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Cash Back Reward Cards

The cards featured here offer cash back, discounts and other incentives based on dollars spent using the card. They require a good to excellent credit rating for approval and give good value to those who pay off their account balance regularly each month.

Sunday, December 21, 2014, we found 18 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity

Users most popular card in this category: 4.9 / 5.0 (190 votes)

  Check up to 6 cards and

[1] US Bank Business Edge™ Cash Rewards Card

US Bank Business Edge Cash Rewards Card
More Info
total 190 votes
- 3% cash back on all cellular, gas and office supply store net purchases
- 1% cash back on all other net purchases
- No cap on rewards and they never expire!
- Plus, a 25% Annual Cash Rewards bonus, up to $250
- No annual fee
US Bank Business Edge Cash Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 9 months* 11.99% - 17.99% (Variable)* $0* 24 - 30 days* Good*

[2] Dynamics ePlate® CashPerks Visa® Signature Card

Dynamics ePlate CashPerks Visa Signature Card
More Info
total 5 votes
- Earn 1.25% cash back on every purchase! 50x faster than 1% cards.
- 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening.
- No annual fee
- 1.25 UMB CashPerks for every $1 you spend!
- Redeem cash back as a statement credit in increments of $50.00.
- Automatically earn chances to win statement credits in our sweepstakes when you use the card!
- No reward restrictions.
View all new offers
Dynamics ePlate CashPerks Visa Signature Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months on BT* 16.99% to 20.99% (Variable)* See Terms* 21 days* Good*

[3] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
total 77 votes
- Get Your paycheck and tax refund faster with direct deposit
- No credit check needed - 100% Approval* (ID verification required).
- No credit card debt or late fees because this is not a credit card.
- Earn cash back for using your card with the NetSpend Payback Rewards program.
- Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
- Earn up to $20 for every friend you refer.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
- *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
NetSpend Visa Prepaid Debit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[4] USAA Cash Rewards™ American Express® Card

USAA Cash Rewards American Express Card
More Info
total 154 votes
- 0% introductory APR for 12 months on balance transfers and convenience checks
- Get 2,500 bonus points with your first purchase.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn up to 2.25% cash back on gas and grocery purchases.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
USAA Cash Rewards American Express Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
See Terms* -100* as low as 9.90% (Variable)* $0* 25 days* Good*

[5] USAA Cash Rewards Platinum Visa® Credit Card

USAA Cash Rewards Platinum Visa Credit Card
More Info
total 139 votes
- 0% introductory APR for 12 months on balance transfers and convenience checks
- Get 2,500 bonus points with your first purchase.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
USAA Cash Rewards Platinum Visa Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* 12 months on BT* as low as 9.90% (Variable)* $0* 25 days* Good*

[6] USAA Active Military World MasterCard®

USAA Active Military World MasterCard
More Info
total 137 votes
- Earn rebates up to 1.25% on your everyday purchases.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
USAA Active Military World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* as low as 9.90% (Variable)* $0* 25 days* Good*

[7] Credit One Bank® Credit Card - Online Monthly Credit Score Tracking Included

Credit One Bank Credit Card - Online Monthly Credit Score Tracking Included
More Info
total 12 votes
- Free online monthly credit score tracking included
- Automatic reviews for credit line increase opportunities
- Pre-Qualifying for our card is easy, fast and won't affect your credit score
- Pick your payment due date to fit your schedule
- *See Card Terms & Conditions for Details
View all new offers
Credit One Bank Credit Card - Online Monthly Credit Score Tracking Included
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 17.90% - 23.90% (V)* $35-$99* N/A* Good*

[8] USAA Cash Rewards™ World MasterCard

USAA Cash Rewards World MasterCard
More Info
total 128 votes
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee and no minimum finance charge.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
USAA Cash Rewards World MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
See Terms* -100* as low as 9.90% (Variable)* $0* 25 days* Good*

[9] ACE Elite™ Blue Visa® Prepaid Debit Credit Card

ACE Elite Blue Visa Prepaid Debit Credit Card
More Info
total 16 votes
- Enroll in direct deposit today - receive your account number immediately.
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
View all new offers
ACE Elite Blue Visa Prepaid Debit Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
See TermsSee Terms*See TermsView NoBad Credit OK*
See website for debit card fees and charges

[10] PayPal™ Prepaid MasterCard® Card

PayPal Prepaid MasterCard Card
More Info
total 172 votes
- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
- Use free direct deposit and get your paychecks and tax refund faster!
- Get account alerts on your mobile device or download our App to check your balance and see recent transactions
- Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
- Earn Cash back rewards from specially selected stores, restaurants and more
- No credit check, overdraft fees or interest charges.
- Safer than carrying cash - use it to pay for everyday purchases.
PayPal Prepaid MasterCard Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$1.95View NoAccepts All*
ACH Debit Transaction Decline
ATM Transaction Decline Fee
Account Maintenance Fee
Additional Card Fee
Balance Inquiry
Domestic ATM Cash Withdrawal
Instant Bank Transfer ($100 or less)
Intl. ATM Cash Withdrawal
$1.00
$1.00
None
None
FREE
$1.95
$1.95
$1.95
Lost, Stolen Card Replacement
Mobile Phone Real-Time Alerts
Online Account Center
Over the Counter Cash Withdrawal
Preauthorized Payment Decline
Statement Mailing Fee (each)
Stop Payment Fee
Telephone Access Customer Service
$5.95
FREE
FREE
$2.50
$1.00
$5.95
$10.00
FREE

[11] US Bank Cash+™ Visa Signature® Card

US Bank Cash+ Visa Signature Card
More Info
total 37 votes
- 0% for 6 months on balance transfers
- Earn 5% cash back on two categories that you choose, like department stores, restaurants, electronic stores... plus many more
- Earn 2% cash back on gas, groceries or drug stores – choose one
- Choose your 5% and 2% Cash+ Categories each quarter
- Earn 1% cash back on everything else
- No limit on total cash back earned
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
See Terms* See Terms* 13.99% - 23.99% (Variable)* $0* 24 - 30 days* Good*

[12] Capital One® Cash Rewards for Newcomers

Capital One Cash Rewards for Newcomers
More Info
total 105 votes
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 24.90% (Variable)* $0* 25 days* Limited*

[13] Journey℠ Student Rewards from Capital One®

Journey Student Rewards from Capital One
More Info
total 126 votes
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 19.80% (Variable)* $0* 25 days* Fair*

[14] Capital One® Spark℠ Classic for Business

Capital One Spark Classic for Business
More Info
total 104 votes
- Enjoy no annual fee
- Build business credit with responsible use with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 22.90% (Variable)* $0* 25 Days* Average*

[15] Capital One® Spark℠ Cash for Business

Capital One Spark Cash for Business
More Info
total 132 votes
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 13.9% - 20.90% (Variable)* $0 intro for first year; $59 after that* 25 Days* Excellent*

[16] Capital One® Spark℠ Cash Select for Business

Capital One Spark Cash Select for Business
More Info
total 116 votes
- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on all purchases until January 2014
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
0%* until January 2014* 12.9% - 20.90% (Variable)* $0* 25 Days* Excellent*

[17] PenFed Visa Platinum Cash Rewards Card

PenFed Visa Platinum Cash Rewards Card
More Info
total 34 votes
- You must be a PenFed member to apply. Not yet a member? It's easy to join!
- You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
- Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
- Cash rewards automatically awarded to your account every month with no caps.
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* 9.99% (Variable)* $0* 25 days* Excellent*

[18] NetSpend® MasterCard® Prepaid Debit Card

NetSpend MasterCard Prepaid Debit Card
More Info
total 36 votes
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback Rewards(TM).
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

  Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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