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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 58 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[41] Millennium Advantage Pre-Paid Mastercard

Terms | More Info

- No credit check or income verification required
- No Chexsystem check
- No minimal balance required
- Phone and On-line account access
- Shop and pay bills on-line

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$99.00*	N/A*	$1.95	View	Yes	Bad Credit OK*

ATM balance inquiry
ATM inquiry decline fee
Automated voice response fee
Bill payment
Call center (per minute)
Card load fee
Card replacement fee
Cash disbursement fee

$0.75
$0.75
$0.50
$0.75
$1.00
$1.00
$9.95
$1.95

Cash transaction fee
Chargeback fee
Check issuance fee
Maintenance fee (monthly)
Non-activity card fee (monthly)
Overnight delivery fee
Rental car transaction

$1.95
$10.00
$9.95
$5.95
$3.00
$35.00
$5.00

[42] BuyRIGHT Prepaid MasterCard®

Terms | More Info

- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	$0.00*	$2.00	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal

$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50

Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[43] New Millennium Bank Secured Gold Mastercard®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Accepts All*

[44] New Millennium Bank Secured Platinum Visa® Card

Terms | More Info

- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Accepts All*

[45] First Freedom Platinum Card

More Info

- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	0*	N/A*	N/A*	$10.00*	Accepts All*

[46] New Millennium Bank Secured Gold Visa® Card

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Accepts All*

[47] First Option MasterCard®

More Info

- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Bad Credit OK*

[48] eElite Plus Shopping Card

More Info

- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	$0.00*	N/A	View	Yes	Accepts All*

Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee

$30.00
N/A
$30.00
$10.00
$19.95

Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases

$14.00
N/A
$99.00
N/A

[49] Facecard Prepaid MasterCard® for College Students

Terms | More Info

- A safe alternative to credit card debt.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Instant and convenient access to funds and allowances.
- Have funds deposited directly onto your card-easier access to your paycheck.
- Safe and easy way to have funds when studying and travelling abroad.
- Receive Prewards, which are like coupons, put directly on your card.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A*	$1.50	View	No	Bad Credit OK*

ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases

$1.50
FREE
$19.95
$25.00
$4.95
$0.50

Loading funds via ACH
Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Printed and Mailed Statement
Shortage Fee

FREE*
$9.95
FREE
$2.95
$2.95
$9.95

[50] Diamond Platinum Shopping Card

More Info

- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	0*	N/A*	None*	$10.00*	Bad Credit OK*

[51] First Vineyard MasterCard® Debit Card

More Info

- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$39.95*	$0.00*	N/A	View	Yes	Bad Credit OK*

Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)

$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95

In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®

$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[52] Centennial One Platinum Card

More Info

- $9,000 unsecured line of credit
- No Credit Check
- No Deposit Required
- No Employment Verification
- Guaranteed Approval
- 0% Interest for 12 Months
- Boost Your Credit

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[53] First Platinum Plus

More Info

- Guaranteed $7,500 Credit Line
- 0% Interest for 12 months
- Reports to a national credit bureau
- Great chance to improve your credit
- Waived application fee

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[54] Obopay Family Prepaid MasterCard®

More Info

- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$5.00	$9.95*	N/A*	$1.95	View	No	Accepts All*

ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee

$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00

Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[55] nFinanSe Visa® Reloadable Prepaid Debit Card

More Info

- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A*	N/A	View	No	Bad Credit OK*

Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit

FREE
FREE
FREE
FREE
FREE

Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee

$2.95
FREE
FREE
$2.95
FREE

[56] nFinanSe Discover® Network Reloadable Prepaid Card

More Info

- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A*	N/A	View	No	Bad Credit OK*

Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit

FREE
FREE
FREE
FREE
FREE

Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee

$2.95
FREE
FREE
$2.95
FREE

[57] Pr1macard Elite Prepaid MasterCard®

More Info

- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	N/A*	$1.75	View	No	Bad Credit OK*

ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[58] Pr1macard Prepaid MasterCard®

More Info

- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	N/A*	$1.75	View	No	Bad Credit OK*

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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- Guaranteed Approval
- Prepaid Debit Cards
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Shopping Cards
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- Affinity Cards
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Chase
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Fia Card Services N.A.
HSBC Bank
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Iberia Bank
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First Bank of Delaware
Urban Trust Bank
MetaBank
Horizon Bank
Public Savings Bank
Bancorp Inc.
Dakota State Bank
Barclays Bank Delaware
Columbus Bank & TC
BANKFIRST
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Card Offers for Bad Credit