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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

Friday, July 25, 2014, we found 47 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 3.5 / 5.0 (494 votes)

Pages: 1 2 3 Check up to 6 cards and

[1] Horizon Gold Shopping Credit Card

Horizon Gold Shopping Credit Card
Terms |  More Info
total 494 votes
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Shopping Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions of Horizon Gold Card for other fees*

[2] Fingerhut Credit Account

Fingerhut Credit Account
More Info
total 234 votes
- No down payments, no layaway and no surprises
- Get a response in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- Rebuild your credit with Fingerhut. Do it by shopping and making on-time payments. Low monthly payments, trusted brands, no overlimit fees. Apply today, buy today
- See website for complete Terms & Conditions
Fingerhut Credit Account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[3] Tronix Country™ Shopping Credit

Tronix Country Shopping Credit
Terms |  More Info
total 209 votes
- Credit Increases Up To $5,000*
- Fixed 0% APR
- No Turn Downs
- Reports to Major Bureau
- No Employment Check
- Bad Credit - OK
- Guaranteed approval
Tronix Country Shopping Credit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/AN/A*N/AView YesAccepts All*
Activation Fee $99.00 Returned Payment Fee $15.00

[4] H&R Block Emerald Prepaid MasterCard®

H&R Block Emerald Prepaid MasterCard
More Info
total 174 votes
- Save 20% on H&R Block At Home Software
- Receive your Tax Refund faster
- Get Access to Your Payroll Faster
- Easy Recordkeeping
- Full MasterCard benefits
- No card loading fee
- No Interest Charges
H&R Block Emerald Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

[5] LUXE Signature Shopping Credit Card

LUXE Signature Shopping Credit Card
More Info
total 63 votes
- Up to $1500 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
View all new offers
LUXE Signature Shopping Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 0.00%* N/A* None* Bad Credit OK*

[6] First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard Secured Credit Card
More Info
total 191 votes
- Nationwide Program though not yet available in NY, IA, AR, or WI
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
First Progress Platinum Select MasterCard Secured Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 14.99% (Variable)* $39* 25 Days* Bad Credit OK*

[7] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
total 196 votes
- Instant Account Number - A Great Card for your Money.
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker with direct deposit
- Choose Your Card Color - Blue or Pink
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

[8] USAA Checking Debit Visa® Card

USAA Checking Debit Visa Card
More Info
total 186 votes
- Free direct deposit and free checks
- Deposit money anywhere, anytime
- Access your money instantly
- Free unlimited funds transfers to and from any bank nationwide
- Manage money online easily: USAA Money Manager, USAA Web BillPay and more
- No minimum deposit to open
- No monthly maintenance fees
USAA Checking Debit Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* N/A* $0* N/A* Accepts All*

[9] TurboTax Tax Refund Visa® Card

TurboTax Tax Refund Visa Card
More Info
total 133 votes
- Your first reload is on TurboTax ($4.95 value!)
- $10 Cash back when you enroll to Direct Deposit
- Tax refund card
- Worldwide acceptance
- Free Direct Deposit
TurboTax Tax Refund Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal at in Network ATM's
All other ATM withdrawals
Foreign Transactions Fee
$0.50
FREE
$2.50
3%
Lost/Stolen Card Replacement
Reload at Retail Location
Second Card
Teller cash advance
$4.95
Varies
$4.95
$2.50

[10] First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard Secured Credit Card
More Info
total 179 votes
- Nationwide Program though not yet available in NY, IA, AR, or WI
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $300 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
First Progress Platinum Elite MasterCard Secured Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.99%* $29* 25 Days* Bad Credit OK*

[11] READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
More Info
total 172 votes
- This is not a credit card. You need to deposit your own money before using the card.
- Exclusive Rewards Program
- Free Credit ScoreTracker*
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free* Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check8, No Overdraft Fees or Balance Minimums
READYdebit Platinum Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.00View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
FREE
$2.00
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
FREE
$14.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
FREE
FREE
FREE

[12] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
total 32 votes
- Get your tax refund faster with direct deposit.*
- Official Sponsor of the National Breast Cancer Foundation (NBFC).
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
Secure: Card funds are backed by Visa® Zero Liability*
Pink ACE Elite Visa  Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[13] The National Autism Awareness Prepaid Visa® Card

The National Autism Awareness Prepaid Visa Card
More Info
total 37 votes
- Charity debit card that donations portion for Spectrum Support
- 1000s of Designs to represent what you care about
- Free Direct Deposit with your employer
- No Overdraft Fees, Late Fees, or Minimum Balance
- Sign up at no cost in seconds without a credit check (This is not a credit card)
- 24/7 Support and FDIC Insured by The Bancorp, Member FDIC
- Free App for iPhone and Android to find 23,000 ATMs
- Mobile Check Capture
- Free Card-to-Card Transfers with Friends and Family
View all new offers
The National Autism Awareness Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/AN/A*N/AView NoBad Credit OK*
Additional Paper Statement Fee
Balance Inquiry Fee
Card Account Liquidation Fee
Card Activation Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
Enrollment Fee
Expedited Card Fee
Inactivity Fee
$2.00
$1.00
$7.00
No fee
No fee
$3.00
No fee
$20.00
No fee
Intl. ATM Cash Withdrawal
Monthly Maintenance Fee
Over-the-Counter Withdrawal
POS Transactions Fee
Replacement Card Fee
Value Load (Direct Deposit)
Value Load (Retail Location)
Voice Response Unit (VRU) Inquiry
$3.00
$5.95
$3.00
No fee
$7.50
No fee
No fee
No fee

[14] ACE Elite™ Visa® Prepaid Card

ACE Elite Visa Prepaid Card
More Info
total 33 votes
- Enroll in direct deposit today - receive your account number immediately.
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
ACE Elite Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[15] USAA Secured Platinum American Express® Card

USAA Secured Platinum American Express Card
More Info
total 14 votes
- American Express concierge service and other exclusive AMEX card benefits
- Get a low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
View all new offers
USAA Secured Platinum American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[16] USAA Secured Platinum MasterCard® Card

USAA Secured Platinum MasterCard Card
More Info
total 15 votes
- Worldwide acceptance and exclusive MasterCard benefits
- Low 9.90% APR on purchases, balance transfers and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
View all new offers
USAA Secured Platinum MasterCard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.90% (Variable)* $35* 25 days* Bad Credit OK*

[17] Credit One Bank® Credit Card with Gas Rewards (Poor Credit)

Credit One Bank Credit Card with Gas Rewards (Poor Credit)
More Info
total 152 votes
- 1% back on all gas purchases
- No limit to the gas rewards you can earn
- Rewards post to your account automatically each month
- Get pre-qualified without affecting your credit score
- Make your first six payments on time and get a credit line increase
- Keep an eye on your credit information with free online monthly credit score tracking
- Choose your card design from our premium gallery
- Email or text alerts to remind you when your payment is due
Credit One Bank Credit Card with Gas Rewards (Poor Credit)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.90% - 23.90% (Variable)* $35-$75* N/A* Bad Credit OK*

[18] Camo Prepaid Visa® Card

Camo Prepaid Visa Card
More Info
total 333 votes
- Teen debit card benefits
- 1000s of Designs to represent what you care about
- Free Direct Deposit with your employer
- No Overdraft Fees, Late Fees, or Minimum Balance
- Sign up at no cost in seconds without a credit check (This is not a credit card)
- 24/7 Support and FDIC Insured by The Bancorp, Member FDIC
- Free app for iPhone and Android to find 23,000 ATMs
- Free photo check capture with our free app
- Use at millions of locations worldwide
View all new offers
Camo Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$1.00$0.00*$3.00View NoAccepts All*
Additional Paper Statement Fee
Balance Inquiry Fee
Card Account Liquidation Fee
Card Activation Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
Enrollment Fee
Expedited Card Fee
Inactivity Fee
$2.00
$1.00
$7.00
No fee
No fee
$3.00
No fee
$20.00
No fee
Intl. ATM Cash Withdrawal
Monthly Maintenance Fee
Over-the-Counter Withdrawal
POS Transactions Fee
Replacement Card Fee
Value Load (Direct Deposit)
Value Load (Retail Location)
Voice Response Unit (VRU) Inquiry
$3.00
$5.95
$3.00
No fee
$7.50
No fee
No fee
No fee

[19] Elvis Presley Prepaid Visa® Prepaid Card

Elvis Presley Prepaid Visa Prepaid Card
More Info
total 42 votes
- Prepaid Card for Elvis Presley fans
- 1000s of Designs to represent what you care about
- Free Direct Deposit with your employer
- No Overdraft Fees, Late Fees, or Minimum Balance
- Sign up at no cost in seconds without a credit check (This is not a credit card)
- 24/7 Support and FDIC Insured by The Bancorp, Member FDIC
- Free App for iPhone and Android to find 23,000 ATMs
- Mobile Check Capture
- Free Card-to-Card Transfers with Friends and Family
View all new offers
Elvis Presley Prepaid Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$1.00$0.00*$3.00View NoAccepts All*
Additional Paper Statement Fee
Balance Inquiry Fee
Card Account Liquidation Fee
Card Activation Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
Enrollment Fee
Expedited Card Fee
Inactivity Fee
$2.00
$1.00
$7.00
No fee
No fee
$3.00
No fee
$20.00
No fee
Intl. ATM Cash Withdrawal
Monthly Maintenance Fee
Over-the-Counter Withdrawal
POS Transactions Fee
Replacement Card Fee
Value Load (Direct Deposit)
Value Load (Retail Location)
Voice Response Unit (VRU) Inquiry
$3.00
$5.95
$3.00
No fee
$7.50
No fee
No fee
No fee

[20] AccountNow® Gold Visa® Prepaid Card

AccountNow Gold Visa Prepaid Card
More Info
total 144 votes
- Get Paid up to 2 days faster with Free Direct Deposit - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
- 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
- $0 Activation Fee. No Minimum Balance. No Overdraft fees.
- $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
- Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
- Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
BBB Accredited A+ Company. Excellent Customer Service.
AccountNow Gold Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
ATM decline fee
Automated phone system (IVR)
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)
Express delivery charge: $40.00
$1.00
FREE
$20.00
FREE
Free*
$10.00
$9.95
$9.95
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money
$4.95
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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