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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[21] Discover® Student Card - $25 Cash Back

Discover Student Card - $25 Cash Back
More Info
- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
View all new offers
Discover Student Card - $25 Cash Back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[22] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[23] EXACT Prepaid MasterCard®

EXACT Prepaid MasterCard
Terms |  More Info
- 100% Approval - No credit check or bank account required*
- Free direct deposit
- Use your card anywhere MasterCard is accepted.
- Reloadable online or at 100,000 locations
- Up to $5,000 balance limit
EXACT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Balance Inquiry Intl.
ATM Decline International
ATM Decline US
ATM Domestic Fee
ATM Intl. Fee*
Activation Fee
Automated Voice Response
Bal. Inquiry Decline
Billpay Fee
Call Center Customer Service
Cancellation Fee
Cash Advance Fee Intl.
Cash Advance Fee US
$1.00
$1.00
$1.00
$1.00
$2.00
$4.00
$9.95
$0.50
$1.00
$1.00
$3.95
$9.95
$4.00
$4.00
Check Cancellation Fee
Dormancy Fee
Express Mail Fee
Manual Check Fee
Monthly Fee
PIN Foreign Transaction Fee
PIN Transaction Fee
POS Decline International
POS Decline US
Paper Statement Copy Fee
Send Cash Fee
Signature Intl. Transaction Fee
Signature Transaction Fee
$1.00
$9.95
$19.95
$1.00
$4.95
$0.25
$0.25
$0.50
$0.50
$2.00
$1.00
$0.25
$0.25

[24] Facecard Prepaid MasterCard® for College Students

Facecard Prepaid MasterCard for College Students
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoBad Credit OK*
ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$19.95
$25.00
$0.00
$0.50
FREE*
Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Participation*** Fee
Printed and Mailed Statement
Shortage Fee
$9.95
FREE
$2.95
$3.00
$2.95
$9.95

[25] Facecard Prepaid MasterCard®

Facecard Prepaid MasterCard®
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoAccepts All*
ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$25.00
$0.00
$0.50
FREE
Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing
$9.95
FREE
$3.00
$1.95
$9.95
FREE

[26] Fingerhut Credit

Fingerhut Credit
More Info
- No down payments, no layaway and no surprises
- Get respond in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- See website for complete Terms & Conditions
- Meta Bank Fingerhut Credit
Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[27] First Freedom Platinum Card

First Freedom Platinum Card
More Info
- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* N/A* Accepts All*

[28] First Option MasterCard®

First Option MasterCard
More Info
- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[29] First Option Visa® Card

First Option Visa Card
More Info
- Get a real VISA Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- Guaranteed approval VISA credit card
- No credit check
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[30] First PREMIER® Bank Classic Credit Card

First PREMIER Bank Classic Credit Card
More Info
- Must have checking account to qualify
- A credit card offer for those with less than perfect credit!
- Just click it! Responses in 60 seconds
- Don't be fooled by debit and prepaid offers - this is a real credit card offer
View all new offers
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 36.00% (Variable) * $75.00* 27 days* Bad Credit OK*

[31] First Progress Secured Platinum MasterCard® Card

First Progress Secured Platinum MasterCard Card
More Info
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
View all new offers
First Progress Secured Platinum MasterCard Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.99% (Variable) * $39.00* 25 Days* Bad Credit OK*

[32] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[33] FlexCard Ultimate Credit Building Prepaid Visa® Card

FlexCard Ultimate Credit Building Prepaid Visa Card
More Info
- All credit types accepted
- $1500 Cash Advance Available - Applicants must have checking account
- Best card for building credit! Reports to major bureaus monthly
- $69 one time security deposit upon approval (No Annual/Hidden fees)
- Acceptance at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View YesBad Credit OK*
*See Terms and Conditions

[34] Gettington Credit Shopping Card

Gettington Credit Shopping Card
Terms |  More Info
- Choice of payment plans: Fast or Easy
- Low APR, so it's easier to pay as you go
- No annual fee or over-limit fees
- Fraud liability protection so customers can shop with confidence
- Easy online account management
- Instant credit response
View all new offers
Gettington Credit Shopping Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.90% or 14.90%* $0.00* 24 days* Bad Credit OK*

[35] good2GO Prepaid MasterCard®

good2GO Prepaid MasterCard
More Info
- No credit check
- No penalty fees
- Full MasterCard benefits
- Pay as you Go feature
- Free direct deposit and online bill pay
- Manage your account on the go
good2GO Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.00View NoBad Credit OK*
*See Terms and Conditions

[36] Green Dot Gold Prepaid Visa® / MasterCard®

Green Dot Gold Prepaid Visa / MasterCard
Terms |  More Info
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Gold Prepaid Visa / MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement
$0.50
$0.50
FREE
$19.95
$6.00
Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network
$2.50
$2.50
$4.95
$4.95
FREE

[37] Green Dot® Prepaid MasterCard®

Green Dot Prepaid MasterCard
Terms |  More Info
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Card Research fee (per hour)
Cash Advance Fee
$0.50
$2.50
$0.99
$1.00
$10.00
$25.00
$4.00
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Special Requests fee (per hour)
Transaction History
$0.50
$3.00
$1.00
$10.00
$25.00
$1.00

[38] Green Starburst Prepaid MasterCard®

Green Starburst Prepaid MasterCard
More Info
- Teen debit card benefits
- 14 different design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Strict spending limits and easy monitoring
- Safer than cash with lost card protection
- Use at millions of locations worldwide
- Lower fees than bank cards
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[39] H&R Block Emerald Prepaid MasterCard®

H&R Block Emerald Prepaid MasterCard
More Info
- Save 20% on H&R Block At Home Software
- Receive your Tax Refund faster
- Get Access to Your Payroll Faster
- Easy Recordkeeping
- Full MasterCard benefits
- No card loading fee
- No Interest Charges
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

[40] Horizon Gold Credit Card

Horizon Gold Credit Card
Terms |  More Info
- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
Horizon Gold Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*N/AView YesAccepts All*
See Terms & Conditions for other fees*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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