Cards for Bad Credit

[1] Discover® Student Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply. - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[2] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[3] American DreamCard™ Platinum MasterCard®
More Info	- Over $1.1 Million Awarded to Date! - Large Monthly Cash Jackpots! - Earn Entries From Everyday Shopping! - Get 1,000 Entries Just for Applying! - A New Cash Winner Every Month - Issued by HSBC Bank Nevada, N.A.
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[4] Citi® mtvU Platinum Select® Visa® Card for College Student
More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events - Earn 2 points per $1 spent at restaurants, fast food places and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[5] 1st Platinum Plus
Terms |  More Info	- Enjoy a Credit Line up to $3,500! - $4.95 initial user price for the Card ! - NO Credit Checks & No Credit Turndowns!* - Reports to a Major Credit Bureau! - 0% Financing & No Finance Fees - EVER! - Merchandise Price Guarantee! - Rewards: Incredible Member Benefits! *See Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[6] Centennial One Platinum Card
More Info	- $9,000 unsecured line of credit - No Credit Check - No Deposit Required - No Employment Verification - Guaranteed Approval - 0% Interest for 12 Months - Boost Your Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[7] Discover® Student Card - $25 Cash Back
More Info	- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[8] Western Union® MoneyWise™ Prepaid MasterCard®
More Info	- Free Activation - Fee-Friendly prepaid card with nothing to hide! - Add money to your account 4 convenient ways - Spend only the money you have on your Card - Enroll in direct deposit and receive a free $10 bonus - Your funds are protected by MasterCard's Zero Liability Policy
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Withdrawal Fee Agent Location Cash Load Fee Automated Phone Customer Service Bank to Card Transfer Fee Decline Fee Employer Payroll Payments Government Benefit Payments Inactivity Fee $0.45 $1.95 $4.95 FREE $1.00 $0.45 FREE FREE $2.50 Live Customer Service Monthly Maintenance Fee Online Electronic Statement PIN Purchase Transaction Fee Paper Statement Fee Reissue Card Fee SMS and Email Notifications Signature Purchase Fee FREE FREE FREE FREE $3.00 $5.00 FREE FREE

[9] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[10] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[11] BuyRIGHT Prepaid MasterCard®
Terms |  More Info	- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More! - Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.** - FREE Direct Deposit, Online bill pay, Earn rewards. - No credit check, 100% approved!* - No bounced check fees or overdraft fees, EVER! - Travel, Rent Cars, Reserve Hotels, Shop online safely! - Unbelievable Customer Service!
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Automated Telephone Service Bank Account to Card Reload Cancel Card Customer Service Live Call Inactive Account Live Teller Withdrawal $1.00 $2.00 $0.50 $2.50 $15.00 $1.00 $4.95 $4.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (hologram) Paper Statements per request Point Of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $7.95 $7.95 $3.00 $1.00 $1.00 $1.00 $15.00 $1.00

[12] BillMyParents Prepaid MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[13] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[14] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[15] Rewards 660 Visa® Card
More Info	This Card is NOT Available anymore - Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[16] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[17] Baby Phat Prepaid Visa® RushCard
Terms |  More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[18] Prepaid Visa® RushCard
More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[19] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[20] NetSpend® MasterCard® Prepaid Debit Card
More Info	- 100% Approval - No credit check required* - Free Direct Deposit - Get paid up to 2 days faster - Free Online Cardholder-to-Cardholder Transfers - Optional Savings Account with a 5.00% APY
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View No Bad Credit OK* ATM Decline Fee Account-to-Account Transfer (Internet) Account-to-Account Transfer (Via Phone) Card Fulfillment (Shipping & Handling) Check or Additional Statement Mailing Fee $1.00 FREE $1.00 $9.95 $5.95 Monthly Service Fee Non-Monetary Transactions (Via Internet) PIN Purchase Convenience Fee Signature Purchase Convenience Fee $9.95 FREE FREE FREE

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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