Auto Insurance Knowledge

How to Find Car Insurance Discounts [published 23 Nov 2007]
Saving money wherever you can is important to us all. Car Insurance should be no different. Do not assume that your insurance agent knows everything about you and your car.

Factors Affecting Car Insurance Premium and How to Lower it [published 23 Nov 2007]
There are many factors that affect your auto insurance premium. Each is a statistically based risk for a specific population. The higher the risk associated with a person, the more he or she is likely to pay for coverage. Below are elaborated some of the risk factors.

Filing a Car Insurance Claim (Seven Steps) [published 23 Nov 2007]
Having even a small car accident can be one of least enjoyable moments. However, accidents happen, and sooner or later, we all may have the experience of meeting one of our fellow road travelers up too close and personal and having to file a car insurance claim.

Keeping Auto Insurance Rates Affordable: Which Car Should You Own? [published 23 Nov 2007]
Do you consider the cost of car insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type.

Determining Auto Insurance Coverage: The Three Basic parts to an Auto insurance Policy [published 23 Nov 2007]
Auto Insurance Bodily Injury (BI) Liability and Property Damage (PD) coverage is Legally required in most states today. (BI & PD) Most people understand that they need BI & PD, but they have no idea how to determine how much coverage they need.