Cards for Bad Credit

[21] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[22] First PREMIER® Bank Classic Credit Card
More Info	- Must have checking account to qualify - A credit card offer for those with less than perfect credit! - Just click it! Responses in 60 seconds - Don't be fooled by debit and prepaid offers - this is a real credit card offer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 36.00% (Variable) * $75.00* 27 days* Bad Credit OK*

[23] YAP™ MasterCard Prepaid Card
More Info	- Send and Receive Money Securely With Your Mobile Phone - FREE MasterCard Prepaid Card & FREE Shipping - FREE Instant Virtual Card – Shop Online Today! - FREE Direct Deposit - FREE Unlimited Purchase/ Signature Transactions - FREE Check Your Balance With a Text Message - $0 Activation Fee - $0 First Monthly Fee – Try it For FREE - $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!) - No Hidden Fees / No Overdraft Fees - Fully FDIC Insured - No Credit Check/ No Bank Account Required - FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.00 View No Bad Credit OK* Activation Check last YAP Mobile transaction Check your balance at an ATM Domestic purchases with signature or PIN Load card with direct deposit Monthly Account Fee after Intro Online account statements Send money via SMS FREE FREE $0.50 FREE FREE $5.00 FREE $0.50 Send money via Yapplet or website Transfer money from bank account Withdraw cash from an ATM YAP MasterCard Prepaid Card YAP MasterCard Shipping and Handling YAP Mobile: Check your Card balance YAP Mobile: Receive money FREE FREE $2.00 FREE FREE FREE FREE

[24] MiCash® Prepaid MasterCard®
More Info	- No Credit Check or Security Deposit Needed for Approval - No Overdraft Fees, No Minimum Balance, No Late Fees - 100% Approval* - Earn a $20 Rebate When You Set Up Direct Deposit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $1.75 View No Poor* ATM Balance Inquiry ATM Withdrawal Denial Automated CS Calls Bank Teller Withdrawal Card Activation Card Statement (Optional) Card-to-Card Sharing Companion Card Direct Deposit Domestic ATM Withdrawal Domestic Bank Account El. Transfer $1.00 $0.60 FREE $4.00 $9.95 $1.50 $2.00 FREE FREE $1.75 $2.00 Inactivity Fee (After 60 Days) International ATM Withdrawal Live Operator Customer Support Monthly Account Maintenance Online Card Account Management Optional Store Purchase Plan Purchase POS Decline Replacement Card (Lost/Stolen) Store Purchases (POS) Domestic Store Purchases (POS) Int'l Wireless Alerts $2.00 $3.00 $1.00 $4.00 FREE $7.95 $0.60 $10.00 $0.50 $0.50 FREE

[25] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[26] Obopay Family Prepaid MasterCard®
More Info	- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old. - Parental controls included: 24/7 access to your teen's balance and transaction history. - Great way to teach your teens financial responsibility and allowances. - No bank account required. No credit checks. No interest charge. - 100% Approved MasterCard. No overdraft fees. Free Sign up. - Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants. - No long term commitments. You can cancel at anytime.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $9.95* $1.95 View No Accepts All* ATM Balance Inquiry Fee ATM Decline Fee (International) ATM Decline Fee (domestic) ATM Transaction Fee (International) ATM Transaction Fee Card Account Liquidation Fee Currency Conversion Fee Expedited Card Delivery and Shipment Fee $0.95 $1.95 $0.95 $2.95 $1.95 $15.95 2.95% $ 30.00 Get money ;; Free Lost/Stolen Card Replacement Fee Monthly Maintenance Fee** Over the counter cash at bank fee Paper Statement Fee Send money Sign up for Obopay $10.00 $1.95 $1.95 $4.95 $0.25 Free

[27] Facecard Prepaid MasterCard® for College Students
More Info	- Instant Guaranteed Approval* No Credit Check, No Security Deposit - FREE Direct Deposit - Easy and Immediate Access to Your Paycheck - FREE Money Transfers to Other Facecard Members - No More Wire Transfers - Pay Bills Online - No More Late Payments, No Stamps Required - Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $5.00* $1.50 View No Bad Credit OK* ATM Fee Activation Chargeback Processing Chargeback Processing Inactive Account Fee International Purchases Loading funds via ACH $1.50 FREE $19.95 $25.00 $0.00 $0.50 FREE* Lost / Replacement Cards Monthly Membership Paper statement Fee Participation*** Fee Printed and Mailed Statement Shortage Fee $9.95 FREE $2.95 $3.00 $2.95 $9.95

[28] American DreamCard™ Platinum MasterCard®
More Info	- Over $1.1 Million Awarded to Date! - Large Monthly Cash Jackpots! - Earn Entries From Everyday Shopping! - Get 1,000 Entries Just for Applying! - A New Cash Winner Every Month - Issued by HSBC Bank Nevada, N.A.
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[29] H&R Block Emerald Prepaid MasterCard®
More Info	- Save 20% on H&R Block At Home Software - Receive your Tax Refund faster - Get Access to Your Payroll Faster - Easy Recordkeeping - Full MasterCard benefits - No card loading fee - No Interest Charges
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Denial Fee Card loading Fee Check Request Fee Customer Service Live Agent Domestic ATM Cash Withdrawal $1.00 $0.50 NONE $20.00 $2.00 $2.50 Express Delivery Fee Intl. ATM Cash Withdrawal Intnl. ATM Inquiry Fee Monthly Inactivity Fee Over the Counter Withdrawal Fee Replacement Card Fee $35.00 $2.50 $1.50 $2.50 $25.0 $10.0

[30] Facecard Prepaid MasterCard®
More Info	- Instant Guaranteed Approval* No Credit Check, No Security Deposit - FREE Direct Deposit - Easy and Immediate Access to Your Paycheck - FREE Money Transfers to Other Facecard Members - No More Wire Transfers - Pay Bills Online - No More Late Payments, No Stamps Required - Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $5.00* $1.50 View No Accepts All* ATM Fee Activation Chargeback Processing Inactive Account Fee International Purchases Loading funds via ACH $1.50 FREE $25.00 $0.00 $0.50 FREE Lost / Replacement Cards Monthly Membership Participation Fee*** Printed and Mailed Statement Removal of funds from facecard facecard to facecard funds sharing $9.95 FREE $3.00 $1.95 $9.95 FREE

[31] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[32] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[33] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[34] Centennial One Platinum Card
More Info	- $9,000 unsecured line of credit - No Credit Check - No Deposit Required - No Employment Verification - Guaranteed Approval - 0% Interest for 12 Months - Boost Your Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[35] Merit Platinum Card
More Info	- $500.00 Unsecured credit line - Guaranteed Approval - 0% Interest - No Credit Check - No Employment Check - Reports to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[36] READYdebit® Control Prepaid Visa® Card
More Info	- No Overdraft Fees or Balance Minimums - 100% Guaranteed Approval - No Credit Checks* (See Program Rules) - Reloadable up to $10,000 Max Balance - FREE Online Bill Payment and Check Writing
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.25 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service (per Call) Monthly Fee $2.25 $2.25 $1.95 FREE FREE $5.00 2% FREE $50.00 $2.00 FREE* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card Signature Transaction U.S. ATM Balance Inquiry N/A FREE $0.95 $1.95 $2.00 $10.00 FREE N/A $0.95 $0.50

[37] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[38] Insight MasterCard® Prepaid Card
More Info	- Get $50 bonus on your first direct deposit of $200 - Monthly Fee and Pay-as-you-go plans - Get Paid 1-3 Days Earlier - Optional Overdraft Protection – because mistakes can happen - Always Know on the Go – Text Alerts update you in real-time - FREE Direct Deposit and FREE sign-up - No credit check and No bank account required - $0 activation fee
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A View No Bad Credit OK* ATM Inquiry Fee (domestic) ATM Withdrawal (domestic) Card Issuance Fee Cash Loads at retail locations Monthly Service Fee Over-theCounter Cash Withdrawal PIN Purchase Fee (Pay As You Go) $1.00 $2.00 $9.95 $5.00 $9.95 3.00% $2.00 PIN Purchase Fee Pay As You Go Service Fee Recurring Direct Deposit Load Replacement Card Fee Signature Purchase (Pay As You Go) Signature Purchase Fee $1.00 None FREE $9.95 $1.00 FREE

[39] ACE Elite™ Visa® Prepaid Card
More Info	- A card with benefits that matter to you - No credit check, No application fee, No obligation - No-Fee Cash Withdrawals at ACE locations* - Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan* - Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees* - Free Anytime Alerts - Get your balance and transactions via text or email - Free Savings Account - Receive 5.00% APY* - Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* A to A Transfer (Internet) A to A Transfer (Toll Free Number) ATM Decline Fee (per declined) Add or withdraw funds locally Additional Statement Mailing Fee Card Fulfillment (Shipping/Handling) Cash Withdrawal at Distributor Check Mailing Fee Domestic ATM Cash Withdrawal FREE $4.95 $1.00 varies $5.95 $9.95 $2.50 $5.95 $2.50 Int'l ATM Cash Withdrawal Lost or Stolen Card Replacement Monthly Service Fee Non-Monetary Transactions (ATM) Non-Monetary Transactions (Internet) Non-Monetary Transactions (Toll Free) PIN Purchase Convenience Fee Signature Purchase Convenience Fee $4.95 $9.95 $9.95 $0.50 FREE $0.50 $2.00 $1.00

[40] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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