Balance Transfer Cards

[1] Discover® Motiva℠ Card
Terms |  More Info	- Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account - 5% to 20% Cashback Bonus when you shop online - Up to 1% Cashback Bonus on all other purchases - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone - Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.99%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Good*

[2] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember - 3.9% APR for 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* N/A* $150.00* 20 days* $38.00* Good*

[3] Starwood Preferred Guest® Credit Card
Terms |  More Info	- Earn 10,000 Starpoints with your first purchase - Earn 15,000 Starpoints after you spend $15,000 in 6 months - Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- voted on by frequent travelers - Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines - No annual fee for the first year and $45 thereafter - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 13.99%* $0.00* 20 days* $38.00* Good*

[4] Merrill Lynch Credit Card Plus
More Info	- 9.99% annual percentage rate - No annual fee - Credit line may be as high as $250,000 - 1 point for every $1 spent on net retail purchases - Double points for purchasing a Merrill Cruise - Air rewards starting at 25,000 points. No blackout dates - Zero liability protection and early fraud warning
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $29.00* Good*

[5] Total Merrill℠ Cash Back Card
More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[6] Discover® Student Card
Terms |  More Info	- Make your money worth MoreSM* - Unlimited cash rewards, automatically - 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners - Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 25 days* $39.00* No Credit*

[7] Capital One® Standard Platinum Student Card
Terms |  More Info	- Get credit that fits your needs and a card that fits your style, and save with no annual fee - 0% intro APR - pay no interest on purchases until June 2009 - Express yourself - upload an image of your own onto your card once it arrives - A manageable credit line to help control your finances - Fraud protection - $0 fraud liability if your card is lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 19.80% (V)* $0.00* 25 days* $39.00* Limited*

[8] Discover® More® Card
Terms |  More Info	- 5% to 20% Cashback Bonus at top online retailers* - Up to 1% Unlimited Cashback Bonus on all other purchases automatically - Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus partners - No annual fee - Online account access - Online bill payment - *View Discover Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Excellent*

[9] Discover® Open Road® Card
Terms |  More Info	- 0% Intro APR* - 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year - 5% to 20% Cashback Bonus at top online retailers* - 1% unlimited Cashback Bonus® on all other purchases automatically
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 25 days* $19.00* Excellent*

[10] Miles by Discover® Card
Terms |  More Info	- Book any travel, anytime with no blackout dates or restrictions - Double Miles on up to $3,000 in travel and restaurant purchases each year - 1 Mile for every $1 on all your other purchases - Unlimited Miles - No Annual Fee - Online Bill Payment
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Good*

[11] Blue from American Express®
Terms |  More Info	- Membership Rewards Express(r) program - 0% APR on purchases for up to 12 months - No Annual Fee - Balance transfer requests submitted on application receive APR of 2.99% for 12 months. Then, the standard APR for purchases will apply - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* $0.00* 20 days* $38.00* Excellent*

[12] Blue Cash® from American Express
Terms |  More Info	- Earn up to 5% cash back on everyday purcahses - even gas! - No annual fee - 0% Intro APR for up to 12 months on purchases - 11.99% APR on Balance Transfer. Transfer Period - 12 months - Express Approval - Get a decision in less than 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 11.99%* $0.00* 20 days* $38.00* Excellent*

[13] Discover® Student Card - Tropical Beach
Terms |  More Info	- Earn more cash in more ways than anyone elseSM* - Unlimited cash rewards, automatically - 0% Intro APR on purchases for 6 months - Up to 20% Cashback Bonus® when you shop online* - Easiest online account management options - $0 fraud liability - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 25 days* $39.00* Fair*

[14] Pulaski Bank Gold Visa® Card
Terms |  More Info	- Fixed rate APR of 8% and No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 8.00%* $0.00* 25 days* $29.00* Good*

[15] Pulaski Bank Visa® Card
Terms |  More Info	- Fixed rate APR of 6.5% - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 6.50%* $35.00* 25 days* $29.00* Fair*

[16] Discover® Student Card - Clear
Terms |  More Info	- Make your money worth MoreSM* - Unlimited cash rewards, automatically - Up to 20% Cashback Bonus when you shop online* - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners - Customer Service in less than a minute, anytime you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 25 days* $39.00* Fair*

[17] Discover® More® Card - Monogram
Terms |  More Info	- Choose your personalized card design - 0% Intro APR* - 5% Cashback Bonus in categories that change - 5% to 20% Cashback Bonus at top retailers - 1% Cashback Bonus on all other purchases automatically* - Unlimited cash rewards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 20 days* $39.00* Good*

[18] Capital One® No Hassle Cash Rewards Card for Student
More Info	- Start building your credit today and earn cash, simple and fast - 25% annual bonus on cash earned during the year and 1% cash back on all purchases - No limit on cash back and rewards won’t expire for the life of your account - 0% intro APR on purchases until June 2009 - $0 Fraud Liability for unauthorized use if your card is lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 16.90% (V)* $29.00* 25 days* $39.00* Limited*

[19] Blue Sky from American Express®
Terms |  More Info	- 0% Intro APR for up to 12 months on purchases - Low Balance Transfer APR - 2.99% for 12 months - Earn 1 point for every dollar you spend - Points good on any airline, hotel, car rental and more. - No blackout dates or travel restrictions - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 11.99%* $0.00* 20 days* $38.00* Excellent*

[20] Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards
More Info	- 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates - Manage your finances with a year-end summary of purchases - $0 fraud liability for any unauthorized use if your card is lost or stolen - 24-Hour Travel and Emergency Assistance - Emergency card replacement or cash advance if your card is lost or stolen - No balance transfer fees
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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