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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 58 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] Millennium Advantage Pre-Paid Mastercard

Terms | More Info

- No credit check or income verification required
- No Chexsystem check
- No minimal balance required
- Phone and On-line account access
- Shop and pay bills on-line

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$99.00*	N/A*	$1.95	View	Yes	Bad Credit OK*

ATM balance inquiry
ATM inquiry decline fee
Automated voice response fee
Bill payment
Call center (per minute)
Card load fee
Card replacement fee
Cash disbursement fee

$0.75
$0.75
$0.50
$0.75
$1.00
$1.00
$9.95
$1.95

Cash transaction fee
Chargeback fee
Check issuance fee
Maintenance fee (monthly)
Non-activity card fee (monthly)
Overnight delivery fee
Rental car transaction

$1.95
$10.00
$9.95
$5.95
$3.00
$35.00
$5.00

[2] Eufora Prepaid MasterCard with Credit Builder - Elite Level

Terms | More Info

- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit and FREE Point of Sale Transactions
- FREE 24/7 Online Access and FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
*See terms and conditions

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry Fee
Additional Bank Wire Transfer Fee
Additional Retail Value Load Fee
Card Reactivation
Cash Withdrawal Fee
Customer Reimbursement
Customer Service (Automated)
Inactivity Fee (Per Month*)

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

[3] Horizon Gold Credit Card

Terms | More Info

- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	N/A*	N/A	View	Yes	Accepts All*

See Terms & Conditions for other fees*

[4] Baby Phat Prepaid Visa® RushCard

More Info

- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
- Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
- Simple and reasonable - no monthly, annual, or hidden fees
- Everyone is eligible — no credit check or employment verification
- Helps control debt - you can't overspend!

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	N/A*	$1.95	View	No	Bad Credit OK*

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee

$1.00
$0.05
$3.50
$1.95
$1.00
$2.95

Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee

$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[5] Prepaid Visa® RushCard

More Info

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	N/A*	$1.95	View	No	Bad Credit OK*

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee

$1.00
$0.05
$3.50
$1.95
$1.00
$1.00

Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee

$2.95
$1.00
$2.00
$5.00
$9.95

[6] Vision Premier® Prepaid Visa® Card

Terms | More Info

- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Access to Track Spending
- Safer Than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$1.95	View	No	Bad Credit OK*

ACH transfer fee
ATM balance inquiry fee (Int'l)
ATM withdrawal Fee (Domestic)
ATM withdrawal decline fee (Int'l)
ATM withdrawal decline fee (Domestic)
ATM withdrawal fee (Int'l)
Bill Pay Fee (electronic and Paper Check)
Bill Pay fee (Check Cancellation)
BuddyMoney transfer fee
Cancellation fee
Card replacement fee
Card-to-Card transfer fee
Cash Advance fee

$0.95
$1.95
$1.95
$1.95
$0.95
$4.95
$0.95
$9.95
$0.95
$14.95
$14.95
$0.95
$4.95

Direct deposit
Domestic signature transaction fee
Express shipping fee
Inactivity fee
Int'l signature transaction fee
Late charge (per day)
Overdraft advance
Overdraft advance fee
PIN transaction decline fee
PIN transaction fee (Domestic and Int’l)
Paper statement fee
SMS/Email alerts fee
Secondary card fee

$0.00
$0.00
$19.95
$3.95
$0.00
$3.00
$50.00
$15.00
$0.95
$0.95
$2.95
$0.00
$9.95

[7] READYdebit Visa® Prepaid Card

Terms | More Info

- Visa® Debit Card Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support — Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
* Subject to I.D. Verification.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.25	View	No	Bad Credit OK*

ACH Debit
Account closure via paper check
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Bank teller cash advance
Direct Deposit
International ATM Withdrawal
International Transaction
Live Customer Service

2.25
$15.00
Free
Free
$5.00
$5.00
Free
$5.00
Free
1 Free

Monthly Fee
Negative Balance Fee
Online Account Access
PIN Transaction
Paper statements
Retail Cash Load*
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry*
U.S. ATM Withdrawal*

$4.95
None
Free
$0.95
$2.00
Free
$10.00
Free
$0.50
$2.00

[8] First Platinum Plus

More Info

- Guaranteed $7,500 Credit Line
- 0% Interest for 12 months
- Reports to a national credit bureau
- Great chance to improve your credit
- Waived application fee

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[9] Pr1macard Elite Prepaid MasterCard®

More Info

- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	N/A*	$1.75	View	No	Bad Credit OK*

ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[10] Pr1macard Prepaid MasterCard®

More Info

- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	N/A*	$1.75	View	No	Bad Credit OK*

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[11] Orchard Bank® Classic MasterCard®

More Info

- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Annual Fee $0-$74 the first year

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	from 14.90% to 24.90%*	N/A*	20 - 25 days*	$35.00*	Poor*

[12] First Freedom Platinum Card

More Info

- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	0*	N/A*	N/A*	$10.00*	Accepts All*

[13] Facecard Prepaid MasterCard®

Terms | More Info

- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- Free Direct Deposit Easy Access to your Funds
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Receive Prewards, Which are Like Coupons, Put Directly on Your Card

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A*	$1.50	View	No	Accepts All*

ATM Fee
Activation
Chargeback Processing
Inactive Account (90 days or more) Fee
International Purchases
Loading funds via ACH

$1.50
FREE
$25.00
$4.95
$0.50
FREE

Lost / Replacement Cards
Monthly Membership
Negative Balance Fee - per Incident
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing

$9.95
FREE
$9.95
$1.95
$9.95
FREE

[14] Green Dot Prepaid MasterCard®

Terms | More Info

- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Card Research fee (per hour)
Cash Advance Fee

$0.50
$2.50
$0.99
$1.00
$10.00
$25.00
$4.00

Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Monthly Card Maintenance Fee
Special Requests fee (per hour)
Transaction History

$0.50
$3.00
$1.00
$10.00
$4.95
$25.00
$1.00

[15] Obopay Family Prepaid MasterCard®

More Info

- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$5.00	$9.95*	N/A*	$1.95	View	No	Accepts All*

ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee

$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00

Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[16] Centennial One Platinum Card

More Info

- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[17] Prepaid Visa® Black Diamond RushCard

More Info

- Monthly Plan Card
- Black for Man
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance

$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95

Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction

FREE
FREE
$1.00
$9.95
$2.00
$1.00

[18] Prepaid Visa® Purple Diamond RushCard

More Info

- Monthly Plan Card
- Purple for Woman
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance

$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95

Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction

FREE
FREE
$1.00
$9.95
$2.00
$1.00

[19] Student Advantage Card

Terms | More Info

- Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
- Students save up to 50% at thousands of locations
- Get $10 Back* on your first purchase by signing up today!
- Discount travel deals on airfare, rail fares and bus tickets
- Entertainment discounts on MP3s, DVDs, books and movie tickets
- Discount fashion including clothing, footwear and accessories

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A*	N/A	View	No	Accepts All*

1-Year Card fee
2-Years Card fee
3-Years Card fee

$20.00
$30.00
$40.00

4-Years Card fee
SA Lost Card replacement
Shipping and handling

$50.00
$7.50
$2.50

[20] AccountNow™ Prepaid Visa® Card

More Info

- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	N/A*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Inactivity Fee
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)

$1.00
$2.00
$0.00
$15.95
$0.00
None
$4.95
$4.95

Paper Statements per request
Participation Fee (monthly)
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$5.00
$9.95
$0.00
$0.50
$1.00
$10.00
$0.50

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

Selected Cards
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- Auto Reward Card
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Card Offers for Bad Credit