attractive features: - No annual fee for the first year
- Business-related discounts
- Bonus points
Least attractive features: - Slightly high annual fee

Rewards & Benefits

Reward Type: - Universal Reward Cards
Reward Unit: Point
Rewards: - 1 Reward Point for every dollar spend
- Additional points are earned through participating partners
- 5,000 Bonus Points with your first purchase
- 10,000 bonus points with your first year's renewal
- Other 25,000 Bonus Points (5,000 bonus points for reaching $20,000 in spending in a year; additional 20,000 bonus points for reaching $50,000 in spending in a year)

Points can be redeemed for travel, office equipment, merchandise, entertainment events, and other rewards.
Expiration: None
Yearly Limit: None
Other Benefits: - Access to the OPEN Savings program for discounts on products and services at participating merchants and retailers
- Access to savings on hotel, air, and car reservations when cardholders book through the Online Business Travel Center
- Access to expense management reports that are compatible with QuickBooks®
- Internet account related services
- Emergency card replacement
- Lost & damaged luggage insurance
- Up to $100,000 in travel accident insurance
- Auto rental insurance
- Extended warranty for purchases
- Purchase protection
- Return protection
- No liability for unauthorized transactions
- Identity theft assistance
- Emergency check cashing

See website for additional benefits*
Online Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A**
APR on Purchases (%): N/A*
Annual Fee: N/A*
Grace Period: 0 days*
Minimum Finance Charge: 1.00%
Late Payment Fee: $35.00*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees See Terms and Conditions

Comments

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.

Action

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* The information provided for Gold Rewards Card from American Express OPEN is believed to be accurate at the time of evaluation (Aug 13, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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Credit Card: Business Gold Rewards Card from American Express

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