Cards for Bad Credit

[1] Access Visa® Card
Terms |  More Info	- Instant On-Line Decision - Fraud Protection - Outstanding Customer Service - Free 24 Hour Online Account Access - Reports to All Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[2] Continental Finance Master Card
Terms |  More Info	- Get Your Application Results in Seconds - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - No Minimum Monthly Income Requirements - Unsecured Master Card Accepted at Millions Locations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $50.00* 25 days* $35.00* Bad Credit OK*

[3] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[4] Capital One® Standard Platinum Student Card
Terms |  More Info	- Manageable credit lines - 0% APR on purchases until December 2008 - $0 Fraud liability if your card gets lost or stolen - Customize your card design - Savings at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 19.55% (V)* $0.00* 25 days* $39.00* No Credit*

[5] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[6] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[7] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[8] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[9] Tribute® Gold MasterCard® Credit Card
Terms |  More Info	- Unsecured Gold Master Credit Card - Reports to the Major Credit Bureaus - MasterCard® cards are accepted at over 25 million locations worldwide - Quick Online Decision
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

[10] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[11] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[12] Discover® Student Card
Terms |  More Info	- Card for building your Credit history - Easiest online account management options - 5% Cashback Bonus® on Get More program purchases throughout the year** - Up to 1% Cashback Bonus® on all your other purchases** - Unlimited cash rewards that never expire
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* No Credit*

[13] Capital One® Platinum Max - Average Credit
More Info	- 16.9% fixed on purchases for 3 years - Fixed rate won’t increase for three years—no matter what - No cash advance fee - Exclusive savings: up to 40% off featured deals and 10% savings on everything else
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Poor*

[14] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[15] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[16] Capital One® Classic Platinum - Master Card
More Info	- A Competitive APR with a Lower Annual Fee - 0% on purchases until December 2008, 14.65% variable thereafter - Up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping - *See Capital One® Important Disclosures For More Information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 14.90% (V)* $14.00* 25 days* $39.00* No Credit*

[17] Orchard Bank Platinum MasterCard®
More Info	- Enjoy the prestige of Platinum with no up front fees - Premium Platinum benefits including Purchase Protection - Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $89.00* 25 days* $35.00* Bad Credit OK*

[18] Orchard Bank Secured MasterCard®
More Info	- Set your own credit limit starting at $200, all online - The perfect card to start building or rebuild your credit - Reporting monthly to all major credit bureaus - Your choice of payment due dates to fit your schedule - Free standard bill pay and online account management tools - E-alerts to your email or cell phone to remind you when a payment is due
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $48.00* 25 days* $35.00* Bad Credit OK*

[19] Orchard Bank Classic MasterCard®
More Info	- Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score - Free Online 24-hour Account Access and Bill Pay - Periodic credit limit increases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $49.00* 25 days* $35.00* Bad Credit OK*

[20] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 12.99%* $0.00* 20 days* $39.00* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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