Cards for Bad Credit

[1] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[2] Capital One® Classic Platinum - Master Card
More Info	- 0% on purchases until February 2009. After that, variable APR, currently 14.90% - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping - Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 14.90% (V)* $19.00* 25 days* $39.00* Average*

[3] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[4] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[5] Global Gold Card
Terms |  More Info	- 0% APR for 12 months, 7.9% thereafter - Up to $10,000 unsecured credit - No Credit Checks - No Employment Verification - Bankruptcy? No Problem?
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* $10.00* Bad Credit OK*

[6] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[7] Rewards 660 Visa® Card
Terms |  More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[8] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[9] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[10] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.00 View No Bad Credit OK* Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service Monthly Fee $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free $3.95 Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[11] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[12] Tribute® Gold MasterCard® Credit Card
Terms |  More Info	- Unsecured Gold MasterCard® Credit Card - Reports to the Major Credit Bureaus - MasterCard® cards are accepted at over 25 million locations worldwide - Quick Online Decision
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

[13] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

[14] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[15] Citi® Platinum Select® Card for College Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances and balance transfers - $0 liability on unauthorized purchases - FREE Online Account Management - No minimum income or cosigner required - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 12.99%* $0.00* 20 days* $39.00* Accepts All*

[16] Capital One® Platinum Max - Average Credit
More Info	- 16.9% fixed on purchases for 3 years - Fixed rate won’t increase for three years—no matter what - No cash advance fee - Exclusive savings: up to 40% off featured deals and 10% savings on everything else
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Average*

[17] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[18] Capital One® Standard Platinum Student Card
Terms |  More Info	- 0% APR on purchases until February 2009. After that, variable APR, currently 19.80% - No annual fee or balance transfer fees - A manageable credit line to help control your finances - $0 fraud liability if your card gets lost or stolen - Online account services
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 19.80% (V)* $0.00* 25 days* $39.00* Limited*

[19] Baby Phat Prepaid Visa® RushCard
More Info	- Show your style with the Baby Phat RushCard - No annual, monthly, or customer service fees. No hidden fees - No employment verification - Quick and easy! Everyone is eligible! No credit check - FREE direct deposit of pay, tax refund, and government benefits
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[20] All-Access® Prepaid MasterCard®
More Info	- No monthly fee (ideal for occasional use) - 100% approved with no credit check - No upfront payment and no minimum balance - $10,000 reload capacity nationwide - No bounced checks or overdraft fees - No bank account required - Free Account Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $2.00 View No Bad Credit OK* ATM Transactions Account Maintenance mothly fee Card Fulfillment Check or Additional Statement Mailing Fee Domestic ATM Cash Withdrawal International ATM Cash Withdrawal $0.50 $5.95 $19.95 $5.95 $2.00 $4.95 Internet Transactions Lost or Stolen Card Replacement Monthly Service Fee PIN Purchase Fee Signature Purchase Fee Toll Free Number Transactions $0.00 $9.95 $9.95 $2.00 $1.00 $0.50

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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