Balance Transfer Cards

[1] Total Merrill℠ Cash Back Card
Terms |  More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[2] Merrill Lynch Credit Card Plus
Terms |  More Info	- 9.99% annual percentage rate - No annual fee - Credit line may be as high as $250,000 - 1 point for every $1 spent on net retail purchases - Double points for purchasing a Merrill Cruise - Air rewards starting at 25,000 points. No blackout dates - Zero liability protection and early fraud warning
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $29.00* Good*

[3] Kiva Business Credit Card
Terms |  More Info	- Supports business owners in developing countries - Up to 5% Cash Back on qualified purchases - No limit on earnings - 0% APR for 15 months, 7.99% thereafter - No annual fee - $0 Fraud Liability
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* 7.99%* $0.00* 20 days* $19.00* Good*

[4] Advanta Platinum Rewards Customized Business Card
Terms |  More Info	- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* - 7.99% Variable APR on Purchases* - Choice of 5% Cash Back or Travel Rewards* - No Annual Fee and No Limit on Earnings - $0 Fraud Liability - Personalized card -- your company name and logo on the card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* 7.99%* $0.00* 20 Days* $39.00* Good*

[5] 0 for 12 Platinum Edition® Visa® Card
More Info	- 0% APR* on purchases for 12 months, 7.99% APR* thereafter - No Annual Fee - $250,000 in Travel Accident Insurance* - Up to a 25% discount at select car rental agencies* - FirstGuard® provides protection against identity theft
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* As low as 7.99%* $0.00* 20 days* $39.00* Good*

[6] Capital One® Business Platinum Card - Fair Credit
Terms |  More Info	- 0% APR on purchases and balance transfers until October 2009 - No annual fee - Get a response in as little as 60 seconds - Free year-end summary - Free employee cards with individual spending limits you set
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* As low as 9.99% (V)* $0.00* 25 days* $39.00* Fair*

[7] Discover® More℠ Card
Terms |  More Info	- 0% Introductory APR* - More ways to earn more cash - than anyone else* - 5% to 20% Cashback Bonus at top online retailers* - 5% Cashback Bonus®* in categories that change four times a year - 1% Cashback Bonus® on all other purchases*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 25 days* $39.00* Excellent*

[8] Blue for Business® from American Express
Terms |  More Info	- No annual fee - 0% Intro APR for the first 15 months - Option to enroll in Fee-Free Rewards Program - 3-25% savings on Business Purchases at Companies like FedEx®, Hertz®, Delta® and more - Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* As low as P + 2.99%* $0.00* 25 days* $38.00* Good*

[9] Capital One Business Platinum with Double No Hassle Miles℠
Terms |  More Info	- 2 miles per dollar spent on purchases - Redeem miles for cash back, gift cards, flights and more - Fly on any airline with no blackout dates or seat restrictions - No Annual Fee - Free employee cards with individual spending limits - Get a response in as little as 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* As low as 17.99% (V)* $0.00* 25 days* $39.00* Excellent*

[10] Bank of America Secured Visa® Platinum Card
Terms |  More Info	- Card for building or improving credit - Credit lines available from $300 to $10,000 - $29 annual fee - Based on your credit and payment history with your secured card, you may qualify for an unsecured card at a later date
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* 12 Billing Cycles* See T&C: N/A* $29.00* 20 days* $35.00* Bad Credit OK*

[11] Discover® Motiva℠ Card
Terms |  More Info	- Automatically get a Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row* - 5-20% Cashback Bonus* at top retailers through our exclusive online shopping site - Up to 1% unlimited Cashback Bonus on all other purchases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Good*

[12] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[13] TrueEarnings® Business Credit Card from Costco
More Info	- Earn 5% cash back for buying gas - Cash back 3% for eating out - Cash back 2% for traveling - Cash back 1% for everywhere else, including Costco - No annual fee with your paid Costco Membership. - 0% introductory APR on purchases for the first three months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* Prime + 9.99%* $0.00* 20 days* $35.00* Good*

[14] Major League Baseball™ Extra Bases™ Credit Card
Terms |  More Info	- Get the card that's a hit with baseball fans! - Get official MLB licensed jersey after first MLB Extra Bases card use - 1 point for every $1 spent redeemable for MLB autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[15] Capital One® Business Platinum with No Hassle Miles℠
Terms |  More Info	- 0% APR on purchases and balance transfers until October 2009 - 1 mile per dollar spent on purchases - Redeem miles for cash back, gift cards, flights and more - No Annual Fee - Free employee cards with individual spending limits you set - Apply online and get a response in as little as 60 seconds! - Fair to Excellent credit needed
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* As low as 9.99% (V)* $0.00* 25 days* $39.00* Fair*

[16] World of Warcraft Platinum Edition® Visa® Card
More Info	- 0% APR* for the first 6 billing cycles on purchases after your account is opened* - Earn Gametime with card purchases - Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened* - No annual fee - Online access to view transactions, pay your bill and more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $0.00* 20 days* $39.00* Good*

[17] Virgin Atlantic American Express® Card - White
Terms |  More Info	- 0% APR for Purchases, Balance Transfers*, Check Cash Advances, and Direct Deposits for 6 months - 3 miles per $1 spent on Virgin Atlantic purchases - 1 mile per $1 spent in retail purchases - Up to 7,500 additional bonus miles upon anniversary - 2,500 bonus miles for an additional Cardmember - Get 10% off published Virgin Atlantic Economy fares
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $49.00* 20 days* $39.00* Good*

[18] Travel Maximum Rewards Platinum Visa® Card
More Info	- 0% APR* on purchases and balance transfers for 6 months - 3 points for every $1 spent on air travel and hotels* - 1 point for every other purchase* - Huge array of redemption rewards - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $35.00* Excellent*

[19] Advanta Life-of-Balance Platinum Card
Terms |  More Info	- 2.99% Fixed APR for Life on balances transferred within 3 months* - Choice of 6% Cash Back or Travel Rewards* - No Annual Fee and No Limit on Earnings - $0 Fraud Liability - Personalized card with your company name - Free employee cards with no fee and custom spending limits *See Terms & Conditions for Important Information, Benefits and Limitations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.99%* Life of Balance* 9.99%* $0.00* 20 days* $39.00* Good*

[20] Discover® Business Miles Card
Terms |  More Info	- 0% Intro APR* for 12 months on Purchases - 3.9% Intro APR* for 6 months on Balance Transfers - 12,000 Bonus Miles* - No annual fee - Earn Double Miles on travel and gas* - Get up to 1 Mile per dollar on all other purchases - Travel with no restrictions: book any airline, any date, any seat
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 13.99%* $0.00* 25 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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