Cards for Bad Credit

[1] Orchard Bank Classic MasterCard®
More Info	- Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score - Free Online 24-hour Account Access and Bill Pay - Periodic credit limit increases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* n/A* 14.74%* $49.00* 25 days* $35.00* Bad Credit OK*

[2] Eufora™ Associate Prepaid MasterCard®
Terms |  More Info	- Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Balance* - Cash Reward: Get $20 for each card holder you refer* - Auto Sweepstakes - Purchase assurance, ID insurance, Auto Rental Insurance
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $29.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

[3] Eufora™ Preferred Credit Builder Prepaid MasterCard®
Terms |  More Info	- Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Balance* - Cash Reward: Get $20-$40 for each card holder you refer* - Auto Sweepstakes - ID insurance, Auto Rental Insurance and much more
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $59.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

[4] Eufora™ Elite Credit Builder Prepaid MasterCard®
Terms |  More Info	- Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Balance* - Cash Reward: Get $20-$90 for each card holder you refer* - Auto Sweepstakes - Purchase assurance, Auto Rental Insurance and more benefits
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $99.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

[5] BuyRIGHT Prepaid MasterCard®
Terms |  More Info	- Click-N-Pay bill payment - Eliminate payday hassles with free direct deposit - Get On-line money management tools - No credit checks - No employment verification - No monthly or annual fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* $54.90* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Automated Telephone Service Bank Account to Card Reload Cancel Card Customer Service Live Call Inactive Account Live Teller Withdrawal $1.00 $2.00 $0.50 $2.50 $15.00 $1.00 $4.95 $4.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (hologram) Paper Statements per request Point Of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $4.95 $4.95 $3.00 $1.00 $1.00 $1.00 $15.00 $1.00

[6] AccountNow™ Vantage Debit MasterCard®
Terms |  More Info	- 100% guaranteed credit approval - Keep track of your monthly spending - No need to carry cash - No more check cashing fees - FDIC Insured Deposits up to $100,000
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $0.00* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[7] Prepaid Visa® RushCard
More Info	- Created by philanthropist and entrepreneur Russell Simmons to provide Financial Freedom and Respect - Free direct deposit of pay, tax refund, and government benefits - No monthly, annual, or hidden fees - Easy load options - No interest rates - Guaranteed* approval card
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[8] Orchard Bank Secured MasterCard®
More Info	- Set your own credit limit starting at $200, all online - The perfect card to start building or rebuild your credit - Reporting monthly to all major credit bureaus - Your choice of payment due dates to fit your schedule - Free standard bill pay and online account management tools - E-alerts to your email or cell phone to remind you when a payment is due
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $48.00* 25 days* $35.00* Bad Credit OK*

[9] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[10] Continental Finance Master Card
Terms |  More Info	- Get Your Application Results in Seconds - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases - No Minimum Monthly Income Requirements* - Unsecured Master Card Accepted at Millions Locations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $50.00* 25 days* $35.00* Bad Credit OK*

[11] All American Gold Shopping Card
Terms |  More Info	- $6,000 Unsecured Merchandise Line of Credit - The Shopping Club offers over 14,000 products - The credit line is reported to a major Credit Bureau - No credit checks - No employment verifications - No interest charges
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Returned checks fee See Terms and Conditions* $20.00

[12] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[13] Discover® Student Card
Terms |  More Info	- Card for building your Credit history - Easiest online account management options - 5% Cashback Bonus® on Get More program purchases throughout the year** - Up to 1% Cashback Bonus® on all your other purchases** - Unlimited cash rewards that never expire
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 25 days* $39.00* No Credit*

[14] Bank of America Student Visa® Platinum Plus®
Terms |  More Info	- Build your credit history with No annual fee - No co-signer required - Total Security Protection with 0% liability for unauthorized card use** - Travel, emergency assistance - Automatic auto rental insurance**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 16.99%* $0.00* 20 days* $35.00* No Credit*

[15] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[16] PAYjr Visa Buxx Card
Terms |  More Info	- Reloadable debit card for Teens Age 13 - Full Parental Control of budget and spendings - Teens can shop online and offline - Teens can design their own prepaid debit card design - No credit check. Guaranteed approval card - Maximum amount that can be spent per day is $5,000
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $4.95* N/A* $1.00 View No Accepts All* Card Cancellation Fee Card Replacement Fee Custom Card Fee Customer Service (Live Agent per minute) Domestic ATM Cash Withdrawal Fee $5.00 $15.00 $8.00 $1.00 $1.00 Funding Load Fee Funding Load Fee-Other Int'l ATM Cash Withdrawal Fee Monthly Service Fee Paper Statement Fee $0.50 $ 2.00 $2.00 $3.95 $10.00

[17] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 12.99%* $0.00* 20 days* $39.00* Bad Credit OK*

[18] All-Access® Prepaid MasterCard®
More Info	- No monthly fee (ideal for occasional use) - 100% approved with no credit check - No upfront payment and no minimum balance - $10,000 reload capacity nationwide - No bounced checks or overdraft fees - No bank account required - Free Account Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $2.00 View No Bad Credit OK* ATM Transactions Account Maintenance mothly fee Card Fulfillment Check or Additional Statement Mailing Fee Domestic ATM Cash Withdrawal International ATM Cash Withdrawal $0.50 $5.95 $19.95 $5.95 $2.00 $4.95 Internet Transactions Lost or Stolen Card Replacement Monthly Service Fee PIN Purchase Fee Signature Purchase Fee Toll Free Number Transactions $0.00 $9.95 $9.95 $2.00 $1.00 $0.50

[19] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[20] Capital One® Standard Platinum Student Card
Terms |  More Info	- Manageable credit lines - 0% APR on purchases until October 2008 - $0 Fraud liability if your card gets lost or stolen - Customize your card design - Savings at Capital One Saving Zone on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2008* 17.80% (V)* $0.00* 25 days* $39.00* No Credit*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.