Balance Transfer Cards

[1] Gold Delta SkyMiles® Credit Card from American Express
Terms |  More Info	- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening - $0 intro annual fee for the first year, then $95 - Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight - Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* 20 days* Good*

[2] United MileagePlus® Explorer Visa® Card
Terms |  More Info	- Earn up to 40,000 bonus miles and first year free, a $95 value* - Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip - Board your flight before general boarding with priority boarding privileges - Visit the United Club with two complimentary day passes every year, up to a $100 value - Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else - Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase - Your miles don¿t expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $0.00* 21 days* Excellent*

[3] Starwood Preferred Guest® Credit Card from American Express
More Info	- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel - Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates - 2011 SmarterTravel® Award for "Best Travel Rewards Card" - $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* N/A* Good*

[4] Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
Terms |  More Info	- $200 cash back after $500 in purchases within the first 3 months of account opening - 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com. - 5% average cash back at select merchants through Citi Bonus Cash Center® - Full 1% cash back on eligible purchases and cash advances. No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[5] Citi® Gold AAdvantage® World Master Card
More Info	- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* -- More than enough for a round-trip domestic travel award.* - Earn 1 AAdvantage® mile for every $1 spent on purchases* - $50 annual fee waived for the first 12 months* - Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $50.00* 20 days* Good*

[6] Citi® Platinum Select® / AAdvantage® World Master Card
More Info	- 30,000 American Airlines AAdvantage bonus miles after $750 in purchases within the first 4 months of cardmembership* more than enough for a round-trip domestic flight award* - Earn an additional 10,000 AAdvantage bonus miles after $5,000 in purchases during the first 6 months of cardmembership* - Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership* - $85 annual fee waived for the first 12 months*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $85.00* 20 days* Good*

[7] Citi® Hilton Hhonors™ Visa Signature Card
More Info	- Earn 40,000 Hilton HHHonors Bonus Points after spending $1,000 within 4 months of account opening - Earn 6 Hilton Hhonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio - Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations - Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $0.00* 23 days* Excellent*

[8] PenFed Premium Travel Rewards American Express® Card
Terms |  More Info	- No annual fee - 5x points on airfare purchases and 1x points on all other purchases - 20,000 bonus points upon spending $650 in the first 3 months - Complimentary concierge service - Exceptional travel offers and discounts - VIP airport lounge access with $15,000 in annual spend - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.24% (Variable) * $50.00* 25 days* Good*

[9] Platinum Delta SkyMiles® Credit Card from American Express
More Info	- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account - No mileage earning limit, and miles don't expire - Check your first bag free on every Delta flight - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $150.00* N/A* Good*

[10] British Airways Visa Signature® Card
More Info	- Pay no foreign transaction fees when you travel abroad - Earn 100,000 BA miles - 50,000 bonus BA Miles after your first purchase plus earn an additional 50,000 BA Miles after you spend $2,500 in the first 3 months of account opening - That's enough miles for 2 transatlantic reward flights - Earn 2.5 BA Miles for every $1 spent on British Airways purchases - Earn 1.25 BA Miles for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 Days* Excellent*

[11] Delta Reserve Credit Card from American Express
More Info	- Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year - Delta Sky Club access for you and your guests - Check your first bag free on every Delta flight - Priority Boarding and 20% In-Flight Savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% - 19.24% (Variable) * $450.00* N/A* Good*

[12] Orchard Bank® Classic MasterCard®
More Info	- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! - Acceptance at millions of locations worldwide, including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[13] Chase Continental Airlines OnePass® Plus Card
Terms |  More Info	- Earn up to 40,000 bonus miles & first year free ($95 value)* - Now with priority boarding privileges on Continental and United flights - Check your first bag for free on Continental and United flights, up to a $50 value - Visit the United Club with two complimentary passes every year, a $100 value - Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else - Your miles don't expire and there is no limit to the number of miles you can earn
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 days* Excellent*

[14] Simmons First Visa® Platinum
More Info	- Low 7.25% standard purchase APR - Platinum card benefits - Excellent credit required - applicants that do not have excellent credit will not be approved - No balance transfer fee for balances transferred in response to this online offer - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[15] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[16] Orchard Bank® Visa® Cards
More Info	- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit - Acceptance at millions of locations including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[17] Chase Sapphire℠ Preferred Card
Terms |  More Info	- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel! - 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. - Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM - No foreign transaction fees - Earn a 7% annual points dividend - even on points already redeemed - Transfer points you've earned to participating frequent traveler programs at a 1:1 value - 24/7 direct access to expert service advisors (No voice recording) - No Annual Fee for your first year - A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

[18] United Mileage Plus® Select® Visa Card
More Info	- Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States. - Earn 3 miles per $1 spent on eligible United and Continental purchases - Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases. - Earn 1 mile per $1 spent on all other purchases. - Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.24% (Variable) * $95.00* 21 Days* Good*

[19] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[20] Marriott Rewards® Credit Card from Chase
Terms |  More Info	- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel - No Annual fee for your first year that's a $45 value* - Earn 3 points for every $1 spent at Marriott® locations - Earn 1 point for every $1 spent on other purchases - Cardmembers achieve Silver elite status with 10 nights credit toward Elite status - Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites - No annual fee for first Year Free, then $45
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $45.00* 20 Days (Min.)* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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