Cards for Bad Credit

[21] Orchard Bank Secured MasterCard®
More Info	- Set your own credit limit starting at $200, all online - The perfect card to start building or rebuild your credit - Reporting monthly to all major credit bureaus - Your choice of payment due dates to fit your schedule - Free standard bill pay and online account management tools - E-alerts to your email or cell phone to remind you when a payment is due
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $48.00* 25 days* $35.00* Bad Credit OK*

[22] Orchard Bank Classic MasterCard®
More Info	- Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score - Free Online 24-hour Account Access and Bill Pay - Periodic credit limit increases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $49.00* 25 days* $35.00* Bad Credit OK*

[23] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[24] Citi® mtvU Platinum Select Visa Card for Student
Terms |  More Info	- 5 ThankYou Points for every $1 you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores - 1 Thank You Point for every other $1 you spend - 25 Thank You Points for paying on time - 250-2000 ThankYou points twice a year for maintaining a good GPA* - Redeem points for gift cards, MTV events, airline tickets - No minimum income or co-signer required
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $39.00* Bad Credit OK*

[25] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[26] Applied Bank Secured Visa Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - Choose your credit limit up to $5,000* - $0 Fraud Liability - No credit requirements - No income requirements - CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[27] Estate Prepaid Master Card
Terms |  More Info	- Guaranteed approval - No Security deposit required - No credit checks - No turndowns* - No employment required
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* $0.00* $1.50 View No Bad Credit OK* Balance Reimbursement Cancellation Fee Card Closure Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction/Decline IVRU Access Line $15.00 $15.00 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction or Decline International ATM Withdrawal Live Customer Service (Per Call) Monthly Inactive Account Fee* Monthly Maintenance Fee Other Domestic ATM transactions Other Int'l ATM Transactions Web Site Access Fee $2.50 $4.25 $3.00 $15.00 $6.95 $1.00 $4.25 $0.25

[28] Elite Plus® Prepaid Master Card
Terms |  More Info	- No Credit Check or Bank Account Required - No Security Deposits - No Employment Verification - Pay your bills over the phone - Avoid late-payment fees - 24 X 7 On-Line Account Access
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $49.95* N/A* N/A View No Bad Credit OK* ATM Withdrawal ATM transactions Card Closure / Balance Reimbursement Card Load Failure (ACH) Card Replacement IVRU Access Line International ATM Transactions $1.50 $1.00 $15.00 $1.00 $25.00 $0.50 $4.25 International ATM Withdrawal International POS Transaction Live Customer Service (Per Call) Monthly Inactive Account Fee Monthly Maintenance Fee POS Transaction or Decline Web Site Access Fee $4.25 $2.50 $3.00 $15.00 $6.95 $0.75 $0.25

[29] First Option MasterCard®
Terms |  More Info	- No Credit Check - Approved Regardless of Credit History* - Credit limits up to $5,000.00 - Reports to All 3 Bureaus - Special High introductory savings rate
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Bad Credit OK*

[30] Global Gold Card
Terms |  More Info	- 0% APR for 12 months, 7.9% thereafter - Up to $10,000 unsecured credit - No Credit Checks - No Employment Verification - Bankruptcy? No Problem?
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* $10.00* Bad Credit OK*

[31] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.00 View No Bad Credit OK* Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service Monthly Fee $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free $3.95 Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[32] Bank Freedom Prepaid MasterCard®
Terms |  More Info	- $0 Issuance Fee - No Conditions - $0 Monthly Fee with Direct Deposit - 100% Guaranteed Approval* - No Credit Check - Free Unlimited Purchase Transactions - NO Late Fees, NO Interest Fees, NO NSF Fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A* $1.50 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Withdrawal ATM Withdrawal Decline Account closure fee Automated Telephone Support Bank Teller Cash Advance Card to Card Account Load Int'l ATM Cash Withdrawal Int'l Signature Transaction $0.50 $1.50 $0.50 $14.95 Free $4.00 Free $3.95 $1.00 Loading Cash Lost or Stolen Card Replacement Monthly maintenance fee PIN Debit transactions Paper Statement (by request) Fee Prepaid Card Issuance Signature Purchase Fee Special research and documentation Toll Free Live Customer Service Free $9.95 $4.95 $0.50 $5.95 Free Free $25.00 Free

[33] Salute® Visa® Gold Credit Card
Terms |  More Info	- Reports to Major Credit Bureaus - Cash Advance Access - The Power of an Unsecured Visa - Rebuild Poor Credit - Credit Limit Increases For Accounts in Good Standing*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

[34] Applied Bank Secured Visa Gold Credit Card
Terms |  More Info	- 9.99% Low Fixed APR. Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5000* - $0 Fraud Liability - NO Credit and NO Income Requirements - CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.90%* $50.00* None* $32.00* Bad Credit OK*

[35] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[36] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[37] Johnny Cash™ Prepaid Master Card
Terms |  More Info	- Special Edition Card: Honors the Legend of Johnny Cash™ - $2500 Max Value - 100% Approved* - No Employment & No security deposit required - No Credit checks & No turndowns*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.95* $0.00* $1.50 View No Accepts All* All other Int'l ATM transactions Cancellation Fee Card Closure / Reimbursement Card Load Failure (ACH) Card Replacement Domestic ATM Withdrawal Domestic POS Transaction/Decline IVRU Access Line $4.25 $15.00 $15.00 $1.00 $25.00 $1.50 $0.75 $0.50 Int'l POS Transaction/Decline International ATM Withdrawal Live Customer Service (Per Call) Mailed statement Fee Monthly Inactive Account Fee Monthly Maintenance Fee Other Domestic ATM transactions Web Site Access Fee $2.50 $4.25 $3.00 $5.00 $15.00 $6.95 $1.00 $0.25

[38] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[39] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[40] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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