American Express® Platinum Business Card
Issued by American Express, the Platinum Business Credit Card is designed for business owners with good credit history who prefer to manage all business-related expenses on one credit card and plan to carry a revolving balance.
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Basic Information |
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| Issuer: | American Express Company |
| Card Network: | American Express® |
| Card Category: | Business (Premium) |
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| Card rating: | |
| Most attractive features: | - Access to Membership Rewards program - Special discounts at participating merchants - Many benefits - No annual fee |
| Least attractive features: | - Not all applicants may qualify for the lowest rates |
Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
| Reward Unit: | Cash |
| Reward per every $1 spent: | 1.00 |
| Rewards: | - 1 Point for every dollar spent Points are redeemable for merchandise, entertainment, and travel related benefits. |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Internet account related services - Purchase protection - Extended warranty for purchases - Up to $100,000 in travel accident insurance - Lost luggage insurance - Auto rental insurance - Emergency card replacement - Access to OPEN: The Small Business Network services - Discounts at FedEx, Hertz, AT&T, and other participating merchants |
| Online Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | 12 months* |
| APR on Purchases (%): | Prime + 2.99%* |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Minimum Finance Charge: | 0.50% |
| Maximum Credit Line: | $50,000 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $35.00 |
Balance Transfers |
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| Balance Transfer: | |
| APR on Balance Transfer (%): | 4.99% |
| Transfer Fee (%): | 0.00% |
| Transfer Period: | Life of Balance is submitted within 45 days* |
Cash Advances |
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| APR on Cash Advances (%): | 20.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
Comments |
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| The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. | |
Action |
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| View Other American Express Company Cards | |
| View Other American Express Cards | |
| View Other Balance Transfer Cards | |
| View Other Business Cards | |
| View Other No Annual Fee Cards | |
| View Other Premium Cards | |
| View Other Reward Credit Cards | |
| View Other Instant Decision Cards | |
| View Other Low Interest Credit Cards | |
| View Other Cash Back Reward Cards | |
| Apply For American Express Platinum Business Card Secure Online | |
* The information provided for American Express Platinum Business Card is believed to be accurate at the time of evaluation (Apr 25, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
