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The Choice Privileges Visa Card is a travel rewards card that gives hotel rewards through Choice Hotels. Cardholders can receive bonus points that afford them free stays at selected hotels and they receive this without having to pay an annual fee. This fact is one that makes the card affordable to have.


Choice Privileges Visa Credit Card
Intro APR  APR Annual Fee 
0%* 15.24%, 19.99%, or 24.99% (V)* $0*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Barclays Bank Delaware
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Co-Branded Card
- Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Prepared by . Opinions expressed therein are solely those of the reviewer.


The Choice Privileges Visa Card is a travel rewards card that offers generous bonus points, has no annual fee, and gives cardholders a lot of point earning possibilities. The bonus points alone are enough to result in several free nights at any of the many Choice privileges locations. This can save a great deal of money on a trip while still being able to earn points on that trip. Cardholders are given points for using their card at any of the Choice Privileges locations, for Choice Hotels gift card purchases, and for everyday purchases. Cardholders also receive automatic Elite Gold Status. This status gives cardholders the ability to book their hotels further in advance than usual and point bonuses when points are earned for eligible stays.

The rates are also reasonable. Barclays, the card issuer, gives cardholders one of two APRs based on what the rate is for the day. The APRs are based on the market, which is based on the prime rate. The rates are considered competitive and which is received depends on creditworthiness. The balance transfer APR will be the same as the purchase APR and the cash advance APR is a single rate, but it is also based on creditworthiness. Other than this APR, there is a balance transfer fee and cash advance fee that is a minimum dollar amount or a percentage of the transaction. The card can also be used internationally where Visa is accepted, but a foreign transaction fee is charged, which is a percentage of each transaction.
Card rating:
(4.0 out of 5) total 42 votes
Most attractive features: - Bonus points
- No annual fee
- Rewards program
Least attractive features: - No intro rates

Rewards & Benefits

Reward Types: - Hotel Reward Cards
- Travel Reward Cards
Reward Unit: Point
Rewards: - 8,000 bonus points after your first purchase
- 24,000 bonus points after your first paid stay at a Choice Privileges® location
- 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
- 2 points per eligible $1 spent on everyday purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions for other benefits
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Introductory Period: See Terms*
APR on Purchases (%): 15.24%, 19.99%, or 24.99%*
APR Type: variable
Annual Fee: $0*
Grace Period: 23 days*
Minimum Finance Charge: $2.00*
Late Payment Fee: $35.00*
Over Limit Fee: $0.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 4.00% of each balance transfer
Minimum BT Fee: $10.00

Cash Advances

APR on Cash Advances (%): 25.24%
Cash Advance Fee (%): 5.00%
Minimum Fee: $10.00

Other Fees

Additional Fees Foreign Transaction: 3% of each transaction in U.S. dollars.
Over-the-Credit-Line: $0
Returned Payment: Up to $35

Action

View Other Barclays Bank Delaware Cards
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View Other 0% Intro Rate Cards
View Other All Debit and Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Points Rewards Cards
View Other Regular Cards
View Other Reward Credit Cards
View Other Co-Branded Cards
View Other Instant Decision Cards
View Other Low Interest Credit Cards
View Other Hotel Reward Cards
View Other Travel Reward Cards


* The information provided for Choice Privileges® Visa® Credit Card is believed to be accurate at the time of evaluation (Feb 27, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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