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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[1] Western Union® MoneyWise™ Prepaid MasterCard®

Western Union MoneyWise Prepaid MasterCard
More Info
- Free Activation
- Fee-Friendly prepaid card with nothing to hide!
- Add money to your account 4 convenient ways
- Spend only the money you have on your Card
- Enroll in direct deposit and receive a free $10 bonus
- Your funds are protected by MasterCard's Zero Liability Policy
Western Union MoneyWise Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Withdrawal Fee
Agent Location Cash Load Fee
Automated Phone Customer Service
Bank to Card Transfer Fee
Decline Fee
Employer Payroll Payments
Government Benefit Payments
Inactivity Fee
$0.45
$1.95
$4.95
FREE
$1.00
$0.45
FREE
FREE
$2.50
Live Customer Service
Monthly Maintenance Fee
Online Electronic Statement
PIN Purchase Transaction Fee
Paper Statement Fee
Reissue Card Fee
SMS and Email Notifications
Signature Purchase Fee
FREE
FREE
FREE
FREE
$3.00
$5.00
FREE
FREE

[2] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[3] AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Check
- $0 Activation Fee
- Free Direct Deposit and $25 cash back
- Cash Back on Everyday Purchases
AccountNow Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95
Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[4] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
- Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
- FREE Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved!*
- No bounced check fees or overdraft fees, EVER!
- Travel, Rent Cars, Reserve Hotels, Shop online safely!
- Unbelievable Customer Service!
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$7.95
$7.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[5] BillMyParents Prepaid MasterCard®

BillMyParents Prepaid MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[6] Horizon Gold Credit Card

Horizon Gold Credit Card
Terms |  More Info
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions for other fees*

[7] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[8] Rewards 660 Visa® Card

Rewards 660 Visa Card
More Info
This Card is NOT Available anymore
- Initial payment of $40 required before account can be used
- Proof of minimum $1,000 gross monthly income required
- $300 Starting Credit Limit
- No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
- Monthly Reporting to Major Credit Bureaus
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[9] Onyx The New Black Visa Credit Card

Onyx The New Black Visa Credit Card
More Info
- Full privilege *guaranteed approval secured Visa® credit card
- Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service.
- Get free Ipod after your third month of membership
- Enrollment in a Discount Savings program membership
- Reports to all credit bureaus (TransUnion, Experian, Equifax)
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[10] Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Terms |  More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Baby Phat Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[11] Prepaid Visa® RushCard

Prepaid Visa RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee
$1.00
$0.05
$3.50
$1.95
$1.00
$1.00
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$2.95
$1.00
$2.00
$5.00
$9.95

[12] FlexCard Ultimate Credit Building Prepaid Visa® Card

FlexCard Ultimate Credit Building Prepaid Visa Card
More Info
- All credit types accepted
- $1500 Cash Advance Available - Applicants must have checking account
- Best card for building credit! Reports to major bureaus monthly
- $69 one time security deposit upon approval (No Annual/Hidden fees)
- Acceptance at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View YesBad Credit OK*
*See Terms and Conditions

[13] NetSpend® MasterCard® Prepaid Debit Card

NetSpend MasterCard Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[14] Applied Bank® Secured Visa® Gold Credit Card

Applied Bank Secured Visa Gold Credit Card
More Info
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
Applied Bank Secured Visa Gold Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[15] Insight MasterCard® Prepaid Card

Insight MasterCard Prepaid Card
More Info
- Get $50 bonus on your first direct deposit of $200
- Monthly Fee and Pay-as-you-go plans
- Get Paid 1-3 Days Earlier
- Optional Overdraft Protection – because mistakes can happen
- Always Know on the Go – Text Alerts update you in real-time
- FREE Direct Deposit and FREE sign-up
- No credit check and No bank account required
- $0 activation fee
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
ATM Inquiry Fee (domestic)
ATM Withdrawal (domestic)
Card Issuance Fee
Cash Loads at retail locations
Monthly Service Fee
Over-theCounter Cash Withdrawal
PIN Purchase Fee (Pay As You Go)
$1.00
$2.00
$9.95
$5.00
$9.95
3.00%
$2.00
PIN Purchase Fee
Pay As You Go Service Fee
Recurring Direct Deposit Load
Replacement Card Fee
Signature Purchase (Pay As You Go)
Signature Purchase Fee
$1.00
None
FREE
$9.95
$1.00
FREE

[16] Green Starburst Prepaid MasterCard®

Green Starburst Prepaid MasterCard
More Info
- Teen debit card benefits
- 14 different design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Strict spending limits and easy monitoring
- Safer than cash with lost card protection
- Use at millions of locations worldwide
- Lower fees than bank cards
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[17] Prestige Plus Platinum Shopping Card

Prestige Plus Platinum Shopping Card
More Info
- $2,500 unsecured credit line
- No Credit Check
- No Interest Charges
- 100% Approval
- Only 10% down payment required on purchases
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[18] Vision Premier® Prepaid Visa® Card

Vision Premier Prepaid Visa Card
Terms |  More Info
- No Credit Check – Complete the form and we’ll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
Vision Premier Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$1.95View NoBad Credit OK*
ACH transfer fee
ATM balance inquiry fee (Int'l)
ATM withdrawal Fee (Domestic)
ATM withdrawal decline fee (Int'l)
ATM withdrawal decline fee (Domestic)
ATM withdrawal fee (Int'l)
Bill Pay Fee (electronic and Paper Check)
Bill Pay fee (Check Cancellation)
BuddyMoney transfer fee
Cancellation fee
Card replacement fee
Card-to-Card transfer fee
Cash Advance fee
$0.95
$1.95
$1.95
$1.95
$0.95
$4.95
$0.95
$9.95
$0.95
$14.95
$14.95
$0.95
$4.95
Direct deposit
Domestic signature transaction fee
Express shipping fee
Inactivity fee
Int'l signature transaction fee
Late charge (per day)
Overdraft advance
Overdraft advance fee
PIN transaction decline fee
PIN transaction fee (Domestic and Int’l)
Paper statement fee
SMS/Email alerts fee
Secondary card fee
$0.00
$0.00
$19.95
$3.95
$0.00
$3.00
$50.00
$15.00
$0.95
$0.95
$2.95
$0.00
$9.95

[19] First Option MasterCard®

First Option MasterCard
More Info
- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[20] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
- 100% Guaranteed Approval* – No Credit Checks
- Free Direct Deposit – paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

Pages: 1 2 3 4 5 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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