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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 95 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[41] Platinum Zero® Secured Visa® Credit Card from Applied Bank

Platinum Zero Secured Visa Credit Card from Applied Bank
Terms |  More Info
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won't Change - Even If You're Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
Platinum Zero Secured Visa Credit Card from Applied Bank
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[42] eElite Plus Shopping Card

eElite Plus Shopping Card
More Info
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Fe for ACH Debits and credit Cards
Fee for Exceeding the Credit Limit
Fee for returned Checks
Fees for Paying Late
Inactivity Fee
$30.00
N/A
$30.00
$10.00
$19.95
Membership fee
Minimum Finance Charge
Processing fee
Transaction Fee for Purchases
$14.00
N/A
$99.00
N/A

[43] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster**
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY**
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[44] AccountNow® Gold Visa® Prepaid Card

AccountNow Gold Visa Prepaid Card
More Info
- $0 Monthly Fee*
- Higher Daily and Monthly Limits
- 100% Guaranteed Card Approval (subject to ID verification)*
- $25 Cash Bonus When You Use Direct Deposit (See T&C)
AccountNow Gold Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$9.95*$2.50View YesBad Credit OK*
ATM decline fee
Account closing fee (balance check)
Automated phone system (IVR)
Bank Teller Cash Advance
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)
$0.40
$15.95
FREE
$4.95
$20.00
FREE
Free*
$10.00
$9.95
$9.95
Express delivery charge: $40.00
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money

$4.95.
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[45] Fingerhut Credit

Fingerhut Credit
More Info
- No down payments, no layaway and no surprises
- Get respond in 60 seconds
- No annual fee
- Name brand products at affordable monthly payments
- We often say "YES!" when others say "No"
- See website for complete Terms & Conditions
- Meta Bank Fingerhut Credit
Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[46] MiCash® Prepaid MasterCard®

MiCash Prepaid MasterCard
More Info
- No Credit Check or Security Deposit Needed for Approval
- No Overdraft Fees, No Minimum Balance, No Late Fees
- 100% Approval*
- Earn a $20 Rebate When You Set Up Direct Deposit
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$1.75View NoPoor*
ATM Balance Inquiry
ATM Withdrawal Denial
Automated CS Calls
Bank Teller Withdrawal
Card Activation
Card Statement (Optional)
Card-to-Card Sharing
Companion Card
Direct Deposit
Domestic ATM Withdrawal
Domestic Bank Account El. Transfer
$1.00
$0.60
FREE
$4.00
$9.95
$1.50
$2.00
FREE
FREE
$1.75
$2.00
Inactivity Fee (After 60 Days)
International ATM Withdrawal
Live Operator Customer Support
Monthly Account Maintenance
Online Card Account Management
Optional Store Purchase Plan
Purchase POS Decline
Replacement Card (Lost/Stolen)
Store Purchases (POS) Domestic
Store Purchases (POS) Int'l
Wireless Alerts
$2.00
$3.00
$1.00
$4.00
FREE
$7.95
$0.60
$10.00
$0.50
$0.50
FREE

[47] ACE Elite™ Visa® Prepaid Card

ACE Elite Visa Prepaid Card
More Info
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts - Get your balance and transactions via text or email
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[48] Urban Trust Success Prepaid Visa® Card

Urban Trust Success Prepaid Visa Card
More Info
- VISA Zero Liability
- No Credit Check
- No Overdraft Fees
- No Minimum Balance
- No Hidden Fees
- Elastic Line of Credit (up to $500.00)
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$0.00*$2.50View NoBad Credit OK*
ATM cash withdrawal - Int'l
ATM cash withdrawal - domestic
Card activation
Card purchase
Customer service (First call)
Express delivery
Int'l Currency Conversion
$2.50
$2.50
$4.95
Free
Free
$15.00
1%
Int'l Transaction Fee
Lost/stolen card replacement
Monthly Card maintenance
Paper check
Replacement card fee
Statement copy request
Visa ReadyLink load/reload
1%
$5.00
$4.95
$15.00
$5.00
$2.95
Free

[49] Merit Platinum Card

Merit Platinum Card
More Info
- $500.00 Unsecured credit line
- Guaranteed Approval
- 0% Interest
- No Credit Check
- No Employment Check
- Reports to Major Credit Bureau
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[50] Nationwide Platinum Shopping Card

Nationwide Platinum Shopping Card
More Info
- Guaranteed approval
- No Credit Check
- $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
- Credit line increase available
- 0% APR fixed forever
- Sign up today and receive USA Live Well Plan
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView NoBad Credit OK*
Fee for Exceeding the Credit Limit
Fee for Returned Checks
Fees for Paying Late
N/A
$30.00
$10.00
Inactivity Fee
Minimum Monthly Payment
Returned ACH Debits and Credit Cards
$19.95
$25.00
$30.00

[51] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[52] Mango(TM) MasterCard® Prepaid Card

Mango(TM) MasterCard Prepaid Card
More Info
- FREE MasterCard Prepaid Card Signup & FREE Shipping
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- No fee Domestic Purchase/Signature Transactions
- Pay your Bills in minutes from your online account
- Instant Virtual Card Shop Online Today
- No Fee to Check Your Balance With a Text Message
- Wireless Alerts when your card is swiped
- Send and Receive Money Securely With Any Mobile Phone
- FREE Mango iPhone App (Download from iTunes Store)
- $0 Activation Fee. $0 First Monthly Fee - Try it For FREE!
- $5 Monthly Fee - WAIVED When You Load at Least $500 Per Month
- No Hidden Fees / No Overdraft Fees
- FDIC Insured up to $250,000
- No Credit Check/ No Bank Account Required
- FREE Account Management - Over The Phone or Internet
- Refer friends and family and make money
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.00View NoBad Credit OK*
ATM Check balance
ATM Withdraw cash
Activation Fee
Add $$ Online from other Mango Acc
Add Money - Direct Deposit
Add Money - From a bank account
Add Money - From a mobile phone
Customer service calls
Get balance (Mango + YAP)
Intl. ATM withdrawal fee
Intl. purchase transaction fee
$0.50
$2.00
FREE
FREE
FREE
FREE
FREE
FREE
FREE
$2+2%
2%
Load cash (Green Dot MoneyPak)
Mango MasterCard Prepaid Card
Monthly Fee (conditions)
Online account management 24/7
Online account statements
Receive money (Mango + YAP)
See transactions on your mobile
Send money via SMS
Shipping & Handling ( limited time)
Transaction Fee (Signature or PIN)
$4.95
FREE
FREE
FREE
FREE
FREE
FREE
$0.50
FREE
FREE

[53] Diamond Platinum Shopping Card

Diamond Platinum Shopping Card
More Info
- *Guaranteed Online Approval
- $7,500 Unsecured credit line
- No Credit Checks or Credit Turndowns
- No Employment Verifications!
- Credit Limit Increases Available!
- Establish Credit By Reporting to Major Credit Bureau
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[54] nFinanSe Discover® Network Reloadable Prepaid Card

nFinanSe Discover Network Reloadable Prepaid Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[55] nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[56] Facecard Prepaid MasterCard® for College Students

Facecard Prepaid MasterCard for College Students
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoBad Credit OK*
ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$19.95
$25.00
$0.00
$0.50
FREE*
Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Participation*** Fee
Printed and Mailed Statement
Shortage Fee
$9.95
FREE
$2.95
$3.00
$2.95
$9.95

[57] Orchard Bank® Visa® Cards

Orchard Bank Visa Cards
More Info
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
Orchard Bank Visa Cards
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

[58] YAP™ MasterCard Prepaid Card

YAP MasterCard Prepaid Card
More Info
- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.00View NoBad Credit OK*
Activation
Check last YAP Mobile transaction
Check your balance at an ATM
Domestic purchases with signature or PIN
Load card with direct deposit
Monthly Account Fee after Intro
Online account statements
Send money via SMS
FREE
FREE
$0.50
FREE
FREE
$5.00
FREE
$0.50
Send money via Yapplet or website
Transfer money from bank account
Withdraw cash from an ATM
YAP MasterCard Prepaid Card
YAP MasterCard Shipping and Handling
YAP Mobile: Check your Card balance
YAP Mobile: Receive money
FREE
FREE
$2.00
FREE
FREE
FREE
FREE

[59] Green Dot Gold Prepaid Visa® / MasterCard®

Green Dot Gold Prepaid Visa / MasterCard
Terms |  More Info
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases (see site for details)
- Reload for free with direct deposit
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
Green Dot Gold Prepaid Visa / MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Declined Withdrawal
ATM Withdrawal at in-network
Expedited Card Delivery (FedEx)
Lost/Stolen Card Replacement
$0.50
$0.50
FREE
$19.95
$6.00
Other ATM withdrawals
Other Teller cash advance
Reload at Retail Location
Second Card
Teller Cash Advance at in-network
$2.50
$2.50
$4.95
$4.95
FREE

[60] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
More Info
- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)
$99.00
0.00%
None
$25.00
$10.00
Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees
$9.95
$25.00
$10.00
None
Varies

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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