Cash Back Reward Cards

[1] Western Union® MoneyWise™ Prepaid MasterCard®
More Info	- Free Activation - Fee-Friendly prepaid card with nothing to hide! - Add money to your account 4 convenient ways - Spend only the money you have on your Card - Enroll in direct deposit and receive a free $10 bonus - Your funds are protected by MasterCard's Zero Liability Policy
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Withdrawal Fee Agent Location Cash Load Fee Automated Phone Customer Service Bank to Card Transfer Fee Decline Fee Employer Payroll Payments Government Benefit Payments Inactivity Fee $0.45 $1.95 $4.95 FREE $1.00 $0.45 FREE FREE $2.50 Live Customer Service Monthly Maintenance Fee Online Electronic Statement PIN Purchase Transaction Fee Paper Statement Fee Reissue Card Fee SMS and Email Notifications Signature Purchase Fee FREE FREE FREE FREE $3.00 $5.00 FREE FREE

[2] Walmart MoneyCard Visa® Prepaid Card
Terms |  More Info	- No issuance fee online - No credit check or bank account required - No overdraft fees - No minimum balance required - Free Direct Deposit - $10 bonus with qualifying Direct Deposit (for a limited time only) - Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Transaction - Domestic ATM Cash Transaction - Intl. Additional Personalized Card Additional Student Edition Card Card Reload at Green Dot Card Reload at Walmart $1.00 $2.00 $2.00 $3.00 $0.00 varies $3.00 Card Reload at other Locations Foreign Transactions Fee Lost/Stolen Replacement Monthly Maintenance Fee Rush Card Delivery Teller Cash Transaction varies 2% $3.00 $3.00 $20.00 $2.00

[3] Walmart MoneyCard MasterCard® Prepaid Card
Terms |  More Info	- No issuance fee online - No credit check or bank account required - No overdraft fees - No minimum balance required - Free Direct Deposit - $10 bonus with qualifying Direct Deposit (for a limited time only) - Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 N/A* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Transaction - Domestic ATM Cash Transaction - Intl. Additional Personalized Card Additional Student Edition Card Card Reload at Green Dot Card Reload at Walmart $1.00 $2.00 $2.00 $3.00 $0.00 varies $3.00 Card Reload at other Locations Foreign Transactions Fee Lost/Stolen Replacement Monthly Maintenance Fee Rush Card Delivery Teller Cash Transaction varies 2% $3.00 $3.00 $20.00 $2.00

[4] Visa® Black Card™
More Info	- Limited Membership - 24-Hour Concierge Service - Exclusive Rewards Program - Luxury Gifts - Travel Lounge Priority Pass (unlimited visits) - 1% Cash Back - Travel with No Blackouts or Restrictions - Patent Pending Carbon Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 14.99% (Variable) * $495.00* 20 days* Excellent*

[5] Upside Visa® Debt-Free Prepaid Card
More Info	- The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone! - 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise). - Free Direct Deposit from employers or government benefits providers. - Deposit cash at 50,000 retailers. - Write personal checks online: easy to pay rent or other bills. - Earn 1,500 cash back reward points for you first direct deposit load. - Optional companion card available, as if you had a joint checking.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Bad Credit OK* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[6] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[7] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[8] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- American Express Card and Costco Membership Card in one — with no annual fee for Costco members - Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else - Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months on Purchases* 15.24% (Variable) * $0.00* N/A* Good*

[9] The Business Platinum Card® from American Express OPEN
Terms |  More Info	- FOR A LIMITED TIME: Earn 25,000 Membership Rewards points by spending $5,000 in the first 3 months. - Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice - 20% Travel Bonus when redeeming with Membership Rewards Pay with Points - Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants - Complimentary airport club access to 600+ partner lounges, a $950/yr value - By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public - No pre-set spending limit*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* N/A* N/A* $450.00* 20 days* Good*

[10] SimplyCash® Business Card from American Express OPEN
Terms |  More Info	- Get 5% cash back on wireless services and office supply purchases* - Get 3% cash back on automobile gasoline* - Get 1% cash back on other purchases* - No limit to the amount of cash back you can earn - Cash back on purchases is automatically credited to your statement each month - Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings® - No annual membership fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 12 months* 12.24% - 19.24% (Variable) * $0.00* 25 days* Excellent*

[11] RewardsRunnerTM Visa® Prepaid Card
More Info	- Free Direct Deposit - No Overdraft Fees or interest charges - No credit check. Guaranteed Approval* - Email & SMS account alerts - Cash back rewards & discounts at hundreds of online retailers - Load cash at more than 100,000 retail locations - FREE unlimited purchase transactions - Pay and manage your bills
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[12] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[13] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[14] Journey℠ Student Rewards from Capital One®
Terms |  More Info	- Designed to help students build good credit with responsible use - Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit - Customizable text and e-mail alerts to help keep you on track - Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time - No annual fee - $0 Fraud Liability if your card is lost or stolen
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.80% (Variable) * $0.00* 25 days* Fair*

[15] Insight MasterCard® Prepaid Card
More Info	- Get $50 bonus on your first direct deposit of $200 - Monthly Fee and Pay-as-you-go plans - Get Paid 1-3 Days Earlier - Optional Overdraft Protection – because mistakes can happen - Always Know on the Go – Text Alerts update you in real-time - FREE Direct Deposit and FREE sign-up - No credit check and No bank account required - $0 activation fee
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A View No Bad Credit OK* ATM Inquiry Fee (domestic) ATM Withdrawal (domestic) Card Issuance Fee Cash Loads at retail locations Monthly Service Fee Over-theCounter Cash Withdrawal PIN Purchase Fee (Pay As You Go) $1.00 $2.00 $9.95 $5.00 $9.95 3.00% $2.00 PIN Purchase Fee Pay As You Go Service Fee Recurring Direct Deposit Load Replacement Card Fee Signature Purchase (Pay As You Go) Signature Purchase Fee $1.00 None FREE $9.95 $1.00 FREE

[16] Ink℠ Plus with Ultimate Rewards℠ - $100 Bonus Cash Back
More Info	- Earn up to 35,000 bonus points in your first year $100 cash back after first purchase that's 10,000 bonus points* - Complimentary airport lounge access - Premium travel benefits - No limit to the number of points you can earn – and points never expire - Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards* - 0% Introductory APR* - First year free ($60 value)*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 13.24% - 19.24% (Variable) * $60.00* 20 days* Good*

[17] Ink Cash℠ Business Card
Terms |  More Info	- $250 cash back bonus after you spend $5,000 within 3 months! - 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services - 2% cash back on the first $25,000 spent annually on gas and dining - 1% cash back on all other card purchases with no limit to the amount you can earn - Cash back rewards do not expire - 0% Introductory APR for 6 months* - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 13.24% (Variable) * $0.00* 20 days* Good*

[18] IberiaBank Visa® Gold Cash Back Rewards Card
More Info	- No annual membership fee - Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). - Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. - 1% in cash back credit on all qualifying purchases - No limit on cash back; no expiration date on eligibility for accounts in good standing - Travel accident coverage up to $500,000 - Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[19] iBankUP Prepaid Visa Card
Terms |  More Info	- The power of a checking account in one card, even if you have bad credit - Write personal checks online, we mail them for you - $0.99 monthly fee with total load of $500 or more - Free Direct Deposit from employers or load cash at 50,000 retailers
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* $1.70 View No Bad Credit OK* Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal None None None $0.99 $0.99 FREE $1.99 None $2.00 Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery None $14.95 None $2.99 $0.99 None FREE None $9.95

[20] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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