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Cards for Bad Credit

These credit card offers are designed for those with a poor credit history, or who have a bad credit rating. Some cards can even help you build or strengthen your credit status. Search here to find the secured or unsecured card that suits your circumstances and needs, and then apply online.

, we found 100 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 5 Check up to 6 cards and

[81] Prestige Plus Platinum Shopping Card

Prestige Plus Platinum Shopping Card
More Info
- $2,500 unsecured credit line
- No Credit Check
- No Interest Charges
- 100% Approval
- Only 10% down payment required on purchases
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 0* N/A* None* Bad Credit OK*

[82] Bank Freedom Prepaid MasterCard®

Bank Freedom Prepaid MasterCard
More Info
- Surcharge-Free ATM Network at over 18,000 ATMs
- NO Card Issuance Fee - NO Activation Fee
- $0 Monthly with Direct Deposit $350/month or cash load $700/month
- Free Live Customer Service - 24 hours per day 7 days per week
- Free Text and Email Alerts and Online Account Access
- Send Paper Checks and Electronic Bill Pay to Anyone
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$1.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Withdrawal Out-Of-Network
ATM Cash Withdrawal Surcharge-Free
ATM Withdrawal Decline
Account closure
Bill Pay Stop Payment
Card to Card Money Share
Companion Card Issuance
Currency Conversion Fee
Expedited card replacement
Int. ATM Balance Inquiry
Int. ATM Cash Withdrawal
Int. ATM Withdrawal Decline
Int. PIN based Transaction
$0.50
$2.50
$2.50
$0.50
$14.95
$25.00
FREE
$9.95
3%
$40.00
$1.00
$3.95
$1.00
$1.00
Internet Access to Card Account
Loading Cash
Lost or Stolen Card Replacement
PIN Debit Transactions
Paper Statement Online
Paper Statement by request
Paperless Account Statements
Payment to 3rd Party
Prepaid Card Issuance
Signature Purchase Fee
Special research/documentation fee
Toll Free Automated Phone Support
Toll Free Live Customer Support
FREE
$4.95
$9.95
$1.00
$0.00
$2.00
FREE
$1.00
FREE
FREE
$50.00
FREE
FREE

[83] Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card
More Info
- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[84] Prepaid Visa® Black Diamond RushCard

Prepaid Visa Black Diamond RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[85] Student Advantage Card

Student Advantage Card
More Info
- Special Offer: $20 full year membership
- Try Student Advantage for 30 days
- Shop online or around campus
- Save up to 50% at thousands of locations by showing your Card
- Discount travel deals on airfare, rail fares and bus tickets
- Entertainment discounts on MP3s, DVDs, books and movie tickets
- Discount fashion including clothing, footwear and accessories
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView NoAccepts All*
1-Year Card fee
2-Years Card fee
3-Years Card fee
$20.00
$30.00
$40.00
4-Years Card fee
SA Lost Card replacement
Shipping and handling
$50.00
$7.50
$2.50

[86] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster**
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY**
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[87] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[88] nFinanSe Discover® Network Reloadable Prepaid Card

nFinanSe Discover Network Reloadable Prepaid Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[89] nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[90] American Octane Onyx Unsecured Card

American Octane Onyx Unsecured Card
More Info
- 0% APR on all purchases for life
- Unsecured Line of Credit
- 100% Approval*
- 24 hour Approval Process
- No hidden fees
- Monthly reporting to major credit bureaus
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView YesBad Credit OK*
Account setup fee (one time)
Annual Percentage Rate for Purchases
Cancellation Fee
Fee for returned checks or debits
Late Payment (After 30 days)
$99.00
0.00%
None
$25.00
$10.00
Membership fee (monthly)
NSF Check Fee
Outlet Store Residential Delivery
Penalties for prepayment
Processing Fees
$9.95
$25.00
$10.00
None
Varies

[91] OmniCard Prepaid MasterCard®

OmniCard Prepaid MasterCard
More Info
- No Credit Check or bank account required
- Create your own card from a photograph
- No Overdraft Fees
- Shop on-line
- Track your spending for improved financial management
- Pay your bills online
- Get cash from millions of ATMs worldwide
- Pay your bills including cable, cell phone & other bills
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00N/A*N/AView NoBad Credit OK*
ATM Decline
ATM Withdrawal - US
ATM balance inquiry
ATM withdrawal - Intl.
Card Issue Fee
Card to Card Transfer
Cash Advance over the counter
Consumer Value Load
Employer Value Loads
$0.40
$1.95
$1.00
$2.50
$2.95
$1.00
$4.00
FREE
FREE
Express shipment of card
Foreign Exchange Fee
IVR and Live Operator Calls
Lost/Stolen card replacement
MasterCard Signature Transactions
Monthly Maintenance Fee
PIN Transactions
Statement printed and mailed
$29.95
2%
FREE
$4.95
FREE
$2.95
FREE
$10.00

[92] Modern Cash™ Prepaid MasterCard®

Modern Cash Prepaid MasterCard
More Info
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.50View NoBad Credit OK*
ACH Debit
ATM Balance Inquiry
ATM Declines
ATM Withdrawal
Account Closure with Check
Account to Account
Additional/Replacement Card
Bank Cash Advance
Card/Account Reactivation Fee
Customer Service
Insufficient Funds-NSF
FREE
$0.50
$0.50
$2.50
$15.95
FREE
$9.95
$4.95
$19.95
FREE
$14.95
Intl. ATM Withdrawal
Intl. Purchases fee
Monthly Maintenance
Monthly Statements
Overdraft Service Fee (Opt-in)
Purchase (PIN)
Purchase Declines
Purchases (Signature)
SMS Transaction Updates
Special Research Fee (per hour)
$4.95
$2.00
$9.95
FREE
$9.95
FREE
FREE
FREE
FREE
$25.00

[93] First PREMIER® Bank Classic Credit Card

First PREMIER Bank Classic Credit Card
More Info
- Must have checking account to qualify
- A credit card offer for those with less than perfect credit!
- Just click it! Responses in 60 seconds
- Don't be fooled by debit and prepaid offers - this is a real credit card offer
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 36.00% (Variable) * $75.00* 27 days* Bad Credit OK*

[94] First PREMIER Forward® MasterCard®

First PREMIER Forward MasterCard
More Info
- Acceptance at millions of locations worldwide (subject to available credit)
- Receive response in 60 seconds!
- A good choice for those with less than perfect credit.
- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 36.00%* $75.00* 27 days* Bad Credit OK*

[95] RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
More Info
- Free Direct Deposit
- No Overdraft Fees or interest charges
- No credit check. Guaranteed Approval*
- Email & SMS account alerts
- Cash back rewards & discounts at hundreds of online retailers
- Load cash at more than 100,000 retail locations
- FREE unlimited purchase transactions
- Pay and manage your bills
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[96] Prepaid Visa® RushCard

Prepaid Visa RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee
$1.00
$0.05
$3.50
$1.95
$1.00
$1.00
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$2.95
$1.00
$2.00
$5.00
$9.95

[97] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[98] Next Millennium Black MasterCard®

Next Millennium Black MasterCard
More Info
- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* 19.50%* $59.00* N/A* Bad Credit OK*

[99] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[100] Nationwide Platinum Shopping Card

Nationwide Platinum Shopping Card
More Info
- Guaranteed approval
- No Credit Check
- $7500 Unsecured Nationwide Platinum Shopping Card used exclusively for all kinds of merchandise at the USA Credit Shopping Club
- Credit line increase available
- 0% APR fixed forever
- Sign up today and receive USA Live Well Plan
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView NoBad Credit OK*
Fee for Exceeding the Credit Limit
Fee for Returned Checks
Fees for Paying Late
N/A
$30.00
$10.00
Inactivity Fee
Minimum Monthly Payment
Returned ACH Debits and Credit Cards
$19.95
$25.00
$30.00

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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