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AT&T Universal Business Rewards Card
With no annual fee and a low APR, the AT&T Universal Business Rewards Card is set up to help you get the most out of your business-related purchases. The hope is that the card benefits will offset your necessary expenditures with faster earning of rewards and, of course, more profits!
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Basic Information |
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| Issuer: | CitiBank |
| Card Network: | VISA® |
| Card Category: | Business (Regular) |
| Card Type: | - Co-Branded Credit Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| When it comes to your small business, you lean on your credit card to help you pay for capital that you may have otherwise needed to raise beforehand. The AT&T Universal Business Rewards Card helps you handle your overhead with a system of high-yielding rewards on things that you should be buying to move your business forward. From communications to office supplies to professional services you can get more rewards on business expenses. Lacking an annual fee, this card also has a low introductory APR, which makes it very easy to budget your spending early and allocate only what you need to become profitable. If you play your card right, so to speak, you'll soon be making more than enough to compensate for your interest rate. |
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| Card rating: | |
| Most attractive features: | - Introductory offer - Free rewards program - No annual fee - Free additional cards |
| Least attractive features: | - Minimum APR on Cash Advances |
Rewards & Benefits |
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| Reward Types: | - Thank You Network Cards - Universal Reward Cards |
| Reward Unit: | Point |
| Reward per every $1 spent: | 1.00 |
| Rewards: | - 5 ThankYou Points points for every dollar spent on eligible AT&T products and services; - 3 ThankYou Points for every dollar spent on at certain office supply merchants, gas stations, and professional services. - 1 ThankYou Points for every other dollar |
| Expiration: | None* |
| Yearly Limit: | 100,000 Points |
| Other Benefits: | - Online account services. - Additional cards for employees with pre-set credit limits. - Prescription Discount Benefit Program |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | 6 months* |
| APR on Purchases (%): | 14.24% |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Minimum Finance Charge: | $0.50* |
| Late Payment Fee: | N/A* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% of each balance transfer |
| Minimum BT Fee: | $5.00 |
Cash Advances |
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| APR on Cash Advances (%): | 21.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
Other Fees |
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| Additional Fees | 3% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency. |
Action |
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| Click Here to Apply | |
| View Other CitiBank Cards | |
| View Other VISA Cards | |
| View Other 0% Intro Rate Cards | |
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| View Other Business Cards | |
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| View Other Points Rewards Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Co-Branded Credit Cards | |
| View Other Low Interest Credit Cards | |
| View Other Thank You Network Cards | |
| View Other Universal Reward Cards | |
| Apply For AT&T Universal Business Rewards Card Secure Online | |
* The information provided for AT&T Universal Business Rewards Card is believed to be accurate at the time of evaluation (Dec 22, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



