Cards for Bad Credit

[21] Citi® mtvU Platinum Select® Visa® Card for College Student
More Info	- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events - Earn 2 points per $1 spent at restaurants, fast food places and coffee shops - 1 point per $1 spent on everything else - 25 bonus points each billing period you keep your account in good standing by paying on time - Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings - Also, redeem for travel, merchandise, gift cards and more - No limit on the points you can earn and points don't expire - 0% intro APR—pay no interest on purchases until June 2012 - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* until June 2012* 13.99% - 21.99% (Variable) * $0.00* 20 days* Bad Credit OK*

[22] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[23] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[24] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[25] Green Dot Gold Prepaid Visa® / MasterCard®
Terms |  More Info	- $0 Activation Online - with no credit check - Access over 18,000 MoneyPass ATM's - Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) - No Monthly fee for any month with at least 30 purchases (see site for details) - Reload for free with direct deposit - No Transaction fees on US purchases - No Overdraft fees - No Minimum balance required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry ATM Declined Withdrawal ATM Withdrawal at in-network Expedited Card Delivery (FedEx) Lost/Stolen Card Replacement $0.50 $0.50 FREE $19.95 $6.00 Other ATM withdrawals Other Teller cash advance Reload at Retail Location Second Card Teller Cash Advance at in-network $2.50 $2.50 $4.95 $4.95 FREE

[26] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[27] iBankUP Prepaid Visa Card
Terms |  More Info	- The power of a checking account in one card, even if you have bad credit - Write personal checks online, we mail them for you - $0.99 monthly fee with total load of $500 or more - Free Direct Deposit from employers or load cash at 50,000 retailers
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* $1.70 View No Bad Credit OK* Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal None None None $0.99 $0.99 FREE $1.99 None $2.00 Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery None $14.95 None $2.99 $0.99 None FREE None $9.95

[28] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[29] EXACT Prepaid MasterCard®
Terms |  More Info	- 100% Approval - No credit check or bank account required* - Free direct deposit - Use your card anywhere MasterCard is accepted. - Reloadable online or at 100,000 locations - Up to $5,000 balance limit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Decline International ATM Decline US ATM Domestic Fee ATM Intl. Fee* Activation Fee Automated Voice Response Bal. Inquiry Decline Billpay Fee Call Center Customer Service Cancellation Fee Cash Advance Fee Intl. Cash Advance Fee US $1.00 $1.00 $1.00 $1.00 $2.00 $4.00 $9.95 $0.50 $1.00 $1.00 $3.95 $9.95 $4.00 $4.00 Check Cancellation Fee Dormancy Fee Express Mail Fee Manual Check Fee Monthly Fee PIN Foreign Transaction Fee PIN Transaction Fee POS Decline International POS Decline US Paper Statement Copy Fee Send Cash Fee Signature Intl. Transaction Fee Signature Transaction Fee $1.00 $9.95 $19.95 $1.00 $4.95 $0.25 $0.25 $0.50 $0.50 $2.00 $1.00 $0.25 $0.25

[30] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[31] Discover® Student Card - $25 Cash Back
More Info	- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[32] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[33] Gettington Credit Shopping Card
Terms |  More Info	- Choice of payment plans: Fast or Easy - Low APR, so it's easier to pay as you go - No annual fee or over-limit fees - Fraud liability protection so customers can shop with confidence - Easy online account management - Instant credit response
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[34] Western Union® MoneyWise™ Prepaid MasterCard®
More Info	- Free Activation - Fee-Friendly prepaid card with nothing to hide! - Add money to your account 4 convenient ways - Spend only the money you have on your Card - Enroll in direct deposit and receive a free $10 bonus - Your funds are protected by MasterCard's Zero Liability Policy
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Withdrawal Fee Agent Location Cash Load Fee Automated Phone Customer Service Bank to Card Transfer Fee Decline Fee Employer Payroll Payments Government Benefit Payments Inactivity Fee $0.45 $1.95 $4.95 FREE $1.00 $0.45 FREE FREE $2.50 Live Customer Service Monthly Maintenance Fee Online Electronic Statement PIN Purchase Transaction Fee Paper Statement Fee Reissue Card Fee SMS and Email Notifications Signature Purchase Fee FREE FREE FREE FREE $3.00 $5.00 FREE FREE

[35] BillMyParents Prepaid MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[36] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[37] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[38] Baby Phat Prepaid Visa® RushCard
Terms |  More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[39] Prepaid Visa® RushCard
More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[40] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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