Chase Sapphire℠ Preferred Card

You can earn incentive rewards faster than ever before with the Chase Sapphire SM Preferred Card. Every $1 earns a single point which you can then use towards travel arrangements, frequent flyer miles, and account credit. You can even shop on the affiliated Ultimate Rewards Mall, which offers you exclusive products and services.

	Intro APR  APR Annual Fee  N/A* 15.24%* $95.00*
Basic Information
Issuer:	Chase
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Instant Decision Card - Reward Card
Credit Needed:	Excellent*
Top Card Review
Earning and redeeming incentive rewards is easier than ever before if you have the Chase Sapphire SM Preferred Card. Every dollar earns a single point, unless it is towards airfare, in which case it is worth 2 points. A handful of initial purchases could also earn you another 50,000 mile bonus, which you can then use towards not only flight vouchers, but as credit with other travel programs. While using your points for travel is good, you might appreciate more options. You could use your card in the Ultimate Rewards mall, an affiliate site where you can get exclusive products. You can also use your credit to pay down your account balance, which can save you money in a way similar to cash rebates.
Card rating:	(4.5 out of 5)
Most attractive features:	- 50,000 Bonus Points - Annual fee waived first year
Least attractive features:	- Annual fee after 1st year
Top Rewards & Benefits
Reward Types:	- Other Rewards Cards - Travel Reward Cards - Universal Reward Cards
Reward Unit:	Point
Rewards:	- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel! - 2 points per dollar spent on travel and dining - 1 point per dollar spent on all other purchases. - Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM - Earn a 7% annual points dividend - even on points already redeemed
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	See website for additional benefits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	15.24%
APR Type:	variable
Annual Fee:	$95.00*
Grace Period:	21 days*
Minimum Finance Charge:	$0.50*
Late Payment Fee:	$29.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	$5.00
Top Cash Advances
APR on Cash Advances (%):	19.24%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$10.00
Top Comments
Late Payment Fee: $15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.
Top Action
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* The information provided for Chase Sapphire Preferred Card is believed to be accurate at the time of evaluation (Jan 24, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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