Blue from American Express®
Issued by American Express, the Blue credit card is ideal choice for people with good credit history who are looking for a credit card with access to the American Express reward program.
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Basic Information |
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| Issuer: | American Express Company |
| Card Network: | American Express® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Excellent* |
Card Review |
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| Blue from American Express is a credit card that adapts to your needs. It's designed to give you more flexibility and independence. You can pay for your purchases in full or pay over time. | |
| Card rating: | |
| Most attractive features: | - Reward program - Benefits and services package - Extended 0% introductory period - No annual fee |
| Least attractive features: | - Low APR may not be available to all applicants |
Rewards & Benefits |
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| Reward Type: | - Universal Reward Cards |
| Reward Unit: | Point |
| Reward per every $1 spent: | 1.00 |
| Rewards: | - 1 point for every dollar spent - Membership Rewards Express program Points earned can be redeemed for airline, hotel, merchandise and gift certificates. |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Built-in ExpressPay feature that allows purchasing without having to swipe their card - Internet account related services - Emergency card/cash replacement - Return protection - Purchase protection - Auto rental insurance - Medical referral services - Legal referral services - Lost luggage insurance - Up to $100,000 in travel accident insurance - Travel and emergency assistance services - No liability for unauthorized Internet transactions - Year-end financial statement |
| Online Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | Up to 15 months* |
| APR on Purchases (%): | 10.24%* |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Minimum Finance Charge: | $0.50 |
| Minimum Credit Line: | $1,000 |
| Maximum Credit Line: | $100,000 |
| Late Payment Fee: | $38.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
| APR on Balance Transfer (%): | 4.99% |
| Transfer Fee (%): | 0.00% |
| Transfer Period: | Life of Balance* |
Cash Advances |
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| APR on Cash Advances (%): | 20.24% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
Other Fees |
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| Additional Fees | - Dishonored Check Fee: $38.00 - Wire Transfer Fee: $15.00 - Stop Payment Order Fee: $29.00 - Statement Copy Fee: $5.00 |
Comments |
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| The introductory rate for purchases varies and will be 15, 12, or 6 months. A 4.99% intro rate is available on balance transfers for the life of the balance if a transfer is submitted during the online application process. | |
Action |
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| View Other American Express Company Cards | |
| View Other American Express Cards | |
| View Other Balance Transfer Cards | |
| View Other Consumer Cards | |
| View Other No Annual Fee Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Instant Decision Cards | |
| View Other Low Interest Credit Cards | |
| Apply For Blue from American Express Secure Online | |
* The information provided for Blue from American Express is believed to be accurate at the time of evaluation (Apr 25, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
