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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 58 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] First Option MasterCard®

First Option MasterCard
More Info 		- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[2] First Option Visa® Card

First Option Visa Card
More Info 		- Get a real VISA Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- Guaranteed approval VISA credit card
- No credit check		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[3] Next Millennium Black MasterCard®

Next Millennium Black MasterCard
More Info 		- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* N/A* Bad Credit OK*

[4] Patriot Savings & Trust Visa Card

Patriot Savings & Trust Visa Card
More Info 		- Open a New Savings Account and get an AMAZING SAVINGS RATE*
- Get Your Very Own Visa Guaranteed Card
- Secured Line of Credit up to $5,000
- 6% APY for 90 days*
- Your savings account is FDIC Insured!		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* 3 months* 19.50%* $59.00* 27 days* Bad Credit OK*

[5] Applied Bank® Secured Visa® Credit Card

Applied Bank Secured Visa Credit Card
Terms |  More Info 		- 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- Choose Your Credit Limit - From $200 up to $500
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations		 Applied Bank Secured Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 12.99%* $50.00* None* Bad Credit OK*

[6] Rewards 660 Visa® Card

Rewards 660 Visa Card
More Info 		- Initial payment of $40 required before account can be used
- Proof of minimum $1,000 gross monthly income required
- $300 Starting Credit Limit
- No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
- Monthly Reporting to Major Credit Bureaus		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[7] American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
More Info 		- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 5 months* 21.99% V or 14.99%* $39.00* 23 Days (Min.)* Accepts All*

[8] Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard
Terms |  More Info 		- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks		 Vision Silver(SM) Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*N/AView NoBad Credit OK*
ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer) 		$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE 		Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l) 		$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[9] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info 		- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included		  
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial) 		$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95 		In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay® 		$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[10] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info 		- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit		 AccountNow Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram) 		$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95 		Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase 		$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[11] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info 		- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees		 BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal 		$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50 		Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase 		$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[12] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info 		- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)		  
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[13] Discover® Student Card

Discover Student Card
Terms |  More Info 		- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.		 Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* as low as 13.99%* $0.00* 25 days* No Credit*

[14] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
Terms |  More Info 		- No Cosigner Required
- Earn 5 ThankYou Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA		 Citi mtvU Platinum Select Visa Card for College Student
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 7 months* 12.99% - 21.99% (Variable)* $0.00* 20 days* Bad Credit OK*

[15] Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card
Terms |  More Info 		- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring		 Preferred Trust Gold Shopping Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[16] Public Savings Bank Secured Black Card

Public Savings Bank Secured Black Card
Terms |  More Info 		- 0% APR on purchases for 6 months
- 10.99% APR for 6 months on Cash Advance.
- No annual fee or monthly fees
- Your credit is not a factor!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $2,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo		 Public Savings Bank Secured Black Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 11.24%* $0.00* 25 days* Bad Credit OK*

[17] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info 		- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau		  
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee 		$30.00
N/A
$30.00
$10.00
$19.95 		Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases 		$14.00
N/A
$99.00
N/A

[18] Green Dot Gold Prepaid MasterCard®

Green Dot Gold Prepaid MasterCard
Terms |  More Info 		- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)		 Green Dot Gold Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement 		$0.50
$0.50
FREE
$19.95
$6.00 		Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network 		$2.50
$2.50
$4.95
$4.95
FREE

[19] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
Terms |  More Info 		- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees		 American Octane Onyx Unsecured Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days) 		$99.00
0.00%
None
$25.00
$10.00 		Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees 		$9.95
$25.00
$10.00
None
Varies

[20] Horizon Gold Credit Card

Horizon Gold Credit Card
Terms |  More Info 		- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan		 Horizon Gold Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions for other fees*

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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