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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 58 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] New Millennium Bank Secured Platinum Mastercard®

Terms | More Info

- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Accepts All*

[2] Millennium Advantage Pre-Paid Mastercard

Terms | More Info

- No credit check or income verification required
- No Chexsystem check
- No minimal balance required
- Phone and On-line account access
- Shop and pay bills on-line

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$99.00*	N/A*	$1.95	View	Yes	Bad Credit OK*

ATM balance inquiry
ATM inquiry decline fee
Automated voice response fee
Bill payment
Call center (per minute)
Card load fee
Card replacement fee
Cash disbursement fee

$0.75
$0.75
$0.50
$0.75
$1.00
$1.00
$9.95
$1.95

Cash transaction fee
Chargeback fee
Check issuance fee
Maintenance fee (monthly)
Non-activity card fee (monthly)
Overnight delivery fee
Rental car transaction

$1.95
$10.00
$9.95
$5.95
$3.00
$35.00
$5.00

[3] New Millennium Bank Secured Platinum Visa® Card

Terms | More Info

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Accepts All*

[4] Vision Silver(SM) Prepaid MasterCard®

Terms | More Info

- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$0.00*	N/A	View	No	Bad Credit OK*

ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)

$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE

Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)

$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[5] New Millennium Bank Secured Gold Mastercard®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Accepts All*

[6] First Vineyard MasterCard® Debit Card

More Info

- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$39.95*	$0.00*	N/A	View	Yes	Bad Credit OK*

Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)

$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95

In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®

$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[7] Eufora Prepaid MasterCard with Credit Builder - Elite Level

Terms | More Info

- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit and FREE Point of Sale Transactions
- FREE 24/7 Online Access and FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
*See terms and conditions

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry Fee
Additional Bank Wire Transfer Fee
Additional Retail Value Load Fee
Card Reactivation
Cash Withdrawal Fee
Customer Reimbursement
Customer Service (Automated)
Inactivity Fee (Per Month*)

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

[8] AccountNow™ Prepaid MasterCard®

More Info

- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	$0.00*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)

$1.00
$2.00
$0.00
$15.95
$0.00
$4.95
$4.95

Paper Statements per request
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$5.00
$0.00
$0.50
$1.00
$10.00
$0.50

[9] BuyRIGHT Prepaid MasterCard®

Terms | More Info

- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	$0.00*	$2.00	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal

$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50

Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[10] New Millennium Bank Secured Gold Visa® Card

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Accepts All*

[11] Horizon Gold Credit Card

Terms | More Info

- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	N/A*	N/A	View	Yes	Accepts All*

See Terms & Conditions for other fees*

[12] Baby Phat Prepaid Visa® RushCard

More Info

- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
- Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
- Simple and reasonable - no monthly, annual, or hidden fees
- Everyone is eligible — no credit check or employment verification
- Helps control debt - you can't overspend!

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	N/A*	$1.95	View	No	Bad Credit OK*

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee

$1.00
$0.05
$3.50
$1.95
$1.00
$2.95

Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee

$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[13] Prepaid Visa® RushCard

More Info

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	N/A*	$1.95	View	No	Bad Credit OK*

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee

$1.00
$0.05
$3.50
$1.95
$1.00
$1.00

Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee

$2.95
$1.00
$2.00
$5.00
$9.95

[14] Rewards 660 Visa® Card

More Info

- Initial payment of $40 required before account can be used
- Proof of minimum $1,000 gross monthly income required
- $300 Starting Credit Limit
- No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
- Monthly Reporting to Major Credit Bureaus

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.92%*	$48.00*	25 days*	$39.00*	Bad Credit OK*

[15] New Millennium Bank Secured Black Diamond Visa®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Bad Credit OK*

[16] New Millennium Bank Secured Black Diamond Mastercard®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Bad Credit OK*

[17] Ultra VX Visa Credit Card

Terms | More Info

- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	18.90%*	$0.00*	25 days*	N/A*	Bad Credit OK*

[18] Vision Premier® Prepaid Visa® Card

Terms | More Info

- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Access to Track Spending
- Safer Than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$1.95	View	No	Bad Credit OK*

ACH transfer fee
ATM balance inquiry fee (Int'l)
ATM withdrawal Fee (Domestic)
ATM withdrawal decline fee (Int'l)
ATM withdrawal decline fee (Domestic)
ATM withdrawal fee (Int'l)
Bill Pay Fee (electronic and Paper Check)
Bill Pay fee (Check Cancellation)
BuddyMoney transfer fee
Cancellation fee
Card replacement fee
Card-to-Card transfer fee
Cash Advance fee

$0.95
$1.95
$1.95
$1.95
$0.95
$4.95
$0.95
$9.95
$0.95
$14.95
$14.95
$0.95
$4.95

Direct deposit
Domestic signature transaction fee
Express shipping fee
Inactivity fee
Int'l signature transaction fee
Late charge (per day)
Overdraft advance
Overdraft advance fee
PIN transaction decline fee
PIN transaction fee (Domestic and Int’l)
Paper statement fee
SMS/Email alerts fee
Secondary card fee

$0.00
$0.00
$19.95
$3.95
$0.00
$3.00
$50.00
$15.00
$0.95
$0.95
$2.95
$0.00
$9.95

[19] First Option MasterCard®

More Info

- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Bad Credit OK*

[20] READYdebit Visa® Prepaid Card

Terms | More Info

- Visa® Debit Card Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support — Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
* Subject to I.D. Verification.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.25	View	No	Bad Credit OK*

ACH Debit
Account closure via paper check
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Bank teller cash advance
Direct Deposit
International ATM Withdrawal
International Transaction
Live Customer Service

2.25
$15.00
Free
Free
$5.00
$5.00
Free
$5.00
Free
1 Free

Monthly Fee
Negative Balance Fee
Online Account Access
PIN Transaction
Paper statements
Retail Cash Load*
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry*
U.S. ATM Withdrawal*

$4.95
None
Free
$0.95
$2.00
Free
$10.00
Free
$0.50
$2.00

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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- Guaranteed Approval
- Prepaid Debit Cards
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Shopping Cards
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- Affinity Cards
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American Express®
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HSBC Bank
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MetaBank
Horizon Bank
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Bancorp Inc.
Dakota State Bank
Barclays Bank Delaware
Columbus Bank & TC
BANKFIRST
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Card Offers for Bad Credit