Capital One® Spark℠ Classic for Business
With this Spark Visa credit card from Capital One, you will enjoy cash rebates on every purchase as well as the ability to increase your credit limit every year. Of course, you will also get the standards benefits too, so you'll be able to take full advantage of travel and consumer savings as well, to address your domestic and business needs.
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Basic Information |
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| Issuer: | Capital One |
| Card Network: | VISA® |
| Card Category: | Business (Regular) |
| Card Type: | - Instant Decision Card - Reward Card |
| Credit Needed: | Average* |
Card Review |
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| It is easy to find a credit card that offers you cash rewards these days, but that doesn't mean that they are all the same. If you own or manage a business, for example, you might prefer one that earns you rebates on every purchase but also increases your credit line every year so you can operate with a bigger budget. You will also want a credit card that gives you a variety of travel benefits too. Fortunately this one lets you take advantage of hotel and dining discounts and a handful of insurance options too. In addition, you will also enjoy fraud liability protection, travel and emergency assistance services, purchase assurances, warranty extension, and optional rental car insurance. |
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| Card rating: | |
| Most attractive features: | - No annual fee - Cash back on every purchase |
| Least attractive features: | - No bonus cash - No Intro rates available - High interest rate |
Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Universal Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - 1% cash back on every purchase that you make, every day. |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | *See Terms and Conditions for Other Benefits |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases (%): | 22.90% |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 Days* |
| Late Payment Fee: | Up to $39* |
Balance Transfers |
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| Balance Transfer: | |
Cash Advances |
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| APR on Cash Advances (%): | 24.90% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
Other Fees |
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| Additional Fees | Returned Payment: $39.00 |
Comments |
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| See website for complete terms and conditions of credit card usage and application disclosure. | |
Action |
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| Click Here to Apply | |
| View Other Capital One Cards | |
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| View Other Business Cards | |
| View Other No Annual Fee Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Instant Decision Cards | |
| View Other Cash Back Reward Cards | |
| View Other Universal Reward Cards | |
| Apply For Capital One Spark Classic for Business Secure Online | |
* The information provided for Capital One Spark Classic for Business is believed to be accurate at the time of evaluation (Dec 7, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



