Choice Privileges® Visa® Platinum Card
Issued by FIA Card Services, N.A., the Choice Privileges Visa Credit Card is designed for those with very good credit who would like to take advantage of the offered reward program. Earned points can be redeemed toward the Armed Forces Relief Fund and UNICEF affinity.
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Basic Information |
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| Issuer: | Bank of America | |||||||||
| Card Network: | VISA® |
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| Card Category: | Consumer (Premium) | |||||||||
| Card Type: | - Affinity Card - Co-Branded Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| Card rating: |  (4 out of 5) |
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| Most attractive features: | - No annual fee - Bonus points - Low introductory rate - Bonus free night |
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| Least attractive features: | - Points expiration*** | |||||||||
Rewards & Benefits |
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| Reward Type: | - Hotel Reward Cards |
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| Reward Unit: | Point | |||||||||
| Rewards: | - 8,000 points after your first purchase (enough for a free night at more than 1,000 Choice Privileges locations) - 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, ® Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion®, Cambria Suites and MainStay Suites® - 2 points per dollar on all other purchases Points are redeemable for free nights at Choice Privileges locations worldwide, airline miles with participating airline partners, and gift certificates to more than 350 retailers and restaurants nationwide. Points can also be redeemed toward donations to the Armed Forces Relief Fund and UNICEF. |
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| Expiration: | Two years | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Online Banking service - Total Security Protection - Zero liability from unauthorized card - Travel and emergency assistance - Automatic auto rental insurance - Purchase Replacement - Purchase Guard - Free Convenience checks - Free additional cards |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 1.9%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 6 months* | |||||||||
| APR on Purchases (%): | Prime + 9.74%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 20 days* | |||||||||
| Minimum Finance Charge: | 1.50% | |||||||||
| Minimum Credit Line: | $500 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 22.49% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
Comments |
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| Two free nights based on an 8,000 points per Choice Privileges award night. A free night may require more points at certain hotels. For point level information, visit choiceprivileges.com. To be eligible for this offer, you must apply for the credit card between May 1, 2007 and May 31, 2007 and use it to make $150 of qualifying net retail transactions that post within 75 days of the account open date. Please allow 4-6 weeks after the qualifying transaction(s) for the points to be deposited into your Choice Privileges account. You must maintain a U.S. address (including U.S. territories) to have a Choice Privileges Visa card account. Credit cards are issued by FIA Card Services, N.A. Terms and conditions apply. *** - Points expire on December 31st of the second calendar year following the year during which the points were earned. | ||||||||||
Action |
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| View Other Bank of America Cards | ||||||||||
| View Other VISA Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Premium Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Affinity Cards | ||||||||||
| View Other Hotel Reward Cards | ||||||||||
| Apply For Choice Privileges Visa Platinum Card Secure Online | ||||||||||
* The information provided for Choice Privileges Visa Platinum Card is believed to be accurate at the time of evaluation (Mar 16, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
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Credit Card: Choice Privileges Visa Platinum Card Application
