Cards for Bad Credit

[1] Discover® Student Card
Terms |  More Info	- Card for building your Credit history - Easiest online account management options - 5% Cashback Bonus® on Get More program purchases throughout the year** - Up to 1% Cashback Bonus® on all your other purchases** - Unlimited cash rewards that never expire
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* No Credit*

[2] Capital One® Standard Platinum Student Card
Terms |  More Info	- Manageable credit lines - 0% APR on purchases until December 2008 - $0 Fraud liability if your card gets lost or stolen - Customize your card design - Savings at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 19.55% (V)* $0.00* 25 days* $39.00* No Credit*

[3] Capital One® Classic Platinum - Master Card
More Info	- A Competitive APR with a Lower Annual Fee - 0% on purchases until December 2008, 14.65% variable thereafter - Up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping - *See Capital One® Important Disclosures For More Information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 14.90% (V)* $14.00* 25 days* $39.00* No Credit*

[4] Impact Prepaid Master Card
Terms |  More Info	- No credit check & no bank account required - No security deposit required* - No employment verification required* - 100% Approval in 30-seconds - Get MasterCard® card and pay NO fee
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* $0.00* $1.50 View No Poor* All other Domestic ATM transactions All other Int’l ATM Transactions Card Closure / Balance Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction or Decline $1.00 $4.25 $15.00 $1.00 $25.00 $1.50 $0.75 IVRU Access Line International ATM Withdrawal Int’l POS Transaction or Decline Live Customer Service (Per Call) Mailed Statement Fee Monthly Inactive Account Fee Web Site Access Fee $0.50 $4.25 $2.50 $3.00 $5.00 $15.00 $0.25

[5] Vue Prepaid Master Card
Terms |  More Info	- No Credit Checks - No Employment Required - No Security Deposit & No Turndowns* - Master Card benefits - Easy to Purchase (POS) - Pay your bills over the phone
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* $0.00* $1.50 View No Poor* ATM Balance Inquiry ATM Withdrawal Automated Telephone Inquiry Automated Telephone Service Bank Account to Card Reload Cancellation Fee Customer Service Live Call Direct Deposit Reload Inactive Account (per month) Live Teller Withdrawal Monthly Maintenance Fee (ATM) $1.00 $1.50 $0.50 $0.50 $1.00 $15.00 $3.00 $1.00 $10.00 $1.50 $3.95 Monthly Maintenance Fee (Hologram) Online Balance Inquiry Online Customer Service Paper Statements (Per Statement) Point of Sale Withdrawal Purchase Online Purchase at Merchant Re-Activate Card Replace Card Telephone Purchase $4.95 $0.10 $0.10 $5.00 $0.00 $0.50 $0.50 $5.00 $5.00 $0.50

[6] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[7] Capital One® Platinum Max - Average Credit
More Info	- 16.9% fixed on purchases for 3 years - Fixed rate won’t increase for three years—no matter what - No cash advance fee - Exclusive savings: up to 40% off featured deals and 10% savings on everything else
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Poor*

[8] VIP Prepaid Master Card
Terms |  More Info	- Christian Faith Financial - No Credit Checks - No Turndowns* - No Annual Fees - No Security Deposit - No Employment Required
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* $0.00* $1.50 View No Poor* ATM Balance Inquiry ATM Withdrawal Automated Telephone Inquiry Automated Telephone Service Bank Account to Card Reload Cancellation Fee Card to Card Reload Customer Service Live Call Direct Deposit Reload Inactive Account (per month) Live Teller Withdrawal $1.00 $1.50 $0.50 $0.50 $1.00 $5.00 $1.00 $3.00 $1.00 $10.00 $1.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (Hologram) Online Balance Inquiry Online Customer Service Paper Statements (Per Statement) Point of Sale Withdrawal Purchase Online Purchase at Merchant Re-Activate Card Replace Card Telephone Purchase $3.95 $4.95 $0.10 $0.10 $5.00 $0.00 $0.50 $0.50 $5.00 $5.00 $0.50

[9] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[10] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[11] Johnny Cash™ Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Legend of Johnny Cash™ - $2500 Max Value - 100% Approved* - No Employment & No security deposit required - No Credit checks & No turndowns*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* $0.00* $1.50 View No Accepts All* All other Int'l ATM transactions Cancellation Fee Card Closure / Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction/Decline IVRU Access Line $4.25 $15.00 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction/Decline International ATM Withdrawal Live Customer Service (Per Call) Mailed statement Fee Monthly Inactive Account Fee Monthly Maintenance Fee Other Domestic ATM transactions Web Site Access Fee $2.50 $4.25 $3.00 $5.00 $15.00 $6.95 $1.00 $0.25

[12] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[13] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[14] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[15] Citi® Platinum Select® Card for College Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances and balance transfers - $0 liability on unauthorized purchases - FREE Online Account Management - No minimum income or cosigner required - No balance transfer fee with this offer - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 20 days* $39.00* Accepts All*

[16] Philly Freeway Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Philly Freeway - 100% Approved card - Bankruptcy OK - No one is Turned Down* - No Credit Checks - No Employment Required
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* N/A* $1.50 View No Accepts All* All other Int'l ATM Transactions Card Closure / Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction or Decline IVRU Access Line $4.25 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction or Decline International ATM Withdrawal Live Customer Service (Per Call) Monthly Inactive Account Fee* Monthly Maintenance Fee Other Domestic ATM transactions Web Site Access Fee $2.50 $4.25 $3.00 $15.00 $6.95 $1.00 $0.25

[17] Elvis Presley™ Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Legend of Elvis Presley™ - $2500 Max Value - 100% Approved* & No Annual Fees - No Credit Checks & No Turndowns* - No Security Deposit & No Employment Required
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* $0.00* $1.50 View No Accepts All* All other Int'l ATM Transactions Balance Reimbursement Cancellation Fee Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic ATM transactions Domestic POS Transaction/Decline $4.25 $15.00 $15.00 $1.00 $25.00 $1.50 $1.00 $0.75 IVRU Access Line Int'l POS Transaction or Decline International ATM Withdrawal Live Customer Service (Per Call) Mailed statement Fee Monthly Inactive Account Fee Monthly maintenance fee Web Site Access Fee $0.50 $2.50 $4.25 $3.00 $5.00 $15.00 $6.95 $0.25

[18] Mother Love Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Legend of Mother Love - 100% Approved card - No Credit Checks & No Turndowns* - No Security Deposit - No Employment Required
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* N/A* $1.50 View No Accepts All* All other Int'l ATM Transactions Card Closure / Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction or Decline IVRU Access Line $4.25 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction or Decline International ATM Withdrawal Live Customer Service (Per Call) Monthly Inactive Account Fee* Monthly Maintenance Fee Other Domestic ATM transactions Web Site Access Fee $2.50 $4.25 $3.00 $15.00 $6.95 $1.00 $0.25

[19] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[20] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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