Capital One® Secured MasterCard®
A secured credit card is a good option for people who are new to credit. They give you the same benefits of credit, with a lower limit, and with the requirement that you make a security deposit first. In time, you will be able to qualify for better credit with higher limits.
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Basic Information |
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| Issuer: | Capital One | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Secured) | |||||||||
| Card Type: | - Card for Bad Credit |
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| Credit Needed: | Limited* | |||||||||
Card Review |
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| If you are new to credit, you might find it difficult to get approved for your first credit card. The same is true for people who may have had some issues in the past. Either way, a secured MasterCard from Capital One might be the way to go. These cards give you access to a modest credit line as long as you put a security deposit down on your account. You have full control over how much credit you can use because you can add more to your security deposit at any time. Eventually, the goal is to develop a stable payment history to prove that you are worthy of more credit. Hopefully, then, this leads to bigger credit limits and better rates as well as more lucrative benefits. |
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| Card rating: |  (4.5 out of 5) |
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| Most attractive features: | - Credit bureaus reporting - Increases in credit line |
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| Least attractive features: | - Annual fee | |||||||||
Rewards & Benefits |
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| Other Benefits: | *See website for additional benefits | |||||||||
| Online Card Account Access: |  |
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| Credit Reporting: | |
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Card Finance & Rates |
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| Introductory APR (%): | N/A* | |||||||||
| Introductory Period: | N/A* | |||||||||
| APR on Purchases (%): | 22.90% | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $29.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | $0.50* | |||||||||
| Minimum Credit Line: | $200* | |||||||||
| Maximum Credit Line: | $3,000* | |||||||||
| Late Payment Fee: | Up to $35* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 0.00% of each balance transfer | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 24.90% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
Other Fees |
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| Additional Fees | Return check fee: $35.00 | |||||||||
Action |
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| Click Here to Apply | ||||||||||
| View Other Capital One Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other Credit Reporting Cards | ||||||||||
| View Other Secured Cards | ||||||||||
| View Other Top Rated Cards | ||||||||||
| View Other Cards for Bad Credit | ||||||||||
| Apply For Capital One Secured MasterCard Secure Online | ||||||||||
* The information provided for Capital One Secured MasterCard is believed to be accurate at the time of evaluation (Mar 8, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- What to Do Next?
- Apply Secure Online
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