Citi® Diamond Preferred® Card

Issued by Citibank (South Dakota), N.A., the Citi Diamond Preferred Credit Card is designed for those with good credit who would like to have a credit card with very low APR rate and excellent Citi services.

	Intro APR  APR Annual Fee  0%* 14.99%* $0.00*
Basic Information
Issuer:	CitiBank
Card Network:	MasterCard®
Card Category:	Consumer (Premium)
Card Type:	- Low Interest Credit Card
Credit Needed:	Good*
Top Card Review
Card rating:	(3.5 out of 5)
Most attractive features:	- Very Low APR - Long term 0% intro rate - No annual fee
Least attractive features:	- No rewards program - High APR on cash advances
Top Rewards & Benefits
Rewards:	There is no reward program for this card* Visit reward credit cards page for card offers with reward program.
Other Benefits:	- Internet account related services - Optional personal photo on card - Price Protection program - Retail Protection program - Emergency cash & card replacement - Lost and stolen card reporting - Medical referral services - Legal referral services - Lost luggage assistance - Discounts on auto rentals - Automatic Travel Accident Insurance - Auto Rental Insurance - Travel & Emergency Assistance - Identity theft solutions - Fraud and security protection services - Automatic bill payments - Year-end financial statement (upon request)
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	12 months*
APR on Purchases (%):	14.99%*
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	20 days*
Minimum Finance Charge:	$0.50
Minimum Credit Line:	$500
Late Payment Fee:	$39.00*
Over Limit Fee:	$35.00
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	5.00%
Minimum Fee:	$10.00
Top Cash Advances
APR on Cash Advances (%):	25.24%
Cash Advance Fee (%):	5.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	Foreign purchase transaction fee: 3.0%
Top Comments
- The 0% APR does not apply to Cash Advances - The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, or have a returned check - Balance Transfer fee applies with this offer - In order to receive the statement credit, customers must make at least $30 in purchases that are not returned within the first 3 months of the account opening
Top Action
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* The information provided for Citi Diamond Preferred Card is believed to be accurate at the time of evaluation (Jul 29, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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