Capital One® Cash Rewards for Newcomers
This Capital One MasterCard could make it easier for you to establish your credit because it automatically updates the three major credit bureaus for you. As you take advantage of reasonable rates, cash rebate benefits, and platinum MasterCard benefits, you can start to build your credit with ease.
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Basic Information |
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| Issuer: | Capital One |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Reward Card |
| Credit Needed: | Limited* |
Card Review |
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| If you are new to the United States (or even just new to credit), this Capital One MasterCard could help you get started. It automatically reports to the three major credit bureaus to help you quickly establish a credit history. Of course, with competitive rates and the absence of many traditional fees, this card is more than just a credit builder. What you might also appreciate is that this card also provides the most popular MasterCard benefits as well. Platinum MasterCard benefits give you things like fraud protection and online security. It also provides roadside service and various travel assistance services as well as consumer protection. Whatever your needs require, these insurance policies protect your interests as well as your credit. |
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| Card rating: | |
| Most attractive features: | - No annual fee - Credit reporting - Free rewards program - Cash Back rewards |
| Least attractive features: | - Slightly high APR on purchases - No introductory offer - No bonus rewards |
Rewards & Benefits |
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| Reward Types: | - Airline Reward Cards - Cash Back Reward Cards - Travel Reward Cards - Universal Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - Get 2% cash back on travel purchases - Earn 1% cash back on all other purchases |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - $0 Fraud Liability - 24-hour travel assistance services - 24-hour roadside assistance - Extended warranty program - Travel accident insurance - Auto rental insurance |
| Online Card Account Access: | |
| Credit Reporting: | |
Card Finance & Rates |
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| Introductory APR (%): | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases (%): | 24.90% |
| APR Type: | variable |
| Annual Fee: | N/A* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $0.50* |
| Late Payment Fee: | Up to $35* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 0.00% of each balance transfer |
Cash Advances |
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| APR on Cash Advances (%): | 24.90% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
Other Fees |
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| Additional Fees | Returned payment fee: $39.00 Return Check fee: $35.00 |
Action |
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| Click Here to Apply | |
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| View Other Travel Reward Cards | |
| View Other Universal Reward Cards | |
| Apply For Capital One Cash Rewards for Newcomers Secure Online | |
* The information provided for Capital One Cash Rewards for Newcomers is believed to be accurate at the time of evaluation (Mar 8, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



