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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 60 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[2] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[3] National Platinum Shopping Card

National Platinum Shopping Card
More Info
- 0% Interest on all Unpaid Balances!
- No Credit Checks or Turndowns!
- Includes $10,000 Unsecured Merchandise Credit Line!
- $2,500 automatic account advance
- Complimentary Visa gift card
- No Job requirements!
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$99.95*N/AView NoBad Credit OK*
Fee for returned checks or debits
Late payment fees
$5.00
None*
Monthly maintenance fee
One Time enrollment fee
$14.00
$99.95

[4] Facecard Prepaid MasterCard® for College Students

Facecard Prepaid MasterCard for College Students
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoBad Credit OK*
ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$19.95
$25.00
$0.00
$0.50
FREE*
Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Participation*** Fee
Printed and Mailed Statement
Shortage Fee
$9.95
FREE
$2.95
$3.00
$2.95
$9.95

[5] American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
More Info
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 5 months* 21.99% V or 14.99% (Variable)* $39.00* 23 Days (Min.)* Accepts All*

[6] Obopay Family Prepaid MasterCard®

Obopay Family Prepaid MasterCard
More Info
- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$9.95*$1.95View NoAccepts All*
ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee
$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00
Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[7] Facecard Prepaid MasterCard®

Facecard Prepaid MasterCard®
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoAccepts All*
ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$25.00
$0.00
$0.50
FREE
Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing
$9.95
FREE
$3.00
$1.95
$9.95
FREE

[8] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[9] Centennial One Platinum Card

Centennial One Platinum Card
More Info
- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[10] YAP™ MasterCard Prepaid Card

YAP MasterCard Prepaid Card
More Info
- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.00View NoBad Credit OK*
Activation
Check last YAP Mobile transaction
Check your balance at an ATM
Domestic purchases with signature or PIN
Load card with direct deposit
Monthly Account Fee after Intro
Online account statements
Send money via SMS
FREE
FREE
$0.50
FREE
FREE
$5.00
FREE
$0.50
Send money via Yapplet or website
Transfer money from bank account
Withdraw cash from an ATM
YAP MasterCard Prepaid Card
YAP MasterCard Shipping and Handling
YAP Mobile: Check your Card balance
YAP Mobile: Receive money
FREE
FREE
$2.00
FREE
FREE
FREE
FREE

[11] NetSpend® VISA Prepaid Debit Card

NetSpend VISA Prepaid Debit Card
More Info
- 100% approval - no credit check required
- Short-term iAdvance Line of Credit - now available!
- No overdraft fees or minimum balances
- Online bill pay - easily send a check to anyone
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Via Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
Lost or Stolen Card Replacement Fee
$1.00
FREE
$4.95
$9.95
$5.95
$9.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
Non-Monetary Transactions (Via Phone)
Non-Monetary Transactions - at ATM
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
$0.50
$0.50
$2.00
$1.00

[12] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[13] Diamond Platinum Shopping Card

Diamond Platinum Shopping Card
More Info
- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[14] RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
More Info
- FREE DIRECT DEPOSIT
- No more check cashing Fees!
- NO OVERDRAFT FEES or interest charges
- No credit check
- Guaranteed Approval*
- No Maintenance and card activation fee with Direct deposit option
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[15] Next Millennium Black MasterCard®

Next Millennium Black MasterCard
More Info
- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* N/A* Bad Credit OK*

[16] Ultra VX Visa Credit Card

Ultra VX Visa Credit Card
More Info
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[17] Urban Trust Success Prepaid Visa® Card

Urban Trust Success Prepaid Visa Card
More Info
- VISA Zero Liability
- No Credit Check
- No Overdraft Fees
- No Minimum Balance
- No Hidden Fees
- Elastic Line of Credit (up to $500.00)
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$0.00*$2.50View NoBad Credit OK*
ATM cash withdrawal - Int'l
ATM cash withdrawal - domestic
Card activation
Card purchase
Customer service (First call)
Express delivery
Int'l Currency Conversion
$2.50
$2.50
$4.95
Free
Free
$15.00
1%
Int'l Transaction Fee
Lost/stolen card replacement
Monthly Card maintenance
Paper check
Replacement card fee
Statement copy request
Visa ReadyLink load/reload
1%
$5.00
$4.95
$15.00
$5.00
$2.95
Free

[18] Nationwide Platinum Shopping Card

Nationwide Platinum Shopping Card
More Info
- Guaranteed approval
- No Credit Check
- $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
- Credit line increase available
- 0% APR fixed forever
- Sign up today and receive USA Live Well Plan
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView NoBad Credit OK*
Fee for Exceeding the Credit Limit
Fee for Returned Checks
Fees for Paying Late
N/A
$30.00
$10.00
Inactivity Fee
Minimum Monthly Payment
Returned ACH Debits and Credit Cards
$19.95
$25.00
$30.00

[19] Med-A-Card Rewards Visa Prepaid Card

Med-A-Card Rewards Visa Prepaid Card
More Info
- Guaranteed approval*
- No Credit Check
- Saves you up to 50% on healthcare
- No waiting periods
- No referrals or hassles
- Use anywhere Visa Debit Cards are accepted
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$15.00N/A*N/AView NoBad Credit OK*
Card Account Liquidation Fee
Cash Withdrawal Decline Fee
Domestic ATM Cash Withdrawal Fee
Int'l ATM Cash Withdrawal Fee
Load - Direct Deposit Fee
Load - Retail Location Fee
Overdraft Fee
$10.00
$0.95
$2.00
$3.50
FREE
FREE
$10.00
POS Transactions Fee
Paper Statement Fee
Replacement Card Fee
Second Card Fee
VRU Card Account Inquiry Fee
VRU Medical Contract Verification Fee
FREE
$3.50
$9.95
$5.95
FREE
$4.45

[20] nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
nFinanSe Visa Reloadable Prepaid Debit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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