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American Express® Gold Card

The American Express Preferred Rewards Gold Card is ideal card for those who pay in full each month, has good credit history and would like to take advantage of preferred rewards program.


American Express Gold Card
Intro APR  APR Annual Fee 
N/A* N/A* $125.00*
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Basic Information

Issuer: American Express
Card Network: American Express®
Card Category: Consumer (Premium)
Card Type: - Charge Credit Card
- Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

The American Express Preferred Rewards Gold Card makes it easy to manage your finances because it is a charge card rather than a credit card. You'll have the flexibility of no pre-set spending limit and, at the same time, you know you are always in control with the Card because you pay your bill in full each month.*
Card rating: Card Rating (4.5 out of 5)
Most attractive features: - Free access to rewards program
- Special discounts at participating merchants
- First-year fee-free
Least attractive features: - High annual fee

Rewards & Benefits

Reward Type: - Other Rewards Cards
Reward Unit: Point
Reward per every $1 spent: 1.00
Rewards: - 10,000 Membership Rewards bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.

Points are redeemable for travel rewards on over 21 airlines
Expiration: None
Yearly Limit: None*
Other Benefits: - Internet account related services
- Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide
- Discounts on products and services at participating merchants and retailers
- Return & purchase protection
- Emergency cash/card replacement
- Extended warranty for purchases
- Travel and emergency assistance services
- Travel accident insurance
- Auto rental insurance
- Year-end financial statement
- Medical referral service
- Legal referral service
- Lost luggage insurance
- Guaranteed hotel reservations
- Identity theft assistance
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): N/A*
Annual Fee: $125.00*
Grace Period: N/A*
Minimum Finance Charge: $0.50
Late Payment Fee: N/A*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees Additional Cardholders: $35.00

Comments

This card has no pre-set spending limit. Purchases are approved based on account history, credit record, and personal resources.

Action

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* The information provided for American Express Gold Card is believed to be accurate at the time of evaluation (Jun 10, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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