American Express® Preferred Rewards Gold Card

The American Express Preferred Rewards Gold Card is ideal card for those who pay in full each month, has good credit history and would like to take advantage of preferred rewards program.

	Intro APR  APR Annual Fee  N/A* N/A* $0.00*
Basic Information
Issuer:	American Express Company
Card Network:	American Express®
Card Category:	Consumer (Premium)
Card Type:	- Charge Credit Card - Instant Decision Card - Reward Card
Credit Needed:	Good*
Top Card Review
The American Express Preferred Rewards Gold Card makes it easy to manage your finances because it is a charge card rather than a credit card. You'll have the flexibility of no pre-set spending limit and, at the same time, you know you are always in control with the Card because you pay your bill in full each month.*
Card rating:	(4.5 out of 5)
Most attractive features:	- Free access to rewards program - Special discounts at participating merchants - First-year fee-free
Least attractive features:	- High annual fee
Top Rewards & Benefits
Reward Type:	- Other Rewards Cards
Reward Unit:	Point
Reward per every $1 spent:	1.00
Rewards:	- Get 10,000 Membership Rewards® bonus points after your first purchase (equivalent to a $100 gift card) Points are redeemable for travel rewards on over 21 airlines
Expiration:	None
Yearly Limit:	None*
Other Benefits:	- Internet account related services - Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide - Discounts on products and services at participating merchants and retailers - Return & purchase protection - Emergency cash/card replacement - Extended warranty for purchases - Travel and emergency assistance services - Travel accident insurance - Auto rental insurance - Year-end financial statement - Medical referral service - Legal referral service - Lost luggage insurance - Guaranteed hotel reservations - Identity theft assistance
Online Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	N/A*
Annual Fee:	$0.00*
Grace Period:	20 days*
Minimum Finance Charge:	$0.50
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00
Top Balance Transfers
Balance Transfer:
Top Other Fees
Additional Fees	Additional Cardholders: $35.00
Top Comments
This card has no pre-set spending limit. Purchases are approved based on account history, credit record, and personal resources.
Top Action
View Other American Express Company Cards
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* The information provided for American Express Preferred Rewards Gold Card is believed to be accurate at the time of evaluation (Mar 31, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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