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Cash Back Reward Cards

The cards featured here offer cash back, discounts and other incentives based on dollars spent using the card. They require a good to excellent credit rating for approval and give good value to those who pay off their account balance regularly each month.

, we found 33 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] American DreamCard™ Platinum MasterCard®

More Info

- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	5 months*	21.99% V or 14.99% (Variable)*	$39.00*	23 Days (Min.)*	Accepts All*

[2] Total Merrill℠ Cash Back Card

More Info

- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- Low 9.99% APR for Retail Purchases
- Credit Line may be as high as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Receive a response in 60 seconds

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
1.9%*	12 months*	9.99%*	$0.00*	25 days*	Good*

[3] Discover® More® Card - Biodegradable

More Info

- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 11.99% (Variable)*	$0.00*	25 days*	Excellent*

[4] First Vineyard MasterCard® Debit Card

More Info

- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$39.95*	N/A	View	Yes	Bad Credit OK*

Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)

$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95

In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®

$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[5] Black Visa Card

More Info

- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	13.24% (Variable)*	$495.00*	20 days*	Good*

[6] Upromise® World MasterCard® with Gas & Grocery Rewards

More Info

- 10% extra college savings on thousands of eligible grocery and drugstore items
- 2% extra college savings on eligible gas purchases at Exxon and Mobil locations
- 1% college savings on every purchase
- Get $25 college savings bonus after the first qualified use of your account
- No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	7 - 10 months*	20.99 - 12.99% (Variable)*	$0.00*	25 days*	Good*

[7] Discover® Student Card - Key Lime Monogram

Terms | More Info

- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 13.99% (Variable)*	$0.00*	25 days*	No Credit*

[8] Discover® Student Card - Tropical Beach

Terms | More Info

- 5% Cashback Bonus* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99% (Variable)*	$0.00*	25 days*	Fair*

[9] Discover® More® Card - Clear

Terms | More Info

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 11.99% (Variable)*	$0.00*	25 days*	Excellent*

[10] Discover® Student Card - Onyx Monogram

Terms | More Info

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 13.99% (Variable)*	$0.00*	25 days*	No Credit*

[11] TrueEarnings® Card from Costco and American Express

Terms | More Info

- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months on Purchases*	15.24% (Variable)*	$0.00*	N/A*	Good*

[12] IberiaBank Visa® Gold Cash Back Rewards Card

More Info

- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
1.99%*	6 months*	up to 15.25% from 9.25% (Variable)*	$0.00*	25 days*	Excellent*

[13] Discover® More® Card

More Info

- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	11.99% - 20.99% (Variable)*	$0.00*	25 days*	Excellent*

[14] Discover® Student Card - Clear

Terms | More Info

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99% (Variable)*	$0.00*	25 days*	Fair*

[15] Discover® Student Card

Terms | More Info

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	as low as 13.99% (Variable)*	$0.00*	25 days*	No Credit*

[16] Discover® Motiva(SM) Card

Terms | More Info

- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
3.99%*	See T&C*	11.99% - 20.99% (Variable)*	$0.00*	25 days*	Good*

[17] iBankUP Prepaid Visa Card

Terms | More Info

- The power of a bank account in a Visa prepaid card
- 100% approval with no credit check
- No activation fee
- Save $220 compared with prepaid cards or checking accounts
- $0.99 monthly fee if $500 is loaded each month, $2.99 otherwise
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$25.00	$0.00*	$1.70	View	No	Bad Credit OK*

Account closure fee
Activation fee
Annual fee
Automated phone inquiry (per call)
Balance inquiry fee
Companion card (balance over $1000)
Companion card (per month)
DDA load fee
Decline fee on ATM withdrawal

None
None
None
$0.99
$0.99
FREE
$1.99
None
$2.00

Decline fee on POS
Express delivery (surcharge)
Inactivity fee
Monthly fee (balance $25-$500)
Monthly fee (balance over $500)
Negative balance fee
Online customer support
Purchase transaction fee
Standard delivery

None
$14.95
None
$2.99
$0.99
None
FREE
None
$9.95

[18] Upside Visa® Debt-Free Prepaid Card

More Info

- The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers.
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$1.50	View	No	Bad Credit OK*

Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH

$8.95
$0.99
$6.95
$2.00
$2.00
$10.00

Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)

$14.95
$3.00
$0.99
$12.00
$1.49

[19] Blue Cash® from American Express

Terms | More Info

- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
- Receive your cash back automatically as a statement credit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months on Purchases*	from 17.24 to 21.24% (Variable)*	$0.00*	N/A*	Excellent*

[20] Discover® Student Open Road℠ Card

Terms | More Info

- Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	as low as 13.99% (Variable)*	$0.00*	25 days*	Fair*

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Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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