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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[1] 1st Platinum Plus

1st Platinum Plus
Terms |  More Info
- Enjoy a Credit Line up to $3,500!
- $4.95 initial user price for the Card !
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions
1st Platinum Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[2] AccountNow® Gold Visa® Prepaid Card

AccountNow Gold Visa Prepaid Card
More Info
- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Card Approval (subject to ID verification)*
- $25 Cash Bonus When You Use Direct Deposit (See T&C)
AccountNow Gold Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View YesBad Credit OK*
ATM decline fee
Account closing fee (balance check)
Automated phone system (IVR)
Bank Teller Cash Advance
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)
$0.40
$15.95
FREE
$4.95
$20.00
FREE
Free*
$10.00
$9.95
$9.95
Express delivery charge: $40.00
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money

$4.95.
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[3] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Check
- $0 Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
AccountNow Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95
Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[4] AccountNow™ Prepaid Visa® Card

AccountNow Prepaid Visa Card
More Info
- 100% Guaranteed Approval*
- No Credit Check
- $0 Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
AccountNow Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Inactivity Fee
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
None
$4.95
$4.95
Paper Statements per request
Participation Fee (monthly)
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$9.95
$0.00
$0.50
$1.00
$10.00
$0.50

[5] ACE Elite™ Visa® Prepaid Card

ACE Elite Visa Prepaid Card
More Info
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts - Get your balance and transactions via text or email
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[6] American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
More Info
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.
 
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[7] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
More Info
- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)
$99.00
0.00%
None
$25.00
$10.00
Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees
$9.95
$25.00
$10.00
None
Varies

[8] Applied Bank® Secured Visa® Gold Credit Card

Applied Bank Secured Visa Gold Credit Card
More Info
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
Applied Bank Secured Visa Gold Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[9] Applied Bank® Visa® Business Card

Applied Bank Visa Business Card
Terms |  More Info
- Credit Limits available to $750
- Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!
- Perfect for Your Everyday Business Needs
- Great for Self-Employed Business Owners
- Your Business Name on YOUR Business Card
Applied Bank Visa Business Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 23.99%* N/A* None* Bad Credit OK*

[10] Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Terms |  More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Baby Phat Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[11] Bank Freedom Prepaid MasterCard®

Bank Freedom Prepaid MasterCard
Terms |  More Info
- Surcharge-Free ATM Network at over 18,000 ATMs
- NO Card Issuance Fee - NO Activation Fee
- $0 Monthly with Direct Deposit $350/month or cash load $700/month
- Free Live Customer Service - 24 hours per day 7 days per week
- Free Text and Email Alerts and Online Account Access
- Send Paper Checks and Electronic Bill Pay to Anyone
Bank Freedom Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Withdrawal Out-Of-Network
ATM Cash Withdrawal Surcharge-Free
ATM Withdrawal Decline
Account closure
Bill Pay Stop Payment
Card to Card Money Share
Companion Card Issuance
Currency Conversion Fee
Expedited card replacement
Int. ATM Balance Inquiry
Int. ATM Cash Withdrawal
Int. ATM Withdrawal Decline
Int. PIN based Transaction
$0.50
$2.50
$2.50
$0.50
$14.95
$25.00
FREE
$9.95
3%
$40.00
$1.00
$3.95
$1.00
$1.00
Internet Access to Card Account
Loading Cash
Lost or Stolen Card Replacement
PIN Debit Transactions
Paper Statement Online
Paper Statement by request
Paperless Account Statements
Payment to 3rd Party
Prepaid Card Issuance
Signature Purchase Fee
Special research/documentation fee
Toll Free Automated Phone Support
Toll Free Live Customer Support
FREE
$4.95
$9.95
$1.00
$0.00
$2.00
FREE
$1.00
FREE
FREE
$50.00
FREE
FREE

[12] BillMyParents Prepaid MasterCard®

BillMyParents Prepaid MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[13] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
- Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
- FREE Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved!*
- No bounced check fees or overdraft fees, EVER!
- Travel, Rent Cars, Reserve Hotels, Shop online safely!
- Unbelievable Customer Service!
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$7.95
$7.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[14] Camo Prepaid Teens MasterCard®

Camo Prepaid Teens MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[15] Capital One® Secured MasterCard®

Capital One Secured MasterCard
Terms |  More Info
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
Capital One Secured MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 22.90% (Variable) * $29.00* 25 days* Limited*

[16] Centennial One Platinum Card

Centennial One Platinum Card
More Info
- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[17] Citi® mtvU Platinum Select® Visa® Card for College Student

Citi mtvU Platinum Select Visa Card for College Student
More Info
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2012
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[18] Credit One Visa® Platinum Card

Credit One Visa Platinum Card
More Info
- Pre-Qualify for a Visa credit card without affecting your credit score
- Get a starting credit line up to $1,500
- No enrollment and no over the credit limit fees
- Choose your card design from our premium gallery
View all new offers
Credit One Visa Platinum Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 23.90% (Variable) * $75.00* 25 Days* Bad Credit OK*

[19] Diamond Platinum Shopping Card

Diamond Platinum Shopping Card
More Info
- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[20] Discover® Student Card

Discover Student Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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