American Express®

The American Express name is recognized and respected immediately worldwide. The following cards are all American Express offerings with a range of benefits and incentives available according to the needs and preferences of the individual user. Check to find the credit card that best meets your requirements before applying online. Please note these cards all require a good to excellent credit rating for approval.

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[1] The Business Platinum Card® from American Express OPEN

The Business Platinum Card from American Express OPEN
Terms |  More Info
- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First® program
- No pre-set spending limit*
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
The Business Platinum Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*N/A* N/A*$0.00*20 days*$39.00*Good*

[2] The Plum Card® from American Express OPEN

The Plum Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
- Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
*See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.
The Plum Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$0.00*None**$39.00*Excellent*

[3] ZYNC from American Express

ZYNC from American Express
More Info
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest – that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards® points with every eligible purchase – redeem points for travel, shopping, and great entertainment rewards
View all new offers
ZYNC from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$25.00*None*N/A*Good*

[4] The Gold Card from American Express OPEN

The Gold Card from American Express OPEN
Terms |  More Info
- Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date
- Redeem for travel, gift cards, and merchandise for you and your business
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more.
The Gold Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A** N/A*$125.00*0 days*$35.00*Good*

[5] True Earnings® Business Card from Costco and American Express

True Earnings Business Card from Costco and American Express
More Info
- Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- 0% introductory APR on purchases for the first 3 months
- No annual fee with your paid Costco Membership
- Flexible payments—pay in full or over time
- No annual fee for Additional Cards
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
True Earnings Business Card from Costco and American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*3 months*Prime + 9.99%*$0.00*20 days*$35.00*Good*

[6] Business Green Rewards Card from American Express OPEN

Business Green Rewards Card from American Express OPEN
Terms |  More Info
Who is this card for? This card is ideally suited for businesses that: *) Are established, cash flow positive and have an excellent credit history *)Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- Receive 5,000 bonus points on your first purchase.
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
Business Green Rewards Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*12 months* N/A*N/A*0 days*$35.00*Good*

[7] Starwood Preferred Guest® Business Card from American Express OPEN

Starwood Preferred Guest Business Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Earn 10,000 Starpoints with your first purchase
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business expenses from FedEx, Hertz®, Hyatt Hotels and Resorts® and more
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
Starwood Preferred Guest Business Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
2.9%*6 months*Prime + 9.99%*$0.00*20 days*$38.00*Good*

[8] JetBlue Business Card from American Express OPEN

JetBlue Business Card from American Express OPEN
Terms |  More Info
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Save 3-25% on business expenses from FedEx, Hertz®, Hyatt Hotels and Resorts® and more.
- Earn 10,000 TrueBlue® points with your first purchase - enough for an Award Flight.
- Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
- Earn 1 TrueBlue point for every eligible dollar you spend.
JetBlue Business Card from American Express OPEN
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A*Prime + 9.99%*$40.00*20 days*$30.00*Good*

[9] Blue Cash® from American Express

Blue Cash from American Express
Terms |  More Info
- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
Blue Cash from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*6 months*as low as 17.24%*$0.00*N/A*N/A*Excellent*

[10] American Express® Premier Rewards Gold Card

American Express Premier Rewards Gold Card
More Info
- 15,000 Membership Rewards(R) bonus points when you spend - $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
- No annual fee for your first year, a savings of $175
American Express Premier Rewards Gold Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$0.00*N/A*$35.00*Excellent*

[11] Blue from American Express®

Blue from American Express
Terms |  More Info
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds.
Blue from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*6 months*as low as 15.24%*$0.00*N/A*N/A*Excellent*

[12] Blue Sky from American Express®

Blue Sky from American Express
Terms |  More Info
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
Blue Sky from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*6 months*as low as 17.24%*$0.00*N/A*N/A*Excellent*

[13] TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
Terms |  More Info
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
TrueEarnings Card from Costco and American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
0%*6 months* 15.24%*$0.00*N/A*N/A*Good*

[14] American Express Gift Card for Consumer

American Express Gift Card for Consumer
More Info
- Accepted at Over a Million Places
- Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
- Available in a variety of prepaid amounts
- Gift Card denomination values range from $25-$500.
- Replaceable
- If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
American Express Gift Card for Consumer
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00$0.00*N/A*N/AView NoAccepts All*
"Classic" gift card fee
"Personalized" gift card fee
"Special Occasion" card fee
Check-issuance fee
Monthly service (after 12 months) fee
Replacement card fee
$3.95
$3.95
$4.95
$10.00
$2.00
$5.95
UPS shipping (Air; 2 days)
UPS shipping (Air; Next days)
UPS shipping (Ground; 10 days)
USPS shipping (Express / per card)
USPS shipping (First Class mail)
$12.95
$15.95
$7.95
$9.95
$5.95

[15] Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles Credit Card from American Express
More Info
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions
Platinum Delta SkyMiles Credit Card from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 14.50%*$150.00*N/A*N/A*Good*

[16] Platinum Card® from American Express

Platinum Card from American Express
More Info
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only®Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Platinum Card from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$450.00*N/A*N/A*Excellent*

[17] Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest Credit Card from American Express
Terms |  More Info
- Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Starwood Preferred Guest Credit Card from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
2.9%*6 months* 15.24%*$45.00*N/A*N/A*Good*

[18] American Express® Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card
Terms |  More Info
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
American Express Preferred Rewards Gold Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* N/A*$125.00*N/A*N/A*Good*

[19] Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles Credit Card
Terms |  More Info
- Up to 17,500 bonus miles. Equal to $250 off Delta flights.
- Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible $1 spent
- Express Approval. Get a decision in less than 60 seconds.
Gold Delta SkyMiles Credit Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
9.99%*Life of Balance* 14.50%*$0.00*20 days*$38.00*Good*

[20] Delta Reserve Credit Card from American Express

Delta Reserve Credit Card from American Express
More Info
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM — earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club access for you and two guests. Access to American Express Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
Delta Reserve Credit Card from American Express
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?)
N/A*N/A* 14.50%*$450.00*N/A*N/A*Good*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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