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	Credit Cards	Loans	Insurance	Security	Credit	Gift Card Offers

Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 60 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] 1st Platinum Plus

Terms | More Info

- Enjoy a Credit Line up to $3,500!
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	18 months*	0*	N/A*	N/A*	Bad Credit OK*

[2] AccountNow® Gold Visa® Prepaid Card

More Info

- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Approval*
- $25 Cash Bonus When You Use Direct Deposit (See T&C)

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$2.50	View	Yes	Bad Credit OK*

ATM decline fee
Account closing fee (balance check)
Automated phone system (IVR)
Bank Teller Cash Advance
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)

$0.40
$15.95
FREE
$4.95
$20.00
FREE
Free*
$10.00
$9.95
$9.95

Express delivery charge: $40.00
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money

$4.95.
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[3] AccountNow™ Prepaid MasterCard®

More Info

- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)

$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95

Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[4] AccountNow™ Prepaid Visa® Card

More Info

- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Inactivity Fee
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)

$1.00
$2.00
$0.00
$15.95
$0.00
None
$4.95
$4.95

Paper Statements per request
Participation Fee (monthly)
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$5.00
$9.95
$0.00
$0.50
$1.00
$10.00
$0.50

[5] ACE Pink Visa Prepaid Debit Card

Terms | More Info

- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$2.50	View	No	Bad Credit OK*

A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal

FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50

Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee

$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[6] ACE Visa Prepaid Debit Card

Terms | More Info

- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$2.50	View	No	Bad Credit OK*

FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50

$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[7] American DreamCard™ Platinum MasterCard®

More Info

- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	5 months*	21.99% V or 14.99% (Variable)*	$39.00*	23 Days (Min.)*	Accepts All*

[8] American Octane Onyx Unsecured Card

Terms | More Info

- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Bad Credit OK*

Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)

$99.00
0.00%
None
$25.00
$10.00

Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees

$9.95
$25.00
$10.00
None
Varies

[9] Applied Bank® Secured Visa® Credit Card

Terms | More Info

- 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- Choose Your Credit Limit - From $200 up to $500
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	12.99%*	$50.00*	None*	Bad Credit OK*

[10] Baby Phat Prepaid Visa® RushCard

More Info

- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
- Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
- Simple and reasonable - no monthly, annual, or hidden fees
- Everyone is eligible — no credit check or employment verification
- Helps control debt - you can't overspend!

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	$1.95	View	No	Bad Credit OK*

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee

$1.00
$0.05
$3.50
$1.95
$1.00
$2.95

Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee

$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[11] BuyRIGHT Prepaid MasterCard®

Terms | More Info

- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	$2.00	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal

$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50

Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[12] Centennial One Platinum Card

More Info

- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	Bad Credit OK*

[13] Citi® mtvU Platinum Select® Visa® Card for College Student

Terms | More Info

- No Cosigner Required
- Earn 5 ThankYou Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	7 months*	12.99% - 21.99% (Variable)*	$0.00*	20 days*	Bad Credit OK*

[14] Diamond Platinum Shopping Card

More Info

- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	N/A*	None*	Bad Credit OK*

[15] Discover® Student Card

Terms | More Info

- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99% (Variable)*	$0.00*	25 days*	No Credit*

[16] eElite Plus Shopping Card

More Info

- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Accepts All*

Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee

$30.00
N/A
$30.00
$10.00
$19.95

Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases

$14.00
N/A
$99.00
N/A

[17] Facecard Prepaid MasterCard® for College Students

More Info

- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$5.00*	$1.50	View	No	Bad Credit OK*

ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH

$1.50
FREE
$19.95
$25.00
$0.00
$0.50
FREE*

Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Participation*** Fee
Printed and Mailed Statement
Shortage Fee

$9.95
FREE
$2.95
$3.00
$2.95
$9.95

[18] Facecard Prepaid MasterCard®

More Info

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$5.00*	$1.50	View	No	Accepts All*

ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH

$1.50
FREE
$25.00
$0.00
$0.50
FREE

Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing

$9.95
FREE
$3.00
$1.95
$9.95
FREE

[19] Fingerhut Credit

More Info

- No down payments, no layaway and no surprises
- Get respond in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- See website for complete Terms & Conditions
- Meta Bank Fingerhut Credit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	24.90%*	N/A*	25 days*	Bad Credit OK*

[20] First Freedom Platinum Card

More Info

- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	N/A*	N/A*	Accepts All*

Pages: 1 2 3

Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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Cards for Bad Credit
- Guaranteed Approval
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- Secured Cards
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  - Get FREE Credit Report
Shopping Cards
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Card Offers for Bad Credit