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Balance Transfer Cards

Balance Transfer Credit Cards offer attractive zero to low introductory interest rates to customers transferring their account debt from other cards. This can help consumers save money on interest charges.

, we found 56 Cards - Sort Card Offers or Compare

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[41] Discover® Miles Card

Terms | More Info

- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	10.99 - 16.99%*	$0.00*	25 days*	Good*

[42] IberiaBank Visa® Classic

More Info

- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
1.99%*	6 months*	up to 13.25% from 7.25%*	$0.00*	25 days*	Good*

[43] Platinum Delta SkyMiles® Credit Card from American Express

More Info

- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	14.50%*	$150.00*	N/A*	Good*

[44] Discover® Student Card - Onyx Monogram

Terms | More Info

- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 13.99%*	$0.00*	25 days*	No Credit*

[45] Starwood Preferred Guest® Credit Card from American Express

Terms | More Info

- Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
2.9%*	See T&C*	15.24%*	$45.00*	N/A*	Good*

[46] Discover® More® Card - Clear

Terms | More Info

- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 11.99%*	$0.00*	25 days*	Excellent*

[47] Discover® Student Card - Tropical Beach

Terms | More Info

- 5% Cashback Bonus* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99%*	$0.00*	25 days*	Fair*

[48] Gold Delta SkyMiles® Credit Card

Terms | More Info

- Up to 17,500 bonus miles. Equal to $250 off Delta flights.
- Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible $1 spent
- Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
9.99%*	Life of Balance*	14.50%*	$0.00*	20 days*	Good*

[49] FREE SPIRIT™ Onyx World MasterCard®

More Info

- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	15.24%*	$0.00*	23 days*	Good*

[50] Delta Reserve Credit Card from American Express

More Info

- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM — earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club access for you and two guests. Access to American Express Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	14.50%*	$450.00*	N/A*	Good*

[51] Discover® Student Card - Key Lime Monogram

Terms | More Info

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 13.99%*	$0.00*	25 days*	No Credit*

[52] Upromise® World MasterCard® with Gas & Grocery Rewards

More Info

- 10% extra college savings on thousands of eligible grocery and drugstore items
- 2% extra college savings on eligible gas purchases at Exxon and Mobil locations
- 1% college savings on every purchase
- Get $25 college savings bonus after the first qualified use of your account
- No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	7 - 10 months*	20.99 - 12.99%*	$0.00*	25 days*	Good*

[53] Black Visa Card

More Info

- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	13.24%*	$495.00*	20 days*	Good*

[54] Merrill Lynch Credit Card Plus

More Info

- 9.99% annual percentage rate
- No annual fee
- Credit line may be as high as $250,000
- 1 point for every $1 spent on net retail purchases
- Double points for purchasing a Merrill Cruise
- Air rewards starting at 25,000 points. No blackout dates
- Zero liability protection and early fraud warning

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
1.9%*	12 months*	9.99%*	$0.00*	25 days*	Good*

[55] Total Merrill℠ Cash Back Card

More Info

- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- Low 9.99% APR for Retail Purchases
- Credit Line may be as high as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Receive a response in 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
1.9%*	12 months*	9.99%*	$0.00*	25 days*	Good*

[56] American DreamCard™ Platinum MasterCard®

More Info

- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	5 months*	21.99% V or 14.99%*	$39.00*	23 Days (Min.)*	Accepts All*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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