Chase Sapphire℠ Card

The Chase Sapphire SM Card is a rewards card that awards points for every dollar spent on every transaction. Those points can be redeemed for gift cards, merchandise, and for vacations. The points never expire. With credit card use being high amongst consumers, having a rewards card such as this certainly pays off.

	Intro APR  APR Annual Fee  N/A* 15.24%* $0.00*
Basic Information
Issuer:	Chase
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Co-Branded Credit Card - Low Interest Credit Card - Reward Card
Credit Needed:	Excellent*
Top Card Review
The Chase Sapphire SM Card is designed to serve Americans who are existing Chase cardholders or are looking to be a first time cardholder. There is no default introductory period, although this can change. The base APR is a reasonable variable rate, which means the rate can change based on certain circumstances. For example, the cash advance APR is also a variable rate and the default APR can be higher, which can occur if payments are in default. There is also an overdraft APR that may be a specific rate in some states. There is no annual fee. Benefits such as direct access to dedicated live advisors, Internet account access, and a quality rewards program make this card a great package.
Card rating:	(4.5 out of 5)
Most attractive features:	- No annul fee - Low APR for purchase - Bonus points - Additional rewards
Least attractive features:	- No intro APR
Top Rewards & Benefits
Reward Types:	- Other Rewards Cards - Travel Reward Cards - Universal Reward Cards
Reward Unit:	Point
Rewards:	- Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! - 2 points per dollar spent on dining - 1 point per dollar spent on all other purchases.
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- All-in-one travel center. - Book any flight – with no blackout dates. - Flexibility to pay with points, cash or both. - Additional built-in travel protection.* - Direct access to dedicated live advisors. - Complimentary personal concierge service.*
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	15.24%
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	20 days (Min.)*
Minimum Finance Charge:	$1.00*
Late Payment Fee:	$29.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	$10.00
Top Cash Advances
APR on Cash Advances (%):	19.24%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	International Transaction fee: 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
Top Action
Click Here to Apply
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* The information provided for Chase Sapphire Card is believed to be accurate at the time of evaluation (Jan 24, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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