Cards for Bad Credit

[1] Citi® Platinum Select® Card for College Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances and balance transfers - $0 liability on unauthorized purchases - FREE Online Account Management - No minimum income or cosigner required - No balance transfer fee with this offer - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 10.99%* $0.00* 20 days* $39.00* Accepts All*

[2] Discover® Student Card
Terms |  More Info	- Card for building your Credit history - Easiest online account management options - 5% Cashback Bonus® on Get More program purchases throughout the year** - Up to 1% Cashback Bonus® on all your other purchases** - Unlimited cash rewards that never expire
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* No Credit*

[3] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[4] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 12.99%* $0.00* 20 days* $39.00* Bad Credit OK*

[5] Capital One® Standard Platinum Student Card
Terms |  More Info	- Manageable credit lines - 0% APR on purchases until December 2008 - $0 Fraud liability if your card gets lost or stolen - Customize your card design - Savings at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 19.55% (V)* $0.00* 25 days* $39.00* No Credit*

[6] Capital One® Classic Platinum - Master Card
More Info	- A Competitive APR with a Lower Annual Fee - 0% on purchases until December 2008, 14.65% variable thereafter - Up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping - *See Capital One® Important Disclosures For More Information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2008* 14.90% (V)* $14.00* 25 days* $39.00* No Credit*

[7] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[8] Impact Prepaid Master Card
Terms |  More Info	- No credit check & no bank account required - No security deposit required* - No employment verification required* - 100% Approval in 30-seconds - Get MasterCard® card and pay NO fee
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* $0.00* $1.50 View No Poor* All other Domestic ATM transactions All other Int’l ATM Transactions Card Closure / Balance Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction or Decline $1.00 $4.25 $15.00 $1.00 $25.00 $1.50 $0.75 IVRU Access Line International ATM Withdrawal Int’l POS Transaction or Decline Live Customer Service (Per Call) Mailed Statement Fee Monthly Inactive Account Fee Web Site Access Fee $0.50 $4.25 $2.50 $3.00 $5.00 $15.00 $0.25

[9] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[10] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[11] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

[12] Orchard Bank Platinum MasterCard®
More Info	- Enjoy the prestige of Platinum with no up front fees - Premium Platinum benefits including Purchase Protection - Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $89.00* 25 days* $35.00* Bad Credit OK*

[13] Access Visa® Card
Terms |  More Info	- Instant On-Line Decision - Fraud Protection - Outstanding Customer Service - Free 24 Hour Online Account Access - Reports to All Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[14] Johnny Cash™ Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Legend of Johnny Cash™ - $2500 Max Value - 100% Approved* - No Employment & No security deposit required - No Credit checks & No turndowns*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* $0.00* $1.50 View No Accepts All* All other Int'l ATM transactions Cancellation Fee Card Closure / Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction/Decline IVRU Access Line $4.25 $15.00 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction/Decline International ATM Withdrawal Live Customer Service (Per Call) Mailed statement Fee Monthly Inactive Account Fee Monthly Maintenance Fee Other Domestic ATM transactions Web Site Access Fee $2.50 $4.25 $3.00 $5.00 $15.00 $6.95 $1.00 $0.25

[15] Eufora™ Prepaid MasterCard®
Terms |  More Info	- 100% Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Value* - Cash Reward: Get $20-$90 for each card holder you refer* - Safer than Cash - Cash Reward Program - ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

[16] AccountNow™ Vantage Debit MasterCard®
Terms |  More Info	- 100% guaranteed credit approval - Keep track of your monthly spending - No need to carry cash - No more check cashing fees - FDIC Insured Deposits up to $100,000
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $0.00* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[17] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[18] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[19] Continental Finance Master Card
Terms |  More Info	- Get Your Application Results in Seconds - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - No Minimum Monthly Income Requirements - Unsecured Master Card Accepted at Millions Locations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $50.00* 25 days* $35.00* Bad Credit OK*

[20] Tribute® Gold MasterCard® Credit Card
Terms |  More Info	- Unsecured Gold Master Credit Card - Reports to the Major Credit Bureaus - MasterCard® cards are accepted at over 25 million locations worldwide - Quick Online Decision
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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