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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 60 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[21] First Option Visa® Card

First Option Visa Card
More Info
- Get a real VISA Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- Guaranteed approval VISA credit card
- No credit check
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[22] Next Millennium Black MasterCard®

Next Millennium Black MasterCard
More Info
- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.50%* $59.00* N/A* Bad Credit OK*

[23] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[24] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[25] Orchard Bank® Classic MasterCard®

Orchard Bank Classic MasterCard
More Info
- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
Orchard Bank Classic MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 7.90% - 28.90%* N/A* * Poor*

[26] First Freedom Platinum Card

First Freedom Platinum Card
More Info
- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* N/A* Accepts All*

[27] Facecard Prepaid MasterCard®

Facecard Prepaid MasterCard®
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoAccepts All*
ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$25.00
$0.00
$0.50
FREE
Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing
$9.95
FREE
$3.00
$1.95
$9.95
FREE

[28] Green Dot® Prepaid MasterCard®

Green Dot Prepaid MasterCard
Terms |  More Info
- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
Green Dot Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Card Research fee (per hour)
Cash Advance Fee
$0.50
$2.50
$0.99
$1.00
$10.00
$25.00
$4.00
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Special Requests fee (per hour)
Transaction History
$0.50
$3.00
$1.00
$10.00
$25.00
$1.00

[29] Obopay Family Prepaid MasterCard®

Obopay Family Prepaid MasterCard
More Info
- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$9.95*$1.95View NoAccepts All*
ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee
$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00
Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[30] Prepaid Visa® Black Diamond RushCard

Prepaid Visa Black Diamond RushCard
More Info
- Monthly Plan Card
- Black for Man
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.
Prepaid Visa Black Diamond RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[31] Prepaid Visa® Purple Diamond RushCard

Prepaid Visa Purple Diamond RushCard
More Info
- Monthly Plan Card
- Purple for Woman
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.
Prepaid Visa Purple Diamond RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[32] Student Advantage Card

Student Advantage Card
More Info
- Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
- Students save up to 50% at thousands of locations
- Get $10 Back* on your first purchase by signing up today!
- Discount travel deals on airfare, rail fares and bus tickets
- Entertainment discounts on MP3s, DVDs, books and movie tickets
- Discount fashion including clothing, footwear and accessories
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView NoAccepts All*
1-Year Card fee
2-Years Card fee
3-Years Card fee
$20.00
$30.00
$40.00
4-Years Card fee
SA Lost Card replacement
Shipping and handling
$50.00
$7.50
$2.50

[33] AccountNow™ Prepaid Visa® Card

AccountNow Prepaid Visa Card
More Info
- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit
AccountNow Prepaid Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$19.95*$2.00View YesBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Inactivity Fee
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)
$1.00
$2.00
$0.00
$15.95
$0.00
None
$4.95
$4.95
Paper Statements per request
Participation Fee (monthly)
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$5.00
$9.95
$0.00
$0.50
$1.00
$10.00
$0.50

[34] Platinum Zero® Secured Visa® Credit Card from Applied Bank

Platinum Zero Secured Visa Credit Card from Applied Bank
Terms |  More Info
- ZERO - 0% fixed APR on purchases - no intro rates!
- ZERO - 0% rate won't change - even if you're late!
- ZERO application fees
- ZERO worries - free personal ID theft protection
Platinum Zero Secured Visa Credit Card from Applied Bank
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[35] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[36] NetSpend® VISA Prepaid Debit Card

NetSpend VISA Prepaid Debit Card
More Info
- 100% approval - no credit check required
- Short-term iAdvance Line of Credit - now available!
- No overdraft fees or minimum balances
- Online bill pay - easily send a check to anyone
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Via Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
Lost or Stolen Card Replacement Fee
$1.00
FREE
$4.95
$9.95
$5.95
$9.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
Non-Monetary Transactions (Via Phone)
Non-Monetary Transactions - at ATM
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
$0.50
$0.50
$2.00
$1.00

[37] Fingerhut Credit

Fingerhut Credit
More Info
- No down payments, no layaway and no surprises
- Get respond in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- See website for complete Terms & Conditions
- Meta Bank Fingerhut Credit
Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[38] MiCash® Prepaid MasterCard®

MiCash Prepaid MasterCard
More Info
- No Credit Check or Security Deposit Needed for Approval
- No Overdraft Fees, No Minimum Balance, No Late Fees
- 100% Approval*
- Get a Short Term Loan and Build Your Credit History with the iAdvance Line of Credit** from MetaBank
- Earn a $20 Rebate When You Set Up Direct Deposit
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$1.75View NoPoor*
ATM Balance Inquiry
ATM Withdrawal Denial
Automated CS Calls
Bank Teller Withdrawal
Card Activation
Card Statement (Optional)
Card-to-Card Sharing
Companion Card
Direct Deposit
Domestic ATM Withdrawal
Domestic Bank Account El. Transfer
$1.00
$0.60
FREE
$4.00
$9.95
$1.50
$2.00
FREE
FREE
$1.75
$2.00
Inactivity Fee (After 60 Days)
International ATM Withdrawal
Live Operator Customer Support
Monthly Account Maintenance
Online Card Account Management
Optional Store Purchase Plan
Purchase POS Decline
Replacement Card (Lost/Stolen)
Store Purchases (POS) Domestic
Store Purchases (POS) Int'l
Wireless Alerts
$2.00
$3.00
$1.00
$4.00
FREE
$7.95
$0.60
$10.00
$0.50
$0.50
FREE

[39] National Platinum Shopping Card

National Platinum Shopping Card
More Info
- 0% Interest on all Unpaid Balances!
- No Credit Checks or Turndowns!
- Includes $10,000 Unsecured Merchandise Credit Line!
- $2,500 automatic account advance
- Complimentary Visa gift card
- No Job requirements!
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$99.95*N/AView NoBad Credit OK*
Fee for returned checks or debits
Late payment fees
$5.00
None*
Monthly maintenance fee
One Time enrollment fee
$14.00
$99.95

[40] Urban Trust Success Prepaid Visa® Card

Urban Trust Success Prepaid Visa Card
More Info
- VISA Zero Liability
- No Credit Check
- No Overdraft Fees
- No Minimum Balance
- No Hidden Fees
- Elastic Line of Credit (up to $500.00)
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$0.00*$2.50View NoBad Credit OK*
ATM cash withdrawal - Int'l
ATM cash withdrawal - domestic
Card activation
Card purchase
Customer service (First call)
Express delivery
Int'l Currency Conversion
$2.50
$2.50
$4.95
Free
Free
$15.00
1%
Int'l Transaction Fee
Lost/stolen card replacement
Monthly Card maintenance
Paper check
Replacement card fee
Statement copy request
Visa ReadyLink load/reload
1%
$5.00
$4.95
$15.00
$5.00
$2.95
Free

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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