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Cash Back Reward Cards

The cards featured here offer cash back, discounts and other incentives based on dollars spent using the card. They require a good to excellent credit rating for approval and give good value to those who pay off their account balance regularly each month.

, we found 19 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] The Business Platinum Card® from American Express OPEN

Terms | More Info

- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First® program
- No pre-set spending limit*
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	N/A*	N/A*	$0.00*	20 days*	$39.00*	Good*

[2] American DreamCard™ MasterCard®

Terms | More Info

- 0% APR on purchases for the first 5 months
- Monthly sweepstakes drawing for a cash prize
- Get 1,000 entries just for applying
- Each jackpot starts at $25,000.00*
- Entries are good for future drawings and there is no limit to how many times you can win*
- Issued by HSBC Bank Nevada, N.A.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	5 months*	14.99%*	$39.00*	20 days*	$39.00*	Bad Credit OK*

[3] Discover® More® Card - Biodegradable

More Info

- New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind -- Go Green!
- 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus on all other purchases
- 5% to 20% Cashback Bonus through our exclusive online shopping site

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	11.99%*	$0.00*	25 days*	$39.00*	Excellent*

[4] Black Visa Card

Terms | More Info

- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass
- Patent Pending Carbon Card

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	6 months*	13.24%*	$495.00*	20 days*	$39.00*	Good*

[5] Discover® Student Card - Flamingo Monogram

Terms | More Info

- Earn more cash in more ways than anyone else*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus when you shop online*
- Double rewards with more than 80 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	14.99%*	$0.00*	25 days*	$39.00*	No Credit*

[6] Eufora Prepaid MasterCard with Credit Builder

Terms | More Info

- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit and FREE Point of Sale Transactions
- FREE 24/7 Online Access and FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
*See terms and conditions

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$0.00*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry Fee
Additional Bank Wire Transfer Fee
Additional Retail Value Load Fee
Card Reactivation
Cash Withdrawal Fee
Customer Reimbursement
Customer Service (Automated)
Inactivity Fee (Per Month*)

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

[7] Eufora Prepaid MasterCard with Credit Builder - Elite Level

Terms | More Info

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.00	View	Yes	Bad Credit OK*

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

[8] Discover® Motiva℠ Card

Terms | More Info

- Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus when you shop online
- Up to 1% Cashback Bonus on all other purchases
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
3.99%*	See T&C.*	11.99%*	$0.00*	25 days*	$39.00*	Good*

[9] Discover® More® Card

Terms | More Info

- 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus on all other purchases
- 5% to 20% Cashback Bonus through our exclusive online shopping site
- *View Discover Card Rates, Fees, Rewards, and Other Important Information

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	11.99%*	$0.00*	25 days*	$39.00*	Excellent*

[10] TrueEarnings® Card from Costco and American Express

Terms | More Info

- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	3 months*	13.24%*	$0.00*	N/A*	N/A*	Good*

[11] First Vineyard MasterCard® Debit Card

More Info

- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$39.95*	$0.00*	N/A	View	Yes	Bad Credit OK*

Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)

$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95

In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®

$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[12] Discover® Student Card

Terms | More Info

- Make your money worth MoreSM*
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Customer Service in less than a minute, anytime you want

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	6 months*	14.99%*	$0.00*	25 days*	$39.00*	No Credit*

[13] Discover® Open Road® Card

Terms | More Info

- 0% Intro APR* 6 months
- 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus at top online retailers*
- 1% unlimited Cashback Bonus on all other purchases automatically

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	6 months*	11.99%*	$0.00*	25 days*	$19.00*	Excellent*

[14] Discover® Student Card - Onyx Monogram

Terms | More Info

- Personalized card (displays first and last initials)
- 0% Intro APR*
- No annual fee
- 0$ Fraud Liability guarantee

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	14.99%*	$0.00*	25 days*	$39.00*	No Credit*

[15] Discover® More® Card - Clear

Terms | More Info

- 0% Introductory APR*
- 5% Cashback Bonus in popular categories that change
- Up to 1% unlimited Cashback Bonus on all other purchases
- 5% to 20% Cashback Bonus at top online retailers*
- $0 Fraud Liability
- FREE additional Cards

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	11.99%*	$0.00*	25 days*	$39.00*	Good*

[16] Discover® Student Open Road℠ Card

Terms | More Info

- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double your rewards when you redeem for gift cards from our 100 Cashback Bonus® partners
- No annual fee
- Online account access

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	14.99%*	$0.00*	25 days*	$39.00*	Fair*

[17] Discover® Student Card - Key Lime Monogram

Terms | More Info

- Personalized card (displays first initial)
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- Easy Online Account Management tools

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	See T&C.*	14.99%*	$0.00*	25 days*	$39.00*	No Credit*

[18] IberiaBank Visa® Gold Cash Back Rewards Card

Terms | More Info

- Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	6 months*	as low as P+ 6.50%*	$0.00*	25 days*	$35.00*	Good*

[19] Total Merrill℠ Cash Back Card

More Info

- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- Low 9.99% APR for Retail Purchases
- Credit Line may be as high as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Receive a response in 60 seconds

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
1.9%*	12 months*	9.99%*	$0.00*	25 days*	$39.00*	Good*

Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

Selected Cards
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American Express®
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American Express
Discover Bank
Simmons First Bank
Fia Card Services N.A.
HSBC Bank
Iberia Bank
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Applied Bank
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Meta Bank
Public Savings Bank
Bancorp Inc.
Dakota State Bank
Barclays Bank Delaware
Columbus Bank & TC
BANKFIRST
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Secured Credit Cards Overview [published 27 Jan 2009]
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