Cards for Bad Credit

[1] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[2] All American Gold Shopping Card
Terms |  More Info	- $6,000 Unsecured Merchandise Line of Credit - The Shopping Club offers over 14,000 products - The credit line is reported to a major Credit Bureau - No credit checks - No employment verifications - No interest charges
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Returned checks fee See Terms and Conditions* $20.00

[3] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $20.00* N/A* N/A View Yes Accepts All* Cancellation Fee Late Fee Membership fee $20.00 $10.00 $14.95 Returned Check Fee See Terms & Conditions for other fees* $25.00

[4] Baby Phat Prepaid Visa® RushCard
More Info	- Show your style with the Baby Phat RushCard - No annual, monthly, or customer service fees. No hidden fees - No employment verification - Quick and easy! Everyone is eligible! No credit check - FREE direct deposit of pay, tax refund, and government benefits
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[5] Prepaid Visa® RushCard
More Info	- Created by philanthropist and entrepreneur Russell Simmons to provide Financial Freedom and Respect - Free direct deposit of pay, tax refund, and government benefits - No monthly, annual, or hidden fees - Easy load options - No interest rates - Guaranteed* approval card
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[6] PAYjr Visa Buxx Card
Terms |  More Info	- Reloadable debit card for Teens Age 13 - Full Parental Control of budget and spendings - Teens can shop online and offline - Teens can design their own prepaid debit card design - No credit check. Guaranteed approval card - Maximum amount that can be spent per day is $5,000
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $4.95* N/A* $1.00 View No Accepts All* Card Cancellation Fee Card Replacement Fee Custom Card Fee Customer Service (Live Agent per minute) Domestic ATM Cash Withdrawal Fee $5.00 $15.00 $8.00 $1.00 $1.00 Funding Load Fee Funding Load Fee-Other Int'l ATM Cash Withdrawal Fee Monthly Service Fee Paper Statement Fee $0.50 $ 2.00 $2.00 $3.95 $10.00

[7] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[8] Discover® Student Card
Terms |  More Info	- Card for building your Credit history - Easiest online account management options - 5% Cashback Bonus® on Get More program purchases throughout the year** - Up to 1% Cashback Bonus® on all your other purchases** - Unlimited cash rewards that never expire
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* No Credit*

[9] Capital One® Standard Platinum Student Card
Terms |  More Info	- Manageable credit lines - 0% APR on purchases until October 2008 - $0 Fraud liability if your card gets lost or stolen - Customize your card design - Savings at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2008* 17.80% (V)* $0.00* 25 days* $39.00* No Credit*

[10] AccountNow™ Vantage Debit MasterCard®
Terms |  More Info	- 100% guaranteed credit approval - Keep track of your monthly spending - No need to carry cash - No more check cashing fees - FDIC Insured Deposits up to $100,000
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $0.00* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[11] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

[12] Citi® Platinum Select® Card for College Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances and balance transfers - $0 liability on unauthorized purchases - FREE Online Account Management - No minimum income or cosigner required - No balance transfer fee with this offer - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 20 days* $39.00* Accepts All*

[13] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[14] All-Access® Prepaid MasterCard®
More Info	- No monthly fee (ideal for occasional use) - 100% approved with no credit check - No upfront payment and no minimum balance - $10,000 reload capacity nationwide - No bounced checks or overdraft fees - No bank account required - Free Account Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $2.00 View No Bad Credit OK* ATM Transactions Account Maintenance mothly fee Card Fulfillment Check or Additional Statement Mailing Fee Domestic ATM Cash Withdrawal International ATM Cash Withdrawal $0.50 $5.95 $19.95 $5.95 $2.00 $4.95 Internet Transactions Lost or Stolen Card Replacement Monthly Service Fee PIN Purchase Fee Signature Purchase Fee Toll Free Number Transactions $0.00 $9.95 $9.95 $2.00 $1.00 $0.50

[15] Bank of America Student Visa® Platinum Plus®
Terms |  More Info	- Build your credit history with No annual fee - No co-signer required - Total Security Protection with 0% liability for unauthorized card use** - Travel, emergency assistance - Automatic auto rental insurance**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 20 days* $35.00* No Credit*

[16] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 12.99%* $0.00* 20 days* $39.00* Bad Credit OK*

[17] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[18] Capital One® Platinum Max
Terms |  More Info	- 16.9% fixed on purchases for 3 years - Fixed rate won't increase for 3 years no matter what - $19 annual fee - Platinum benefits - Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* No Credit*

[19] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[20] Eufora™ Associate Prepaid MasterCard®
Terms |  More Info	- Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Balance* - Cash Reward: Get $20 for each card holder you refer* - Auto Sweepstakes - Purchase assurance, ID insurance, Auto Rental Insurance
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $29.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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