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Cash Back Reward Cards

The cards featured here offer cash back, discounts and other incentives based on dollars spent using the card. They require a good to excellent credit rating for approval and give good value to those who pay off their account balance regularly each month.

, we found 52 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 Check up to 6 cards and

[1] RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
More Info
- Free Direct Deposit
- No Overdraft Fees or interest charges
- No credit check. Guaranteed Approval*
- Email & SMS account alerts
- Cash back rewards & discounts at hundreds of online retailers
- Load cash at more than 100,000 retail locations
- FREE unlimited purchase transactions
- Pay and manage your bills
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[2] Household Bank Rewards MasterCard®

Household Bank Rewards MasterCard
More Info
- Points redeembable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay
 
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[3] Discover® More® Card - $150 Cashback Bonus®

Discover More Card - $150 Cashback Bonus
More Info
- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
View all new offers
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[4] Chase Freedom® Visa Card - As Low as 9.99% APR

Chase Freedom Visa Card - As Low as 9.99% APR
More Info
- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
- 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
- $50 Bonus Cash Back after your first purchase
- 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
- You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire.
- No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[5] Discover® More Card - Operation Homefront $20 Donation

Discover More Card - Operation Homefront $20 Donation
More Info
- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
- Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
- 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 24/7 access to a U.S. based Account Manager within 60 seconds
- No annual fee, no rewards redemption fee, and no additional card fee
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[6] Modern Cash™ Prepaid MasterCard®

Modern Cash Prepaid MasterCard
More Info
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
ACH Debit
ATM Balance Inquiry
ATM Declines
ATM Withdrawal
Account Closure with Check
Account to Account
Additional/Replacement Card
Bank Cash Advance
Card/Account Reactivation Fee
Customer Service
Insufficient Funds-NSF
FREE
$0.50
$0.50
$2.50
$15.95
FREE
$9.95
$4.95
$19.95
FREE
$14.95
Intl. ATM Withdrawal
Intl. Purchases fee
Monthly Maintenance
Monthly Statements
Overdraft Service Fee (Opt-in)
Purchase (PIN)
Purchase Declines
Purchases (Signature)
SMS Transaction Updates
Special Research Fee (per hour)
$4.95
$2.00
$9.95
FREE
$9.95
FREE
FREE
FREE
FREE
$25.00

[7] American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
More Info
- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
- Issued by HSBC Bank Nevada, N.A.
 
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?)
0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[8] Univision Prepaid MasterCard® (Español Application)

Univision Prepaid MasterCard (Español Application)
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish application form
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[9] Univision Prepaid MasterCard®

Univision Prepaid MasterCard
More Info
- No Social Security number needed and no credit check
- FREE card opening
- FREE transactions
- FREE ATM Withdrawals at all Target and other participating locations
- FREE direct deposit
- FREE additional cards
- Double Tax Refund*
- Optional Spanish application form
- Spanish & English application forms
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$0.00View NoBad Credit OK*
ATM Withdrawal
ATM Withdrawals at all Target
ATM Withdrawals at participating locations
Account Alerts via Email
Account Alerts via SMS
At non-participating locations
Bill Payment Expedited Payment Fee
Bill Payment Regular Fee
Bill Payment Special Services Fees
Card Replacement Fee
Card for Second person
Check Copy Fee
Check Re-Issue Fee
Check Refund Fee
Currency Conversion Fee
FREE
FREE
FREE
FREE
FREE
$1.95
$9.95
$1.00
$20.00
$9.95
FREE
$20.00
$20.00
$9.95
2%
Express Shipping Fee
IVR Account Updates – 24/7
Late Fees
Live Agent Customer Service
Loads by Direct Deposit
Loads/Reloads Card-to-Card
Loads/Reloads In-person
Monthly Maintenance Fee
Online Account Access – 24/7
Overlimit Fees
PIN Purchase Transaction Fee
Paper Statement Fee
Postal Reject Fee
Signature Purchase Transaction Fee
$9.95
FREE
NONE
FREE
FREE
FREE
FREE
$9.95
FREE
NONE
FREE
$1.00
$20.00
FREE

[10] Insight MasterCard® Prepaid Card

Insight MasterCard Prepaid Card
More Info
- Get $50 bonus on your first direct deposit of $200
- Monthly Fee and Pay-as-you-go plans
- Get Paid 1-3 Days Earlier
- Optional Overdraft Protection – because mistakes can happen
- Always Know on the Go – Text Alerts update you in real-time
- FREE Direct Deposit and FREE sign-up
- No credit check and No bank account required
- $0 activation fee
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
ATM Inquiry Fee (domestic)
ATM Withdrawal (domestic)
Card Issuance Fee
Cash Loads at retail locations
Monthly Service Fee
Over-theCounter Cash Withdrawal
PIN Purchase Fee (Pay As You Go)
$1.00
$2.00
$9.95
$5.00
$9.95
3.00%
$2.00
PIN Purchase Fee
Pay As You Go Service Fee
Recurring Direct Deposit Load
Replacement Card Fee
Signature Purchase (Pay As You Go)
Signature Purchase Fee
$1.00
None
FREE
$9.95
$1.00
FREE

[11] Ink℠ Plus with Ultimate Rewards℠ - $100 Bonus Cash Back

Ink Plus with Ultimate Rewards - $100 Bonus Cash Back
More Info
- Earn up to 35,000 bonus points in your first year
$100 cash back after first purchase that's 10,000 bonus points*
- Complimentary airport lounge access
- Premium travel benefits
- No limit to the number of points you can earn – and points never expire
- Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
- 0% Introductory APR*
- First year free ($60 value)*
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 13.24% - 19.24% (Variable) * $60.00* 20 days* Good*

[12] First Vineyard MasterCard® Debit Card

First Vineyard MasterCard Debit Card
More Info
- Receive cash back from your own & anyones else in your compensation tree spendings
- Reload your card directly from your payroll or bank account
- Live debt free & Powerful Online Account Management
- Online Bill Payment service included
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$39.95*N/AView YesBad Credit OK*
Account Information Line
Account Statement by Mail
Bank Wire Transfer
Cancellation Fee
Card Replacement
Card-2-Card Transfer
Cashier's Check Reload
Click-n-Pay™ (Paper Check)
Direct Deposit
Electronic Funds Transfer (Confirmed)
Electronic Funds Transfer (Trial)
$0.00
$3.00
$4.95
$15.00
$15.00
$0.00
$0.00
$1.00
$0.00
$1.95
$3.95
In Person Payments (IPP)
International Transaction
Money Order Reload
Monthly maintenance Fee
Point of Sale Transaction
Returned Check
Telephone Support (per minute)
U.S. ATM cash withdrawal
U.S. ATM inquiry fee
U.S. non-ATM cash advance
Western Union® SwiftPay®
$3.95
$50.00
$0.00
$6.95
$0.00
$25.00
$0.06
$2.00
$1.00
$4.50
$5.95

[13] Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card - 18 Month Promotional Balance Transfer
More Info
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover More Card - 18 Month Promotional Balance Transfer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[14] Walmart MoneyCard Visa® Prepaid Card

Walmart MoneyCard Visa Prepaid Card
Terms |  More Info
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Walmart MoneyCard Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$0.00*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Cash Transaction - Domestic
ATM Cash Transaction - Intl.
Additional Personalized Card
Additional Student Edition Card
Card Reload at Green Dot
Card Reload at Walmart
$1.00
$2.00
$2.00
$3.00
$0.00
varies
$3.00
Card Reload at other Locations
Foreign Transactions Fee
Lost/Stolen Replacement
Monthly Maintenance Fee
Rush Card Delivery
Teller Cash Transaction
varies
2%
$3.00
$3.00
$20.00
$2.00

[15] Discover® Student Card - Tropical Beach

Discover Student Card - Tropical Beach
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Tropical Beach
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[16] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* 15.25% - 9.25% (Variable) * $0.00* 25 days* Excellent*

[17] Western Union® MoneyWise™ Prepaid MasterCard®

Western Union MoneyWise Prepaid MasterCard
More Info
- Free Activation
- Fee-Friendly prepaid card with nothing to hide!
- Add money to your account 4 convenient ways
- Spend only the money you have on your Card
- Enroll in direct deposit and receive a free $10 bonus
- Your funds are protected by MasterCard's Zero Liability Policy
Western Union MoneyWise Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Withdrawal Fee
Agent Location Cash Load Fee
Automated Phone Customer Service
Bank to Card Transfer Fee
Decline Fee
Employer Payroll Payments
Government Benefit Payments
Inactivity Fee
$0.45
$1.95
$4.95
FREE
$1.00
$0.45
FREE
FREE
$2.50
Live Customer Service
Monthly Maintenance Fee
Online Electronic Statement
PIN Purchase Transaction Fee
Paper Statement Fee
Reissue Card Fee
SMS and Email Notifications
Signature Purchase Fee
FREE
FREE
FREE
FREE
$3.00
$5.00
FREE
FREE

[18] Discover® Student Card - Clear

Discover Student Card - Clear
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[19] Discover® Student Card

Discover Student Card
Terms |  More Info
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Discover Student Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[20] Visa® Black Card™

Visa Black Card
More Info
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass (unlimited visits)
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card
View all new offers
Visa Black Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 14.99% (Variable) * $495.00* 20 days* Excellent*

Pages: 1 2 3 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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