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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 58 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[41] Green Dot Gold Prepaid MasterCard®

Terms | More Info

- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$0.00	$0.00*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement

$0.50
$0.50
FREE
$19.95
$6.00

Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network

$2.50
$2.50
$4.95
$4.95
FREE

[42] American Octane Onyx Unsecured Card

Terms | More Info

- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Bad Credit OK*

Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)

$99.00
0.00%
None
$25.00
$10.00

Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees

$9.95
$25.00
$10.00
None
Varies

[43] Patriot Savings & Trust Visa Card

More Info

- Open a New Savings Account and get an AMAZING SAVINGS RATE*
- Get Your Very Own Visa Guaranteed Card
- Secured Line of Credit up to $5,000
- 6% APY for 90 days*
- Your savings account is FDIC Insured!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	3 months*	19.50%*	$59.00*	27 days*	Bad Credit OK*

[44] AccountNow® Gold Visa® Prepaid Card

More Info

- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Approval*
- $25 Cash Bonus When You Use Direct Deposit (See T&C)

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$2.50	View	Yes	Bad Credit OK*

ATM decline fee
Account closing fee (balance check)
Automated phone system (IVR)
Bank Teller Cash Advance
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)

$0.40
$15.95
FREE
$4.95
$20.00
FREE
Free*
$10.00
$9.95
$9.95

Express delivery charge: $40.00
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money

$4.95.
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[45] 1st Platinum Plus

Terms | More Info

- Enjoy a Credit Line up to $3,500!
- NO Credit Checks & No Credit Turndowns!*
- Reports to a Major Credit Bureau!
- 0% Financing & No Finance Fees - EVER!
- Merchandise Price Guarantee!
- Rewards: Incredible Member Benefits!
*See Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	18 months*	0*	N/A*	N/A*	Bad Credit OK*

[46] Med-A-Card Rewards Visa Prepaid Card

More Info

- Guaranteed approval*
- No Credit Check
- Saves you up to 50% on healthcare
- No waiting periods
- No referrals or hassles
- Use anywhere Visa Debit Cards are accepted

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$15.00	N/A*	N/A	View	No	Bad Credit OK*

Card Account Liquidation Fee
Cash Withdrawal Decline Fee
Domestic ATM Cash Withdrawal Fee
Int'l ATM Cash Withdrawal Fee
Load - Direct Deposit Fee
Load - Retail Location Fee
Overdraft Fee

$10.00
$0.95
$2.00
$3.50
FREE
FREE
$10.00

POS Transactions Fee
Paper Statement Fee
Replacement Card Fee
Second Card Fee
VRU Card Account Inquiry Fee
VRU Medical Contract Verification Fee

FREE
$3.50
$9.95
$5.95
FREE
$4.45

[47] RewardsRunnerTM Visa® Prepaid Card

More Info

- FREE DIRECT DEPOSIT
- No more check cashing Fees!
- NO OVERDRAFT FEES or interest charges
- No credit check
- Guaranteed Approval*
- No Maintenance and card activation fee with Direct deposit option

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*

[48] Upside Visa® Debt-Free Prepaid Card

More Info

- The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers.
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$1.50	View	No	Bad Credit OK*

Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH

$8.95
$0.99
$6.95
$2.00
$2.00
$10.00

Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)

$14.95
$3.00
$0.99
$12.00
$1.49

[49] Horizon Gold Credit Card

Terms | More Info

- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	N/A	View	Yes	Accepts All*

See Terms & Conditions for other fees*

[50] First Freedom Platinum Card

More Info

- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	N/A*	N/A*	Accepts All*

[51] Facecard Prepaid MasterCard®

More Info

- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$5.00*	$1.50	View	No	Accepts All*

ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH

$1.50
FREE
$25.00
$0.00
$0.50
FREE

Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing

$9.95
FREE
$3.00
$1.95
$9.95
FREE

[52] Obopay Family Prepaid MasterCard®

More Info

- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$5.00	$9.95*	$1.95	View	No	Accepts All*

ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee

$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00

Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[53] Student Advantage Card

More Info

- Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
- Students save up to 50% at thousands of locations
- Get $10 Back* on your first purchase by signing up today!
- Discount travel deals on airfare, rail fares and bus tickets
- Entertainment discounts on MP3s, DVDs, books and movie tickets
- Discount fashion including clothing, footwear and accessories

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	No	Accepts All*

1-Year Card fee
2-Years Card fee
3-Years Card fee

$20.00
$30.00
$40.00

4-Years Card fee
SA Lost Card replacement
Shipping and handling

$50.00
$7.50
$2.50

[54] American DreamCard™ Platinum MasterCard®

More Info

- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	5 months*	21.99% V or 14.99%*	$39.00*	23 Days (Min.)*	Accepts All*

[55] eElite Plus Shopping Card

More Info

- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Accepts All*

Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee

$30.00
N/A
$30.00
$10.00
$19.95

Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases

$14.00
N/A
$99.00
N/A

[56] Orchard Bank® Classic MasterCard®

More Info

- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	7.90% - 28.90%*	N/A*	*	Poor*

[57] MiCash® Prepaid MasterCard®

More Info

- No Credit Check or Security Deposit Needed for Approval
- No Overdraft Fees, No Minimum Balance, No Late Fees
- 100% Approval*
- Get a Short Term Loan and Build Your Credit History with the iAdvance Line of Credit** from MetaBank
- Earn a $20 Rebate When You Set Up Direct Deposit

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	$1.75	View	No	Poor*

ATM Balance Inquiry
ATM Withdrawal Denial
Automated CS Calls
Bank Teller Withdrawal
Card Activation
Card Statement (Optional)
Card-to-Card Sharing
Companion Card
Direct Deposit
Domestic ATM Withdrawal
Domestic Bank Account El. Transfer

$1.00
$0.60
FREE
$4.00
$9.95
$1.50
$2.00
FREE
FREE
$1.75
$2.00

Inactivity Fee (After 60 Days)
International ATM Withdrawal
Live Operator Customer Support
Monthly Account Maintenance
Online Card Account Management
Optional Store Purchase Plan
Purchase POS Decline
Replacement Card (Lost/Stolen)
Store Purchases (POS) Domestic
Store Purchases (POS) Int'l
Wireless Alerts

$2.00
$3.00
$1.00
$4.00
FREE
$7.95
$0.60
$10.00
$0.50
$0.50
FREE

[58] Discover® Student Card

Terms | More Info

- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99%*	$0.00*	25 days*	No Credit*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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Cards for Bad Credit
- Guaranteed Approval
- Prepaid Debit Cards
- Secured Cards
- Teen Debit Cards
- Credit Reporting Cards
  - Get FREE Credit Report
Shopping Cards
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Applied Bank
First Bank of Delaware
Urban Trust Bank
MetaBank
Horizon Bank
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Barclays Bank Delaware
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BANKFIRST
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Card Offers for Bad Credit