Capital One Business Platinum Card Means Business

The Capital One Business Platinum Card has a variety of different benefits, allowing for a unique card on the market. Businesses can expand with the ability to make purchases all across the globe and each employee can have their own separate card.

Recordkeeping

With this card, it's easier than ever for a business to have accurate recordkeeping. The statements are itemized, making it easy to see purchasing. The purchasing is broken down by category and by each employee. This way you can see who is purchasing what, as well as easily separating personal expenses from those of the business.

At the end of every year, you'll receive an itemized report. This will help for planning, budgeting, as well as tax preparation. This will not only save you time, but your accounting department. There'll be no need for compiling multiple reports. The card gives you everything you need.

Employee Management

Giving your employees their own card empowers them. Not only does it empower, but it also allows you to worry about other aspects of your business. When your employees have cards, you don't have to be there. They make the purchases for you. You'll be able to set up spending limits for each individual employee. Each time you receive a statement, their purchases will be itemized. Now, you can see what employee is buying what. You'll track expenses and be able to manage employees, all with one tool – your Platinum Visa.

Customization

There are many ways to make the card completely yours. It's your business, so the card should be yours in a variety of ways, too.

The card's design can be personalized. Whether you want the company logo or a photo that represents your company's product or service, the choice is yours. This way, every time you make a purchase and hand your card over for payment, you advertise. Best of all – it's free advertising!

You can also customize and streamline your accounts receivable department. This card eliminates the need to fill out credit applications at each company you do business with. The extra paperwork can be eliminated by using your business Visa everywhere. It's accepted virtually everywhere – in stores and online, so there are no limits.

There's also the ability to increase your credit line. As you continue to make prompt payments and maintain a good credit history, there's the possibility to expand your credit. So when your company grows, so can your credit.

Additional Benefits

There are a variety of other great benefits that come with the card.

• Travel
• Purchasing Protection
• Discounts
• Account management
• 24/7 Customer service
• Fraud protection

When you use this card, you've got travel rewards at your fingertips. When you use the card for a rental car, you will get collision damage waivers on it. You'll also be able to save on business hotels. You'll be able to travel anywhere and know that you've got emergency assistance as well as travel insurance. Both domestically and internationally.

You'll have purchase security when you use the card. Most purchases you make will be covered for as many as 90 days after the purchase. Whether it’s lost, stolen, damaged, or involved in a fire, it will be covered, giving you extended shopping protection.

Discounts are abundant with the card. You'll get a variety of different hotel savings. You'll also be able to get Platinum benefits with your Visa including restaurant discounts around the globe.

You can manage your account easily from the computer. From anywhere you have an internet connection, you're able to log in to your account. From there, you can easily view account activity and pay your bills.

You'll also be able to download statements to your computer. You'll also have 24/7 access to customer service. The customer service representatives are experienced with small businesses and available to help you with any questions you may have.

When you use the card, you're protected. If you shop online, you're protected from identity theft. If your card is lost or stolen, you’re not responsible for any fraudulent charges.

Conclusion

The Capital One Business Platinum Card is easy to obtain, and with the ability to have cards for all employees, itemized statements, and travel benefits, it’s easier to run a business. It's an essential tool for businesses to ensure they are able to track their expenses and keep personal expenses separate.