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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[1] Fingerhut Credit

Fingerhut Credit
More Info
- No down payments, no layaway and no surprises
- Get respond in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- See website for complete Terms & Conditions
- Meta Bank Fingerhut Credit
Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[2] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
- 100% Guaranteed Approval* – No Credit Checks
- Free Direct Deposit – paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

[3] Horizon Gold Credit Card

Horizon Gold Credit Card
Terms |  More Info
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions for other fees*

[4] Applied Bank® Secured Visa® Gold Credit Card

Applied Bank Secured Visa Gold Credit Card
More Info
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
Applied Bank Secured Visa Gold Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[5] READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
Terms |  More Info
- Free Direct Deposit — paycheck, benefits, tax refunds
- Free Credit Score Tracker
- Free Online Bill Payment & Check Writing
- No Credit Check, no Overdraft Fees or Balance Minimums
READYdebit Platinum Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
FREE
$2.00
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
FREE
$14.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
FREE
FREE
FREE

[6] Credit One Visa® Platinum Card

Credit One Visa Platinum Card
More Info
- Pre-Qualify for a Visa credit card without affecting your credit score
- Get a starting credit line up to $1,500
- No enrollment and no over the credit limit fees
- Choose your card design from our premium gallery
View all new offers
Credit One Visa Platinum Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 23.90% (Variable) * $75.00* 25 Days* Bad Credit OK*

[7] First Progress Secured Platinum MasterCard® Card

First Progress Secured Platinum MasterCard Card
More Info
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
View all new offers
First Progress Secured Platinum MasterCard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.99% (Variable) * $39.00* 25 Days* Bad Credit OK*

[8] Green Dot® Prepaid MasterCard®

Green Dot Prepaid MasterCard
Terms |  More Info
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Card Research fee (per hour)
Cash Advance Fee
$0.50
$2.50
$0.99
$1.00
$10.00
$25.00
$4.00
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Special Requests fee (per hour)
Transaction History
$0.50
$3.00
$1.00
$10.00
$25.00
$1.00

[9] iBankUP Prepaid Visa Card

iBankUP Prepaid Visa Card
Terms |  More Info
- The power of a checking account in one card, even if you have bad credit
- Write personal checks online, we mail them for you
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
iBankUP Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00$0.00*$1.70View NoBad Credit OK*
Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal
None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00
Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery
None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[10] Prepaid Visa® KLS RushCard

Prepaid Visa KLS RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa KLS RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[11] Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Terms |  More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Baby Phat Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[12] Gettington Credit Shopping Card

Gettington Credit Shopping Card
Terms |  More Info
- Choice of payment plans: Fast or Easy
- Low APR, so it's easier to pay as you go
- No annual fee or over-limit fees
- Fraud liability protection so customers can shop with confidence
- Easy online account management
- Instant credit response
View all new offers
Gettington Credit Shopping Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[13] AccountNow® Gold Visa® Prepaid Card

AccountNow Gold Visa Prepaid Card
More Info
- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Card Approval (subject to ID verification)*
- $25 Cash Bonus When You Use Direct Deposit (See T&C)
AccountNow Gold Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View YesBad Credit OK*
ATM decline fee
Account closing fee (balance check)
Automated phone system (IVR)
Bank Teller Cash Advance
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)
$0.40
$15.95
FREE
$4.95
$20.00
FREE
Free*
$10.00
$9.95
$9.95
Express delivery charge: $40.00
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money

$4.95.
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[14] Orchard Bank® Classic MasterCard®

Orchard Bank Classic MasterCard
More Info
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
Orchard Bank Classic MasterCard
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[15] Discover® Student Card - $25 Cash Back

Discover Student Card - $25 Cash Back
More Info
- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
View all new offers
Discover Student Card - $25 Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[16] Prepaid Visa® Dynasty RushCard

Prepaid Visa Dynasty RushCard
Terms |  More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
View all new offers
Prepaid Visa Dynasty RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[17] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[18] Capital One® Secured MasterCard®

Capital One Secured MasterCard
Terms |  More Info
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
Capital One Secured MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 22.90% (Variable) * $29.00* 25 days* Limited*

[19] Prepaid Visa® Pink Diamond RushCard

Prepaid Visa Pink Diamond RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa Pink Diamond RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[20] PEX Visa® Prepaid Card For Business

PEX Visa Prepaid Card For Business
More Info
Get money to your employees for purchases instantly. Avoid the hassles and costs of traditional credit cards. No other corporate card gives you all these features:
- Instant funds disbursement to employee cards
- 24/7 control over where and how much employees can spend
- Specify spend category or daily limits with online tools
- Block, remove, or add funds to cards instantly
- Review spending as it occurs online
- Monthly reporting
- Protect your business and personal credit
- No preset spending limit or line set by a bank – you set your own limits!
- Simple pricing – no transaction or card load fees, no overdraft or penalty fees
- Free 2 Month Trial
- No credit check
PEX Visa Prepaid Card For Business
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$49.95$0.00*N/AView No *
ACH Deposit
ACH Withdrawal
Account Maintenance
Card Fulfillment
Card Overdraft
Card Replacement
Currency Conversion / Event
Free
$5.00
Free
Free
Free
$5.00
Free
Express Card / Request
Late Payment
Live Agent
Monthly Fee Per Card
Per Transaction
Return ACH
$35.00
$25.00
Free
$7.50
Free
$25.00

Pages: 1 2 3 4 5 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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