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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[1] Western Union® MoneyWise™ Prepaid MasterCard®

Western Union MoneyWise Prepaid MasterCard
More Info
- Free Activation
- Fee-Friendly prepaid card with nothing to hide!
- Add money to your account 4 convenient ways
- Spend only the money you have on your Card
- Enroll in direct deposit and receive a free $10 bonus
- Your funds are protected by MasterCard's Zero Liability Policy
Western Union MoneyWise Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Withdrawal Fee
Agent Location Cash Load Fee
Automated Phone Customer Service
Bank to Card Transfer Fee
Decline Fee
Employer Payroll Payments
Government Benefit Payments
Inactivity Fee
$0.45
$1.95
$4.95
FREE
$1.00
$0.45
FREE
FREE
$2.50
Live Customer Service
Monthly Maintenance Fee
Online Electronic Statement
PIN Purchase Transaction Fee
Paper Statement Fee
Reissue Card Fee
SMS and Email Notifications
Signature Purchase Fee
FREE
FREE
FREE
FREE
$3.00
$5.00
FREE
FREE

[2] BillMyParents Prepaid MasterCard®

BillMyParents Prepaid MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[3] Horizon Gold Credit Card

Horizon Gold Credit Card
Terms |  More Info
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions for other fees*

[4] Household Bank Rewards MasterCard®

Household Bank Rewards MasterCard
More Info
- Points redeembable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay
 
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[5] Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Terms |  More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Baby Phat Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[6] Prepaid Visa® RushCard

Prepaid Visa RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee
$1.00
$0.05
$3.50
$1.95
$1.00
$1.00
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$2.95
$1.00
$2.00
$5.00
$9.95

[7] FlexCard Ultimate Credit Building Prepaid Visa® Card

FlexCard Ultimate Credit Building Prepaid Visa Card
More Info
- All credit types accepted
- $1500 Cash Advance Available - Applicants must have checking account
- Best card for building credit! Reports to major bureaus monthly
- $69 one time security deposit upon approval (No Annual/Hidden fees)
- Acceptance at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View YesBad Credit OK*
*See Terms and Conditions

[8] NetSpend® MasterCard® Prepaid Debit Card

NetSpend MasterCard Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[9] Insight MasterCard® Prepaid Card

Insight MasterCard Prepaid Card
More Info
- Get $50 bonus on your first direct deposit of $200
- Monthly Fee and Pay-as-you-go plans
- Get Paid 1-3 Days Earlier
- Optional Overdraft Protection – because mistakes can happen
- Always Know on the Go – Text Alerts update you in real-time
- FREE Direct Deposit and FREE sign-up
- No credit check and No bank account required
- $0 activation fee
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
ATM Inquiry Fee (domestic)
ATM Withdrawal (domestic)
Card Issuance Fee
Cash Loads at retail locations
Monthly Service Fee
Over-theCounter Cash Withdrawal
PIN Purchase Fee (Pay As You Go)
$1.00
$2.00
$9.95
$5.00
$9.95
3.00%
$2.00
PIN Purchase Fee
Pay As You Go Service Fee
Recurring Direct Deposit Load
Replacement Card Fee
Signature Purchase (Pay As You Go)
Signature Purchase Fee
$1.00
None
FREE
$9.95
$1.00
FREE

[10] Green Starburst Prepaid MasterCard®

Green Starburst Prepaid MasterCard
More Info
- Teen debit card benefits
- 14 different design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Strict spending limits and easy monitoring
- Safer than cash with lost card protection
- Use at millions of locations worldwide
- Lower fees than bank cards
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[11] Prestige Plus Platinum Shopping Card

Prestige Plus Platinum Shopping Card
More Info
- $2,500 unsecured credit line
- No Credit Check
- No Interest Charges
- 100% Approval
- Only 10% down payment required on purchases
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[12] Vision Premier® Prepaid Visa® Card

Vision Premier Prepaid Visa Card
Terms |  More Info
- No Credit Check – Complete the form and we’ll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
Vision Premier Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$1.95View NoBad Credit OK*
ACH transfer fee
ATM balance inquiry fee (Int'l)
ATM withdrawal Fee (Domestic)
ATM withdrawal decline fee (Int'l)
ATM withdrawal decline fee (Domestic)
ATM withdrawal fee (Int'l)
Bill Pay Fee (electronic and Paper Check)
Bill Pay fee (Check Cancellation)
BuddyMoney transfer fee
Cancellation fee
Card replacement fee
Card-to-Card transfer fee
Cash Advance fee
$0.95
$1.95
$1.95
$1.95
$0.95
$4.95
$0.95
$9.95
$0.95
$14.95
$14.95
$0.95
$4.95
Direct deposit
Domestic signature transaction fee
Express shipping fee
Inactivity fee
Int'l signature transaction fee
Late charge (per day)
Overdraft advance
Overdraft advance fee
PIN transaction decline fee
PIN transaction fee (Domestic and Int’l)
Paper statement fee
SMS/Email alerts fee
Secondary card fee
$0.00
$0.00
$19.95
$3.95
$0.00
$3.00
$50.00
$15.00
$0.95
$0.95
$2.95
$0.00
$9.95

[13] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
- 100% Guaranteed Approval* – No Credit Checks
- Free Direct Deposit – paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

[14] Bank Freedom Prepaid MasterCard®

Bank Freedom Prepaid MasterCard
Terms |  More Info
- Surcharge-Free ATM Network at over 18,000 ATMs
- NO Card Issuance Fee - NO Activation Fee
- $0 Monthly with Direct Deposit $350/month or cash load $700/month
- Free Live Customer Service - 24 hours per day 7 days per week
- Free Text and Email Alerts and Online Account Access
- Send Paper Checks and Electronic Bill Pay to Anyone
Bank Freedom Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Withdrawal Out-Of-Network
ATM Cash Withdrawal Surcharge-Free
ATM Withdrawal Decline
Account closure
Bill Pay Stop Payment
Card to Card Money Share
Companion Card Issuance
Currency Conversion Fee
Expedited card replacement
Int. ATM Balance Inquiry
Int. ATM Cash Withdrawal
Int. ATM Withdrawal Decline
Int. PIN based Transaction
$0.50
$2.50
$2.50
$0.50
$14.95
$25.00
FREE
$9.95
3%
$40.00
$1.00
$3.95
$1.00
$1.00
Internet Access to Card Account
Loading Cash
Lost or Stolen Card Replacement
PIN Debit Transactions
Paper Statement Online
Paper Statement by request
Paperless Account Statements
Payment to 3rd Party
Prepaid Card Issuance
Signature Purchase Fee
Special research/documentation fee
Toll Free Automated Phone Support
Toll Free Live Customer Support
FREE
$4.95
$9.95
$1.00
$0.00
$2.00
FREE
$1.00
FREE
FREE
$50.00
FREE
FREE

[15] Rob Dyrdek Prepaid MasterCard®

Rob Dyrdek Prepaid MasterCard
More Info
- Teen debit card benefits
- 12 different card design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Safer than cash with lost card protection
- Strict spending limits and easy monitoring
- Lower fees than bank cards
- Use at millions of locations worldwide
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[16] RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
More Info
- Free Direct Deposit
- No Overdraft Fees or interest charges
- No credit check. Guaranteed Approval*
- Email & SMS account alerts
- Cash back rewards & discounts at hundreds of online retailers
- Load cash at more than 100,000 retail locations
- FREE unlimited purchase transactions
- Pay and manage your bills
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[17] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[18] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[19] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[20] First Freedom Platinum Card

First Freedom Platinum Card
More Info
- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* N/A* Accepts All*

Pages: 1 2 3 4 5 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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