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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

Saturday, December 20, 2014, we found 51 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 3.4 / 5.0 (125 votes)

Pages: 1 2 3 Check up to 6 cards and

[1] LUXE Signature Shopping Credit Card

LUXE Signature Shopping Credit Card
More Info
total 125 votes
- Up to $1500 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
LUXE Signature Shopping Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 0.00%* N/A* None* Bad Credit OK*

[2] primor® Secured Visa® Gold Card

primor Secured Visa Gold Card
More Info
total 63 votes
- Gold Card benefits
- Fast, easy application process
- No Processing or Application Fees!
- Low fixed Interest Rates with no Penalty Rate!
- Reports to All Three National Credit Bureaus
- Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
*See application for additional details
View all new offers
primor Secured Visa Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99%* $49* 25 days* Bad Credit OK*

[3] Fingerhut Credit Account

Fingerhut Credit Account
More Info
total 246 votes
- Get $50 off your first order of $200 or more with a Fingerhut Credit Account. Use promo code NC676.
- No down payments, no layaway and no surprises
- Get a response in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- Rebuild your credit with Fingerhut. Do it by shopping and making on-time payments. Low monthly payments, trusted brands, no overlimit fees. Apply today, buy today
- See website for complete Terms & Conditions
Fingerhut Credit Account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[4] primor® Secured Visa® Classic Card

primor Secured Visa Classic Card
More Info
total 37 votes
- Fast, easy application process
- $200 to $5,000 secured line of credit
- No Processing or Application Fees!
- Low fixed Interest Rates with no Penalty Rate!
- Reports to All Three National Credit Bureaus
- Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
*See application for additional details
View all new offers
primor Secured Visa Classic Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 13.99%* $39* 25 days* Bad Credit OK*

[5] Gettington Credit Shopping Card

Gettington Credit Shopping Card
Terms |  More Info
total 279 votes
- The Black Friday Shop is open and you can use your Gettington Credit Account with up to 50% off! Ends 12/05
- New Customer Offer, $25 off plus free shipping on first order $100 or more, promo code 25PLUS, offer valid through 12/25
- Features a low APR, no annual fees**, no hidden fees** and the ability to pay your way.
- Want to pay off purchases faster? Then this is the option for you. Just make 4 Monthly Payments, and you'll be paid in full.
- When you need more flexibility. Spread out the cost of your purchase over 24 Monthly Payments or less - much faster than a typical credit card payback!
- Plus, Gettington Credit customers get exclusive offers, sales and promotions.
Gettington Credit Shopping Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.90% or 14.90%* $0* 24 days* Accepts All*

[6] First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard Secured Credit Card
More Info
total 197 votes
- Nationwide Program though not yet available in NY, IA, AR, or WI
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
First Progress Platinum Select MasterCard Secured Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.99% (Variable)* $39* 25 Days* Bad Credit OK*

[7] USAA Checking Debit Visa® Card

USAA Checking Debit Visa Card
More Info
total 191 votes
- Free direct deposit and free checks
- Deposit money anywhere, anytime
- Access your money instantly
- Free unlimited funds transfers to and from any bank nationwide
- Manage money online easily: USAA Money Manager, USAA Web BillPay and more
- No minimum deposit to open
- No monthly maintenance fees
USAA Checking Debit Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* N/A* $0* N/A* Accepts All*

[8] First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard Secured Credit Card
More Info
total 182 votes
- Nationwide Program though not yet available in NY, IA, AR, or WI
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
First Progress Platinum Elite MasterCard Secured Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 25 Days* Bad Credit OK*

[9] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
total 199 votes
- Instant Account Number - A Great Card for your Money.
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker with direct deposit
- Choose Your Card Color - Blue or Pink
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

[10] TurboTax Tax Refund Visa® Card

TurboTax Tax Refund Visa Card
More Info
total 135 votes
- Your first reload is on TurboTax ($4.95 value!)
- $10 Cash back when you enroll to Direct Deposit
- Tax refund card
- Worldwide acceptance
- Free Direct Deposit
TurboTax Tax Refund Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal at in Network ATM's
All other ATM withdrawals
Foreign Transactions Fee
$0.50
FREE
$2.50
3%
Lost/Stolen Card Replacement
Reload at Retail Location
Second Card
Teller cash advance
$4.95
Varies
$4.95
$2.50

[11] Horizon Gold Shopping Credit Card

Horizon Gold Shopping Credit Card
Terms |  More Info
total 508 votes
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Shopping Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions of Horizon Gold Card for other fees*

[12] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
total 33 votes
- Get your tax refund faster with direct deposit.*
- Official Sponsor of the National Breast Cancer Foundation (NBFC).
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
Secure: Card funds are backed by Visa® Zero Liability*
Pink ACE Elite Visa  Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[13] Western Union® NetSpend™ Prepaid MasterCard®

Western Union NetSpend Prepaid MasterCard
More Info
total 123 votes
- Get paychecks and your tax refund fast with direct deposit!
- Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
- Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
- Receive WU® money transfer funds directly onto your card in the online account center.
- Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
- Plus: No credit check, late fees, or interest payments because this is not a credit card.
- *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
View all new offers
Western Union NetSpend Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
See TermsSee Terms*See TermsView NoAccepts All*
*See website for addition fees information

[14] H&R Block Emerald Prepaid MasterCard®

H&R Block Emerald Prepaid MasterCard
More Info
total 178 votes
- Save 20% on H&R Block At Home Software
- Receive your Tax Refund faster
- Get Access to Your Payroll Faster
- Easy Recordkeeping
- Full MasterCard benefits
- No card loading fee
- No Interest Charges
H&R Block Emerald Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

[15] READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
More Info
total 173 votes
- This is not a credit card. You need to deposit your own money before using the card.
- Exclusive Rewards Program
- Free Credit ScoreTracker*
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free* Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check8, No Overdraft Fees or Balance Minimums
READYdebit Platinum Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.00View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
FREE
$2.00
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
FREE
$14.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
FREE
FREE
FREE

[16] USAA Secured Platinum American Express® Card

USAA Secured Platinum American Express Card
More Info
total 16 votes
- American Express concierge service and other exclusive AMEX card benefits
- Get a low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
USAA Secured Platinum American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[17] USAA Secured Platinum MasterCard® Card

USAA Secured Platinum MasterCard Card
More Info
total 15 votes
- Worldwide acceptance and exclusive MasterCard benefits
- Low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
View all new offers
USAA Secured Platinum MasterCard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[18] Credit One Bank® Credit Card with Gas Rewards

Credit One Bank Credit Card with Gas Rewards
More Info
total 12 votes
- Unlimited 1% cash back gas rewards
- No limit to the gas rewards you can earn
- Get Pre-Qualified without affecting your credit score
- Automatic reviews for credit line increase opportunities
- Zero fraud liability protects you from unauthorized charges
- *See Card Terms & Conditions for Details
View all new offers
Credit One Bank Credit Card with Gas Rewards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.90% - 23.90% (V)* $35-$99* N/A* Fair*

[19] ACE Elite™ Visa® Prepaid Card

ACE Elite Visa Prepaid Card
More Info
total 35 votes
- Enroll in direct deposit today - receive your account number immediately.
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
ACE Elite Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[20] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
total 77 votes
- Get Your paycheck and tax refund faster with direct deposit
- No credit check needed - 100% Approval* (ID verification required).
- No credit card debt or late fees because this is not a credit card.
- Earn cash back for using your card with the NetSpend Payback Rewards program.
- Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
- Earn up to $20 for every friend you refer.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
- *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
NetSpend Visa Prepaid Debit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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